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Mortgage Loan Processor Resume Samples

The guide to resume tailoring.

Guide the recruiter to the conclusion that you are the best candidate for the mortgage loan processor job. It’s actually very simple. Tailor your resume by picking relevant responsibilities from the examples below and then add your accomplishments. This way, you can position yourself in the best way to get hired.

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Pick from the thousands of curated job responsibilities used by the leading companies, tailor your resume & cover letter with wording that best fits for each job you apply.

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• Performs follow-up work as necessary to achieve conditional approval within established time frames
• Respond to all borrower phone calls and emails in a timely manner promptly and in within the timeframe established by management
• Professional development - SunTrust University, an in-house career growth and employee development program
• Work through and resolve vendor work issues directly with customer and vendors
• Obtains necessary customer documentation to support data provided in the applications
• Works as a liaison between investors, vendors, and borrowers throughout the loan process
• Assists with incoming files to Corporate Underwriting for review, assignment, follow up conditions, subordinations
• Performs other duties as may be assigned
• Ensures loans are processed in accordance with established guidelines and Truth and Lending rules/regulations
• Coordinates mortgage loan closings
• Prepares opening packages and disclosures in a timely fashion
• After settlement, reviews and audits property loans, ensuring final title policy and endorsement is received and lien is correct
• Order title insurance, flood and tax certificates and surveys, reviewing for problems upon receipt
• Ensures accurate printing of preliminary real estate loan documents
• Perform basic LP analysis of C, I, A documents to provide additional information to underwriter
• Assist in the lending process to reduce loan cycle time by interacting with the customer and assisting the loan officer
• Establishes accurate closing date and monitors promised closing dates to meet those established. Meets standards for closing percentages of loans processed
• Proactively manage workflow to ensure loan files meet key milestone dates
• Performs pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents to terms of loan commitment
• Setting and maintaining proper expectation to all parties on the file (including internal customers, e.g., loan officers, sales managers)
• Performs routine loan calculations
• Excellent attention to details. Ability to maintain quality of work even during times of high volume
• Basic knowledge of lending processes, loan principles, loan systems. Knowledge of banking process helpful
• Assist loan officers in meeting overall company goals and guidelines by contributing to the productivity, profitability and loan quality
• Mortgage Lending Knowledge. Understanding of basic real estate terminology, documents and knowledge of federal and state regulations
• Member focus. Ability to provide excellent member service even during times of high volume
• Have a strong working knowledge of VA Portal to order certificates of eligibility and the order of VA appraisals
• Basic knowledge of credit policies and approval processes
• Knowledge of basic lending, real estate contracts and language, foreclosure, short sales and delinquent accounts
• Ability to provide excellent customer service in person and on the phone
• Demonstrates solid leadership ability

15 Mortgage Loan Processor resume templates

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• Capable of independently processing the most complex loans
• Make judgments as to whether the loan is "reasonable" even if it meets published guidelineson thesurface. If it does not appear reasonable, must escalate for further evaluation
• Maintain knowledge of regulatory changes, external and internal compliance requirements, and investor guidelines to insure loan salability
• 2 years of loan processing experience and function as a senior processor. Capable of independently processing the most complex loans
• 5 years of loan processing experience. This senior level processor may be responsible for training entry–level processors and/or providing guidance to other processors. Capable of independently processing the most complex loans. In Addition, the individual will be required to
• Make judgments as to whether the loan is “reasonable” even if it meets published guidelines on the surface. If it does not appear reasonable, must escalate for further evaluation

Commercial Mortgage Loan Processor Multifamily Resume Examples & Samples

• Bachelor’s degree from four-year College or University preferred, but not required
• 2 years of related work experience preferred
• Ability to carry out instructions furnished in written, oral, or diagram form
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations
• Ability to write reports, business correspondence, and procedure manuals
• Ability to effectively present information and respond to questions from managers, clients, customers, and vendors
• Ability to communicate and be assertive on the phone with clients, vendors, and city officials
• Proficiency in Excel, Word and other productivity software
• Possess a basic understanding of financial formulas and use of financial calculator
• Minimum one year of experience in loan processing and closing activities
• Basic knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems

Mortgage Loan Processor / Liaison Resume Examples & Samples

• Degree in related field
• Solid Mortgage background
• Computer savvy
• Collect, prepare and assemble closing packages including documentation and disbursement instructions for delivery to title companies. Reconcile the complete file after required information has been obtained and verify underwriting conditions have been satisfactorily cleared by the underwriting or investor. Prepare, verify, and disburse funds to title companies at loan disbursement
• Review new loan application files for compliance, accuracy and completion. Initiate corrective action when needed. Submit credit documentation along with automated findings of borrower criteria to underwriting to obtain final approval
• Primary point of contact during processing for applicants, realtors and/or attorneys, vendors, and other internal lenders and branch banking employees. Answer general customer inquiries and resolve customer issues
• Interact with third party vendors to obtain credit reports, appraisals, title reports, flood certifications, and tax transcripts. May interact with government or insurance agencies as needed
• Review and compile loan documents to comply with loan approval and secondary market guidelines and deadlines. Maintain current knowledge of internal and external regulation, changes to policy, and changes to procedure
• Prepare and balance the Settlement Statement with the title company, verifying the final settlement statement is correct according to compliance regulations. Monitor loan closing dates to assure adherence to scheduled timelines
• Take loan applications or speak with customers about terms of loan in excess of five times per year
• Provide guidance and work direction to new loan processors and assist with training of new hires as applicable; review work of others
• High-school education or equivalent
• 1-2 years post-secondary coursework in finance/accounting or equivalent experience
• Minimum of 5 years of experience in mortgage loan processing and closing activities with thorough knowledge of FHA/VA, USDA, Department of Housing and Urban Development (HUD), and Conventional Loan guidelines
• Must maintain an active registration status with NMLS (Nationwide Mortgage Licensing System and Registry)
• Thorough knowledge of RESPA, TILA and all other mortgage regulations
• Strong decision-making skills and the ability to move quickly between tasks
• High level of analytical abilities, or math aptitude
• Proficient at multi-tasking responsibilities and projects while maintaining deadlines and work quality
• Excellent computer skills, which include Microsoft Office programs and a familiarity with automated vendor processing systems such as Desktop Underwriter (DU)
• Four-year college degree in finance or accounting
• 7+ years’ experience in conventional, HUD, FHA/VA mortgage loan processing

Z-mortgage Loan Processor Resume Examples & Samples

• Document any potential issue or concerns regarding loan reasonableness or potential fraud/misrepresentation and escalate to next level manager or Loan Risk and Recovery depending on the circumstances
• This senior level processor may be responsible for training entry-level processors and/or providing guidance to other processors
• Construction to Perm experience
• Bond Loan experience
• USDA experience
• The position directly interacts with loan officers, customers, Mortgage Support Teams, and external vendors
• Minimum of three years proven and progressive mortgage lending support experience, or equivalent loan processing or underwriting experience
• Proficiency with personal computers as well as pertinent mainframe systems and software packages
• Minimum 3 years of loan processing experience in a mortgage banking company or related financial institution required
• Minimum 3 years of experience working with FNMA/FHLMC guidelines and standard industry guidelines required
• Minimum 3 years of experience of state and federal lending regulations (e.g. Respa, Reg Z, Ecoa, State Fair Lending) required
• Ability to communicate effectively with all levels of Bank personnel, customers, and outside agencies in both verbal\written form
• Computer literate with experience using, Word and industry standard mortgage software, preferably InterLink E3
• Ability to work under deadlines
• Good organization and planning skills
• Ability to pay close attention to detail
• College graduate or above
• Able to work independently, responsible and with proactive attitude
• Familiar with local real estate market and operations
• Proficiency in both Chinese and English, with good knowledge of PC application software Educational
• Contributes to the efforts of the Real Estate Secured Lending Operations unit through team orientation and focused excellence in achieving organizational goals and quality standards
• Effectively and efficiently manages a pipeline of loan applications and loan modifications/conversions (as assigned) to deliver results consistent with established goals
• Provides best in class service to all parties involved in the transaction, including borrowers, builders, Realtors, sales partners, and other internal partners
• Delivers consistent and timely service throughout the lending process. Anticipates borrower needs and proactively maintains service level agreements
• Responsible for adhering to all compliance and regulatory requirements, mortgage policies, and procedures
• Responsible for ordering and ensuring required services are ordered and received, including credit reports, appraisal, title, payoff requests, and property surveys
• Ensures appropriate insurance is obtained and updates the file accordingly
• Completes file maintenance as necessary
• Reviews submitted loan application for completeness and verify procedures per guidelines
• Order necessary documents and follow-up with vendors/third parties to obtain in a timely manner
• Manage pipeline loans within required performance standards for approval and status calls
• Submit loans to underwriting for conditional review and full approval upon receipt of appraisal
• Partner with Sales and Underwriters on difficult and or exception transactions
• Proactively communicate with all parties to the transaction, including, but not limited to title companies, internal team, and vendors
• Run and review AUS findings including LP, DU, and GUS
• Must be knowledgeable about FHA, VA, USDA, and conventional loans
• General servicing experience
• Investor reporting
• Default management
• Financial background
• Quality control
• Collects and reviews required documentation. Calculates income. Updates the file accordingly
• Ensures required verifications, including, deposit, employment, and mortgage are ordered and received
• Prepares and submits the file to underwriting
• Prepares and submits the loan for closing. Coordinates closing with the loan officer, borrower, builder (if applicable), Realtor, and closing agent, as applicable
• Works with the borrower, builder, sales partner, and internal partner, to complete the loan modification and to satisfactorily complete the conversion from the construction phase to the permanent phase of a construction loan, as necessary
• Prepares the loan for modification/conversion. Coordinates the execution of modification/conversion documents with the MBO, borrower, and the closing agent (if applicable)

Senior Mortgage Loan Processor Resume Examples & Samples

• Working collectively with colleagues and key stakeholders to optimize customer experience
• Minimum of an associate’s degree in business, related field or equivalent experience
• Ability to work independently, handle detail and maintain confidentiality
• Proficiency with MS Word and Excel
• Ability to multi-task effectively in a fast-paced environment
• Demonstrated knowledge of the mortgage documents and loan processing
• College degree preferred. Equivalent experience in mortgage banking origination may be a substitute
• 3 years of residential processing experience preferred. Other relevant study or directly related work experience may be considered
• Ability to work overtime (especially at the end of the month)
• Must have 3+ years’ experience: Effectively and efficiently monitors a pipeline of at least 50 loans with the goal of closing at least 25 loans per month
• Reviews customer submitted documentation to ensure the documentation meets the program guidelines
• Must have 3+ years’ experience: Validates credit reports, orders appraisals, surveys, and title insurance, and requests payoffs from other mortgage companies; updates loan files, the mortgage software platform, and tracking system as information is received; prepares final loan package for approval, as well as experience in calculating income to include self-employed borrower
• Processes loan to conform to product guidelines. Gathers all requirements and prepares loan for underwriting approval
• Responsible for adhering to compliance and regulatory requirements
• Manage the receipt, scanning and indexing of loan files or documents from internal departments, third party vendors or external business partners such as title companies and loan customers
• Maintain and manage loan file and document status information through the use of both system generated and manually prepared pipeline reports, adhering to established follow-up procedures. Document receipt into information systems or department’s manual reports
• Communicate by phone, written or electronic communication with internal and external customers (e.g. internal lending staff, title companies, third party vendors, business partners, loan customers, etc.) as needed to accurately complete loan files within prescribed timeframes
• Assist with training and development of new and less experienced employees. Resource for lending production staff and lesser experienced processors staff and less experienced processors
• Prepare reports to identify outstanding issues, department goals and training/development needs
• Prepare loan documents as needed
• Monitor the receipt of loan files, loan documents and security instruments, including car titles and mortgage or deed of trust documents
• Execute mortgage/title filing as needed, to ensure accuracy of security instruments
• Complete more complex corrective actions related to loan documents and loan servicing system data entry
• Assist other departments within Loan Operations with filing or data entry as needed
• Work with third party vendors to obtain data as needed
• Process loan applications through the front end processing system as directed
• Understand TCF’s Policy and Procedure to ensure that all underwriting of non-originated files is in compliance
• Verify accuracy of Overdraft Protection files and set up all Overdraft Protection accounts
• Maintain loan files
• Understand the MHFA program and ensure all information is collected and verified. Produce loan documents. Work with lender and MHFA to ensure complete, accurate loan file
• Assist with training of employees
• Figure aptitude, analytical and problem solving skills
• Two years post high school education
• Monitor and maintain an application pipeline
• Directly communicate with Loan Officers, clients, service providers and branch referring partner to gather and clear underwriting conditions; primarily responsible for documentation collection
• Ordering third party documentation; verify vendor orders are complete and invoices received
• Maintain knowledge of industry compliance standard rules and regulations
• Review Hazard Insurance for required coverage and Insurance Carrier rating
• Review title work for seasoning requirements, liens, entity issues, etc…
• Review flood certificates for flood status
• Minimun of 2 years residential mortgage processing experience on agency products
• Knowledge of RESPA guidelines, general knowledge of all mortgage and consumer lending regulations
• Foundational knowledge of FHA, VA, Conventional, Jumbo (preferred). Other products, (i.e.) CP, USDA, HELOC preferred but not required
• Ability to handle competing priorities effectively and withing established timeframes
• High level of integrity and trust must be a team player with a selfless attitude
• Ability to work varying hours and overtime if needed
• Obtains required documentation and processes less complex loan applications
• Tracks receipt of and reviews post closing legal documents
• Prepares for review, Good Faith Estimates of Closing Costs, Regulation Z disclosures, and other disclosures required by consumer regulation
• Schedules, coordinates loan closings, and clears for disbursement of proceeds
• Performs basic loan calculations
• Verifying information for accuracy and completeness
• Interpret and apply policies
• For more information, contact: Lindsay Silverman at mailto:[email protected]
• Follows up on missing documentation
• Prepares compliance and accounting records and reports, as required by management and regulatory agencies
• Maintains currency in loan processing policies and procedures
• Intermediate level concepts, practices and procedures of commercial and retail loan processing and documentation
• Financial markets and products
• Multi-state real estate, closing, and title practices
• Federal and State lending laws
• Reviewing and interpreting commercial loan documentation and terms
• Reviewing and personal financial statements and supporting documents
• Work independently as well as collaboratively within a team environment
• Raymond James Bank is an EOE/AA and VEVRAA Federal Contractor
• For more information, contact: Lindsay Silverman at [email protected]
• 2 Year College Degree beneficial
• 2 years of secondary market mortgage processing experience required
• Ellie Mae Encompass in a paperless environment preferred
• Problem solving and analytical skills
• Knowledge and experience using loan origination software, MS Word, Excel, and Outlook
• Act as a liaison between borrower, underwriter, loan originator and real estate agent, while maintaining excellent customer service and open communication with parties
• Research program requirements and efficiently obtain the necessary documentation to comply with program guidelines
• Ensure all files in pipeline are current, complete and accurately entered into loan origination software
• Obtain documentation and order services from third parties including: payoffs, flood, appraisal, title insurance, VOE, VOD, credit report updates, etc
• Compile all documentation in a paperless environment and submit a full file to underwriting
• Monitor and clear underwriting conditions in a timely manner, including obtaining documentation necessary to resolve routine title issues
• Document all communication pertinent to the loan transaction within loan origination software
• Help with other areas such as closing and post-closing as directed by management
• College Degree (B.A./B.S.) preferred
• 5 years of secondary market mortgage processing experience required
• Read and interpret supporting documentation and familiarity with required regulations
• Work in a fast-paced, high volume environment, while practicing sound judgment
• Review loan files and monitor reports to maintain compliance with regulatory and established corporate policies and procedures
• Communicates with borrowers, production and/or operations staff on correspondence to loan decisions such as suspended conditions, approval letters and/or denials
• Assist in preparation of reports to identify outstanding issues, department goals and training/development needs
• Acts as a preliminary contact for branch lending offices and Level I processors
• Enters applicant information into the mortgage software platform, prints necessary documents, and completes loan files
• Updates loan files in the mortgage/equity software platform as information is received
• Obtains and reviews necessary customer documentation to support data provided in the applications
• Reviews and verifies tax, lien and homestead information for collateral property
• Ensures that all documentation meets the loan program/product processing and underwriting guidelines
• Ensures that title is clear with no impediments in perfecting the lien
• Validates credit reports, ensures timely ordering and review of required vendor documentation
• Contacts insurance companies for insurance policy information and details

Entry Level Mortgage Loan Processor Resume Examples & Samples

• Accurately documents audit findings for reporting
• Maintain loan status information through the use of pipeline reports. Perform regular follow-up procedures for progress on all loan applications and advise interested parties in a timely manner. Use system comment screens to document the events to ensure management and other staff can at a glance determine the status of the loan file. Update system status coding as appropriate
• Make recommendations to update and/or correct lending policy and procedure manuals
• Assist with training and development of new employees, familiarizing them with their tasks and responsibilities. Suggests to supervisor changes in workload or position responsibilities as necessary
• Ensures that work is completed within the prescribed deadline
• Prepares loan documents
• Keeps up to date on regulatory and procedural policies and is able to assist lenders in perfecting a loan package
• High school education or equivalent
• Working knowledge of Word and Excel or similar data programs in Windows environment
• Excellent organization and time management skills
• Proven ability to coordinate multiple tasks, prioritize workload, and meet deadlines
• Ability to work independently, under pressure and to meet prescribed deadlines
• Ability to deal tactfully and courteously with customers, fellow employees or others in performing the duties assigned
• Must be able to attend work on time and on a regular basis
• Must be able to visually view and read computer screens, documents, and reports
• Must be able to manually operate a PC, calculator, phone, fax machine, and other office equipment
• Effectively and efficiently monitors a pipeline of at least 50 loans with the goal of closing at least 25 loans per month
• Disclosures, such as the 1003 application for mortgages or the LOA application for other consumer loans, the good faith estimate, the initial truth in lending, income and asset information, etc
• Validates credit reports, orders appraisals, surveys, and title insurance, and requests payoffs from other mortgage companies; updates loan files, the mortgage software platform, and tracking system as information is received; prepares final loan package for approval
• Provide guideance, answer questions and act as a mentor to other less experienced Mortgage Loan Processors
• Minimum of 5 years residential mortgage processing experience on agency products
• Minimum of 2 years purchase processing experience
• Foundational knowledge of tax returns; Foundation knowledge of FHA, VA, Conventional, Jumbo (preferred). Other products, (i.e.) CP, USDA, HELOC preferred but not required
• Demonstrated knowledge of purchase lending requirements and documentation
• Computer literate with experience using Microsoft Office, Google Mail and other software and applications
• Capable of effectively communicating information in a professional manner to customers and internal partners
• Optional Preferred Qualifications, depending on department supported
• A minimum of one year of experience in mortgage operations, financial or customer service
• A minimum of three years of mortgage operations experience is required
• A minimum of five years of mortgage operations experience is required
• Ensures the proper and timely completion of loan applications, collecting supporting documentation, pulling credit, documenting assets and liabilities and preparing a comprehensive loan package in preparation for underwriting
• Ensures the POS and LOS systems are populated with the required application data and that loan/processing statuses are accurately maintained
• Dispositions loans according to the underwriting decision, preparing approved loans for submission to closing or coordinating adverse action notices to applicants
• Maintains strict adherence to all compliance and regulatory requirements as well as department policies and procedures
• High school diploma or equivalent is required
• Minimum of three years mortgage operations experience
• Knowledge of Conventional, FHA, VA, Construction Perm guidelines and compliance guidelines
• Associates or Bachelor’s Degree
• Bilingual; English and Spanish
• Time Management — Managing one's own time and the time of others
• Service Orientation — Actively looking for ways to help people
• 1-3 Years experience in mortgage processing
• Extensive Customer Service Skills
• Ability to manage a pipeline of 30-60 Multi-state conventional loans
• Ability to handle and prioritize a large pipeline ensuring rate locks are met while always ensuring the highest level of customer service
• Working knowledge of Microsoft Word, Excel, DU and client specific originating systems
• Gather information and take each file from approval to closing
• Drives for results, analyzes issues and makes decisions
• Demonstrates adaptability
• Collaborates with others and effectively manages relationships
• Demonstrates organizational skills and is able to multi-task effectively
• Have Strong verbal and written communication skills
• Three years of mortgage loan processing experience OR four years of mortgage underwriting and/or closing experience
• One year mortgage processing experience
• Two years recent processing experience (within 12 months of application date), or a Bachelor's degree
• Five or more years of mortgage loan processing experience
• One or more years’ experience working with Desktop Underwriter
• Previous management or leadership experience
• Prepare Daily Reports - loans received, loans remaining for department, loans remaining for underwriter, and post- closing report
• Prepare subordination package for review, enter into SADS database and subordination preparation including final delivery of subordination
• Denial/HMDA files - responsible for all files in corporate underwriting are reviewed and all decision timing is completed within regulatory requirements, including all HMDA information
• HUD Binders - track all case binders for completion for final insurability
• Must be customer service oriented with the ability to work in a multi task environment while maintaining a high-level of flexibility
• Basic knowledge of first and second (subordinate) lending; credit, collateral, assets

Wealth Management Mortgage Loan Processor Resume Examples & Samples

• Three or more years of experience in loan processing and closing activities
• Advanced knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
• Advanced knowledge of credit policies and approval processes
• Ability to handle stressful situations with calmness and courtesy
• Excellent records and file management skills
• Knowledge and experience using MS Word, Excel, and Outlook
• Knowledge of basic accounting processes and procedures
• Works with partners, borrowers and vendors to request, obtain and/or follow-up on all documentation required for approval. Reviews the documentation for accuracy and inputs the information into the mortgage origination system
• Responds to, and documents inquiries from partners, borrowers and outside vendors to resolve discrepancies. Ensures complete and accurate credit packages are submitted for approval review
• Responsible for meeting all regulatory and compliance requirements associated with mortgage lending. Verifies that the loan documentation is complete and accurate; reports and resolves deficiencies within established timeframes
• Is able to perform basic underwriting skills applying secondary market and banks guidelines to determine credit worthiness. Ensures documentation is complete for analysis
• Responsible for approving basic loan approval conditions provided by partners, borrowers or outside vendors for files ensuring guidelines and bank policies have been met
• Responsible for monitoring all closing dates, rate expirations and Equity Credit Line maturity dates are up to date on a weekly basis
• Responsible for ordering payoff letters and requesting Subordination Agreements
• Responsible for ordering Homeowner’s and Flood Insurance when applicable and reviewing for sufficient coverage amount
• Orders Title Report and Appraisal from third party vendor and is responsible for follow-up
• Responsible for satisfying prior to close conditions and making sure file is clear to close
• Prepares loan commitment letters
• 3 years in mortgage banking or related experience preferred
• Knowledge of bank policy and procedures, secondary market guidelines and compliance regulations, usually acquired through related work experience, is required to ensure bank and regulatory guidelines are met
• Time management skills and attention to detail are required to properly manage and prioritize assigned workload
• Knowledge of Windows with a background in Word or Excel preferred to set up loans on the system and maintain tracking file
• Good written and verbal communication skills are required to respond to inquiries from partners, borrowers and outside vendors
• Reviews and inputs incoming documents (i.e. VOE, VOD, credit, etc.) into Mortgage Loan Operating System (LOS)
• Reviews residential loan application file to verify that application data is complete and meets establishment standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment
• Reruns Automated Underwriting System (AUS) to ensure same automated decision is applicable
• Recommends that loan not meeting standards be denied
• Calls specified companies to obtain property abstract, survey, and appraisal if needed
• Determines if appraisal is to be ordered and what type
• Reviews appraisal for errors and meets underwriting criteria and notifies lender of any discrepancies
• Informs supervisor of discrepancies in title or survey
• Assembles file in electronic imaging system and reviews for completeness and accuracy
• Notes the estimated closing date and type of transaction
• Reads notepad for pertinent information not obvious in file, identifies missing items and notifies appropriate party
• Orders updates to credit report
• Requests needed documentation not previously requested
• Reconciles LOS and AUS
• Gathers all required documentation prior to closing and resubmits for final approval
• Submits mortgage loan application file for underwriting approval
• Orders flood determination
• Types and mails approval and denial letters to applicants
• Confirms closing date and location of closing
• Sends out construction package if necessary to branch lenders
• Prepares closing sheet and sends file to closing department for settlement
• Notates denial or withdrawal status in LOS and prints appropriate package
• Submits denied files to underwriting for review and signatures
• Reconciles fees to determine if funds are missing
• Records data on status of loans, including number of new applications and loans approved, canceled, or denied
• Required: High school diploma or general education degree (GED)
• Four to six years of mortgage lending or similar financial experience and/or education
• Ability to communicate effectively orally and in writing using the English language
• Working knowledge of, Microsoft Office products to include Word, Excel, Access, PowerPoint and Outlook
• Submits loans through DU and orders and follows up on any outside services such as credit reports, title, appraisals
• Monitors loans in process to determine any deviation from standard processing time and to take appropriate actions including notifying the manager for alternatives to ensure timely service
• Notifies the customer of the underwriting decision
• High School diploma or equivalent required
• Two + years of related full doc. processing work experience in residential mortgage lending processing and willingness to learn VA full doc loans
• Requires good analytical and math skills, strong oral and written communication skills, and outstanding computer skills
• Knowledge of FHA, VA, Conventional loans preferred
• Current Mortgage Loan Processing knowledge
• Ability to work flexible hours as needed
• Ability to function in an ever changing environment
• Demonstrate strong interpersonal, organizational, and time management skills
• MS Office proficient
• Excellent customer service skills with strong attention to detail
• Receives and reviews new loan files
• Processes RD, FHA, VA, and Conventional mortgages
• Maintains knowledge of bank’s residential loan policy and credit granting standards
• Attends training seminars as required to further develop job skills
• Effective listening, verbal and written communication skills
• Proficient in Encompass
• Working knowledge of ordering appraisals, flood certifications, verifications, title work and homeowners insurance

Cres Senior Mortgage Loan Processor Resume Examples & Samples

• Receives loan application from MB and Consumer Direct Outbound Reps and reviews documents to ensure all necessary forms have been completed and comply with underwriting, PMI and secondary market guidelines
• Sets up loan files and enters information for tracking of loan. Submits loans through DU/LP automated underwriting system upon validation. Prepares and mails initial or revised disclosures, if applicable
• Ensures all loans are in compliance with internal Bank guidelines and external state and federal regulations (i.e. USPAP, FIRREA, HMDA, RESPA, FNMA, FHLMC, and Fair Lending)
• Four to five years of loan processing experience. FHA and VA processing experience required
• Thorough knowledge of mortgage processing and basic underwriting skills
• Thorough knowledge of federal regulations and regulatory agencies such as USPAP, FIRREA, HMDA, RESPA, FNMA, FHLMC, VA, RD, and Fair Lending
• 0-1 year of mortgage banking processing experience with FHA/VA/FNMA/FHLMC
• Knowledge of mortgage loan products (conventional, FHA/VA, construction lending, HEQ and portfolio programs) and knowledge of mortgage procedures, documentation, and underwriting guidelines
• AUS, mortgage procedures, basic mortgage processing
• Excellent in customer service, highly motivated, focused and goal oriented
• Must have excellent written and verbal (face-to-face and phone) communication skills including professional grammar and demeanor
• Strong organizational skills with attention to detail
• PC and internet proficiency - loan origination software, imaging, Desk Top

Mortgage Loan Processor Assistant Resume Examples & Samples

• Image/index, review and submit completed files via the loan origination system to the underwriting department
• Provide exceptional service for both internal and external customers
• Communicate with various companies to obtain property survey, flood certificate, title commitment and payoff information
• To assist with documentation collection and data entry
• Must be able to work independently and handle multiple priorities
• High school diploma or equivalent work experience required
• Demonstrated ability to prioritize, multi-task, meet deadlines
• Precise attention to detail
• Excellent organizational skills and follow through

Mortgage Loan Processor Team Lead Resume Examples & Samples

• Sets up loan files and enters information for tracking of loan. Submits loans trough DU/LP automated underwriting system upon validation. Prepares and mails initial or revised disclosures, if applicable
• 3-4 years of loan processing experience. FHA and VA processing experience required
• Availability: Monday - Friday 10:00 am - 7:00 pm CST

Home Equity Mortgage Loan Processor Resume Examples & Samples

• Reviews title reports received from title companies for all real estate secured consumer loan/line products. Researches and follows up on problems related to title reports, and interacts with branch personnel and title companies to resolve related issues
• Reviews flood determinations received for real estate secured loans. Ensures banker is informed if property is located in a flood zone. Sends flood letter and notification to customer informing them of requirement to carry flood insurance
• Communicates with Residential Appraisal Services to ensure property evaluation product is received in a timely manner. Compares the report to the system to ensure specifics are correct
• Obtains proof of home owners and flood insurance (if applicable) for all real estate secured loans. Reviews insurance documentation to ensure coverage amounts and dates are sufficient
• Tracks for any additional loan officer requirements, and clear all stipulations of the credit approval prior to preparing the file to be ready for documents
• Orders, and follows through to receipt, all vendor work needed in conjunction with loan request. This includes but is not limited to title reports, flood determinations, and comps/appraisals
• Establishes and coordinates escrow closings with title companies as needed. Follows up on sub escrows when applicable and work with title companies to resolve any issues
• Provides additional support to other areas of Operations as required
• Associate’s Degree in Business or Finance or equivalent combination of education and experience
• Good knowledge of consumer loan and line documentation
• Good knowledge of consumer loan compliance regulations
• Knowledge of MS Windowns and MS Office software, including Word and Excel
• Ability to be a team player
• Ability to work in a fast-paced environment
• Planning and organizational skills
• Written and verbal communication and interpersonal skills
• Processing loan applications
• Verifying employment, assets and liabilities
• Submit file for underwriting and clear condition
• Prepare file for the loan closer
• Help with Final Documents after the loan is sold
• Will train to back up different positions
• Help back up the Mortgage Department’s incoming phone calls
• 2 years Loan processing experience preferred
• Proficient with Microsoft Suite
• Ensure the timely and accurate processing of all loans submitted by MLO's
• Gather information and process each file from initial approval to closing in a timely manner
• Ensure that all loan documentation is complete, accurate, verified and complies with Bank policy
• Support MLO's in preparing files for closing
• Maintain pipeline report and notify management of status as needed
• Act as a liaison between MLOs, underwriter, closing agents and other related parties
• Education: Associates Degree preferred
• Process and complete FHA and conventional mortgage loan files
• Verify all documentation for accuracy and completeness
• Calculate Income, 1040s, etc
• Package loan files complete and thorough for Underwriting
• Obtain required stipulations from borrower, guiding loans from origination through closing
• Maintain communication with Loan Officers on all programs and the status of the loans
• Based upon underwriting decision, finish processing for loan closing or mail adverse action letter to borrowers
• Provide exceptional customer service to both internal and external customers
• Meet goals set forth with team lead
• 2-5 years of experience processing home loans
• Knowledge of pertinent federal, state and local codes, laws and regulations
• Loan Origination skills highly preferred (Encompass)
• Demonstrated communication, telephone and organizational skills
• Strong knowledge of FHA and Conventional mortgage programs
• Knowledge of additional mortgage programs a plus (ie, FHA, Conventional, 203K, VA, Homestyle, Sonyma, etc)
• 3-5 years of experience in Information Technology, preferably in an operations environment
• Experience in a technology operations role
• Experience working in a 24x7 operations facilities
• Experience with technology in the banking industry
• A foundational understanding of technology, including infrastructure, and business applications (built on infrastructure)
• Strong written and oral communication skills are required, and being comfortable speaking in front of others
• Experience communicating to management and business partners
• Must demonstrate strong analytical and excellent communication skills, strong interpersonal skills, and the ability to work well within a team
• Professional certifications preferred (CCNA [CCENT & CCT], MCP, VCP, RHCSA, LPIC-1, Network+, Security+)

Mortgage Loan Processor Senior Resume Examples & Samples

• High School Diploma
• AUS, mortgage procedures
• Customer service
• Requires the ability to work in a fast paced environment, multi-tasking with processor functions for all home lending products
• Daily Loan Assignment - includes receipt of all loan files from branches, logging receipt in UNIFI, assigning to underwriters
• HMG Corporate Underwriting Mailbox - retrieval of all PTCs for outstanding file conditions. The conditions are all electronically delivered to this mailbox, delivered to the underwriters and updated in UNIFI
• Minimum of 1 year of prior conventional and government loan processing experience including review of income documentation, appraisal documentation and applicable forms/documents required by different agencies
• Must be able to work in a high volume environment with minimal supervision while maintain all production service levels
• Strong analytical skills with attention to detail
• Ability to work in a fast paced environment, multi-tasking with processor functions for all home lending products
• Process mortgage loan files which includes but not limited to obtaining all loan documentation and analyzing file items
• Maintain knowledge of regulatory changes, external and internal compliance requirements and investor guidelines to assure loan quality
• Knowledge of automated underwriting systems, such as Desktop Underwriting, Loan Prospector and Government Underwriting System with the ability to analyze findings
• Ensure timely and accurate processing of all orders such as appraisal, verifications, etc. as requested by the Loan Processor
• Input correct loan information into the system for processing
• Respond to inquiries and follow up with key individuals to resolve problems
• Follow up with MLO's on outstanding loan conditions
• Support the Mortgage Loan Processor in preparing files for closing
• Escalate processing issues to the Assistant Mortgage Operations Manager
• Experience: 1-3 years of mortgage lending and banking experience with good knowledge of lending regulations and loan processing in a multi-state lending environment

Mortgage Loan Processor Supv Resume Examples & Samples

• 3 - 5 yearsof processing or underwriting experience mortgage lending
• 2+ years of FHA/VA/FNMA/FHLMC loan processing experience
• Strong math and analytical skills
• Demonstrated ability to prioritize, multi-task and meet deadlines
• If applicable, interviews loan applicant(s) to gather specific information relative to credit, employment, and financial history
• Reviews, organizes and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval
• Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information
• Process files from opening through closing of each loan. Take ownership of loan files once received from mortgage loan officer. Be primary contact for all parties involved in the process of the mortgage loan
• Assemble all loan documents necessary to meet the underwriting guidelines for the particular loan program in process. Obtain the necessary documents from the customer to meet Automated Underwriting System findings
• Review all documents for accuracy and completeness and determine the documentation necessary to be included in mortgage loan file
• Check Vendor screen for completeness
• Analyze borrower(s) Federal Tax returns (if applicable) to determine qualifying income. Complete FNMA Form 1084 Self Employed Cash Flow Analysis for loan files with tax returns
• If responsible for ordering appraisals-title and hazard insurance, track the order and status of ordered appraisals-title and hazard insurance
• Maintain compliance of Good Faith Estimate, Truth-in-Lending, and all other Real Estate Settlement Procedures Act (RESPA) disclosures
• Reviews documentation for completeness and accuracy, ensuring compliance with initial truth-in-lending guidelines. Notify Mortgage Banker of changes to loan file needing Changed Circumstance and re-disclosure
• Responsible for conferring with borrowers concerning questions, procedures, necessary information and forms completion, and loan status
• Communicates in writing and verbally with various parties to the mortgage loan process
• Ability to deal tactfully and effectively with customers as well as fellow employees; and

Summer Internship Mortgage Loan Processor Resume Examples & Samples

• Handling confidential customer information
• Prepares and processes mortgage loan records, files and correspondence from application through approval
• Assures compliance with bank, regulatory and investor guidelines and customer service standards
• Communicates with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file
• Assessing customer qualifications for financing by reviewing and analyzing income and asset information
• Communicating with customers on status and obtaining information as needed
• Working with underwriting and closing departments to insure customers service expectations are met
• Pursuing a Bachelor’s degree in Accounting, Finance, Economics, Business, or related discipline
• Strong written and verbal communication, analytical, problem solving and critical thinking skills
• Ability to think and work independently, professional demeanor, high energy and a “can-do” attitude
• Ensure compliance with bank and government regulations
• Data entry of loan applications to bank's processing system and submission to automated underwriting system
• Order and collect documentation necessary to address automated underwriting findings
• Communicate with all parties on status of file
• Work with originator and borrower to clear underwriting conditions
• Interpret automated underwriting decisions
• Solve file issues and problems within bank guidelines
• Knowledge of mortgage investor guidelines
• Knowledge of appraisal process
• Thorough knowledge of automated underwriting
• Thorough knowledge of compliance guidelines
• Excellent organizational, communication, and computer skills
• Time management and prioritization skills necessary to manage workload
• Ability to solve complex loan problems
• Ability to manage difficult situations with borrowers, Realtors, etc

Home Mortgage Loan Processor Resume Examples & Samples

• Provides exceptional customer service to loan officers, branch personnel and outside customers
• Ordering and reviewing all verifications required for loan product/program
• Analyze applicant information/documentation to ensure acceptable to bank or investor guidelines
• Provides timely re-disclosures with updated fees, prices per 2010 Good Faith Estimate (GFE), Truth In Lending and Change of Circumstance regulations
• Manages an assigned pipeline of loans for submission to underwriting while meeting department turnaround time and service commitments
• Regularly communicate items needed and loan status with customers, loan officers and managers
• Calculate income using paystubs, W-2s, tax returns and/or other forms of financial information
• Calculate escrows, payoffs, interim interest to final loan amounts
• Run Automated Underwriting System (Desktop Underwriter or Loan Prospector) according to documentation in loan file
• Consistently updates Encompass Loan Originating System with status and documents received from customers and others
• Orders appraisals and prelim title reports
• Reviews all loan documents for accuracy
• Submits complete files for final underwriting and follows loan through docs and closing to ensure on time delivery to investor
• Maintains a current knowledge of other bank products
• Maintains a current understanding of established Tri Counties Bank policies and procedures including but not limited to regulations as they pertain to mortgage loans: SAFE Act, Equal Credit Opportunity Act (Reg B), Truth in Lending (Reg Z), Bank Secrecy Act (BSA) Fair Housing Act, Real Estate Settlement Procedures Act (RESPA), OFAC compliance, Identity Theft Protection, Unfair Deceptive or Abusive Acts or Practices (UDAAP), Non-public Personal Information (NPPI) regulations, and Home Mortgage Disclosure Act (HMDA)
• Answers phone inquiries from customers and branches
• Performs duties of other loan processors in their absence
• Minimum of 3 years of direct mortgage lending experience
• Recent experience in Fannie Mae, Freddie Mac processing
• Good organizational and prioritization skills to accommodate heavy volumes
• Comprehension of Secondary Market policies and procedures
• Comprehension of Loan Prospector (LP) and Desktop Underwriter (DU) (automated underwriting system)
• Ability to work independently and effectively, collaborate and problem-solves with staff
• Creative thinking to find appropriate solutions or alternative products
• Knowledge of Encompass, Microsoft windows
• 2 years minimum experience in mortgage processing
• Knowledgeable in the areas of mortgage lending, workflow and compliance
• Proficient in time management, organization, planning and prioritization
• Excellent communication skills and attention to detail
• Must be organized, detailed oriented and have excellent communication skills
• Strong communication with Branch Managers throughout the entire loan process; disclosures, required client documentation, credit decision, document preparation, settlement and shipment of loan file to vault in a timely manner
• Strong technology skills, a plus
• Follow and adhere to Credit Union mortgage lending policy, guidelines and procedures including, but not limited to all Federal and State regulations such as, TRID, RESPA, REG Z, REG C (HMDA), REG B (ECOA)
• Perform post-closing review/audit of all closed loan documents to verify that they are accurate and ready to be shipped to investor and/or on-boarded into servicing system
• Follow up and deliver final documents on sold loans
• Monitor recording of final documents to ensure all security instruments and cancellations of liens are recorded in a timely manner
• Clear and resolve pending conditions for loan purchase
• Onboard portfolio loans for loan servicing by sub-servicer or in credit unions core system
• Prepare and send for recording Cancellation of Liens for paid off HELOCs, Equities and Construction Loans
• Resolve real estate loan servicing issues, inquiry or request on the loans serviced at the credit union as well as loan that are being sub-serviced on behalf of the credit union
• Order/obtain required items including, but not limited to: Appraisal/AVM, IRS Tax Transcripts, Payoff(s), Title Flood Certification, Proof of Insurance: Hazard and Flood, Subordination, Verbal Verification of Employment
• Communicate and follow up with the borrower(s) to obtain any items needed for approval and clearance to close the loan
• Provide the borrower and third parties related to the transaction with timely and periodic status updates for the pending loan
• Review and determine if supporting documents to verify income, credit, asset and collateral meet the investor(secondary market) and credit union guidelines
• Record all communications (internal and external) regarding the loan in the LOS conversation log
• Stack loan file following corresponding checklist and submit to underwriting or investor for purchase
• Prepare and process reports, forms, and orders related to cash and other negotiable transactions, loans, credit cards
• Other duties as assigned by management
• Forms and Reports completion. Ability to complete a form or report accurately including, but not limited to explaining form and data, understanding input data, entering data into relevant system(s) and communicating the results
• Team work. Strong ability to work well in a team environment is required
• Organizational skills. Able to handle multiple tasks and balance long and short term assignments
• Time Management. Ability to work efficiently and meet time sensitive deadlines even during times of high volume
• Communication. Strong oral and written communication skills
• Flexibility and adaptability. Able to adjust and adapt to frequent and continuous changes in order to comply with new regulatory changes
• Computer skills. Knowledge and experience using technology and MS Office products
• Problem Analysis. Ability to research and use resources to resolve issues
• The position directly interacts with loan officers, customers, mortgage support teams, and external vendors
• Minimum of five years proven and progressive mortgage lending support experience, or equivalent loan processing or underwriting experience
• Knowledge in analyzing credit, income, and asset documents
• Data entry of loan applications to bank’s processing system and submission to automated underwriting system
• Knowledge of compliance guidelines
• Ability to manage difficult situations between interested parties in the mortgage transaction
• Ability to understand, apply knowledge, and resolve issues that arise between automated underwriting rules and manual underwriting rules
• Two (2) to three (3) years of related experience

Wholesale Mortgage Loan Processor Resume Examples & Samples

• College Degree, business or finance preferred
• Mortgage experience required-Minimum 4 years. Must have processing experience
• Requires excellent verbal and written communication skills
• Requires organization and the ability to manage multiple tasks
• Excel and Word
• Data entry of loan applications to bank’s processing system and submission to automated underwriting findings
• Communicate with all parties on status of file and work with originator and borrower to clear underwriting conditions. Also proactively anticipate problems and work to solve them
• Interpret automated underwriting decisions working with system to obtain best possible outcome for borrower
• Underwrite and approve some mortgage files
• Train and supervise work of Level I and II processors
• Knowledge and mastery of mortgage investor guidelines and appraisal review process
• Mastery of automated underwriting process
• Excellent management skills and ability to train others effectively
• Ability to underwrite complex loan files and render judgments on acceptability
• Three (3) or more years of related with definitive evidence of ability to function at elevated capacity
• Assist experienced processors with routine duties, such as ordering flood certs, ordering appraisals, paying invoices, etc
• Update information from bank statements, paystubs, appraisal to bank’s origination system
• Assist loan officer with assigned duties which may include follow up on outstanding documentation, scheduling appointments, various clerical responsibilities
• Study the automated findings and UW conditions on files to learn the requirements for loan approvals. Obtain the knowledge needed to independently submit quality files to underwriting
• Ability to learn new processes quickly, retain information, and validate received information as applicable
• Ability to read, understand, apply knowledge, and ask for help
• Knowledge of common computer operations
• Excellent organizational skills and attention to detail
• Good communication and listening skills
• Ability to be teachable and respond positively to coaching and training
• Ability to accurately input data with very little margin for error
• Data entry skills (test) with above average quality results
• Typing skills – 35 wpm (test)
• Related education or processing/ real estate experience within a business, such as a bank, credit union, legal firm, insurance company, title company etc
• Review documents for completeness and acceptability of loan conditions
• Review credit, income, assets, disclosures
• Order title, MI and appraisal, if applicable
• Complete required checklists/worksheets
• Obtain additional documentation needed from all sources
• Update systems to reflect accurate information
• Submit for underwriting approval
• Communicate, prepare and mail out commitment letter, notice of incompleteness or declination
• Review title requirements, exceptions, and other information obtained for accuracy, completeness and conformance
• Review and collect underwriting conditions and submit conditions to underwriting for final approval
• Review loan system and documentation in file returning to underwriting, if applicable
• Upon receipt of final approval, prepare authorization to close and send to all parties
• Perform other related duties as assigned or required
• Maintain accurate pipeline by documenting conversation log and tracking loan progress
• Previous mortgage processing experience is strongly preferred
• Must have working knowledge of FNMA/FHLMC, compliance, comprehension of legal documents, and appropriate government lending regulation guidelines for mortgage loans
• Must have excellent oral and written communications skills, as well as excellent customer service skills
• Must have the ability to resolve problems quickly
• Reviews and verifies the mortgage application and all other documentation included in the application
• Performs all processing and pre-closing tasks required to manufacture a loan in compliance with company standards and best practices from point of application to submission to underwriting
• This may include reviewing data integrity of loan files; reviewing and analyzing credit, income, asset, and property documentation; ensuring file meets all compliance and regulatory requirements; collecting documentation from borrowers; and organizing and packaging loan files to submit to underwriting
• Also responsible for communicating with borrowers, realtors, vendors, and loan officers on status of loan files, answering questions, and providing other information as necessary to get the loan ready for closing and may assist in scheduling the loan closing
• Requires High School Degree or Equivalent and some banking, lending procedures, loan processing, or other directly related experience
• Basic knowledge of lending processes, loan principles, loan systems
• Knowledge of banking process helpful
• Review and verify the mortgage application and all other documentation included in the application
• Perform all processing and pre-closing tasks required to manufacture a loan in compliance with company standards and best practices from point of application to submission to underwriting
• Review data integrity of loan files; review and analyze credit, income, asset, and property documentation; ensure file meets all compliance and regulatory requirements; collect documentation from borrowers; and organize and package loan files to submit to underwriting
• Be responsible for communicating with borrowers, realtors, vendors, and loan officers on status of loan files, answering questions, and providing other information as necessary to get the loan ready for closing and may assist in scheduling the loan closing

Mortgage Loan Processor Asst Resume Examples & Samples

• Other duties as required
• Prior experience in residential mortgage processing on agency products is a plus but not required
• Ability to network and interct with others to build internal relationships to foster team environment
• Ability to handle competing priorities effectively and within established timeframes
• High level of integrity and trust; must be a team player with a selfless attitude

Mortgage Loan Processor / Closer Resume Examples & Samples

• High School Diploma/GED required
• Excellent internal and external member service skills required
• Attention to detail with excellent organizational skills
• Must be able to prioritize workload and manage multiple tasks in order to meet departmental goals
• Ability to work independently with stringent guidelines
• Ability to perform tasks on a calculator and function accurately on a computer terminal
• Ability to type 35-40 WPM helpful
• Ability to learn job and perform at a satisfactory level in 3-6 months
• Ability to do FHA, VA, and Conventional loan processing
• Knowledge of mortgage terms and guidelines
• Knowledge of ECOA, Reg. Z, FCRA, and RESPA
• Ability to be bonded
• Analysis of customer financial data
• Obtaining consumer credit reports
• Ordering of real estate appraisals
• Verification of employment
• Preparing loan file for underwriting
• Processes and prepares loans in a timely manner
• Makes mandatory calls to borrowers (i.e., welcome and commitment calls)
• Pipeline manages all assigned loans working within stated timelines reflected in real estate sales contracts, as well as management established turnaround timelines
• Ensures that all loans are cleared and released to the Closing Department no later than five (5) days prior to scheduled closing
• Collects, reviews and submits acceptable documentation in a timely manner. Ensures completeness, accuracy, and legibility of all documentation
• Monitors and/or ensures compliance with Federal and State laws and regulations, in addition to Company policies and procedures
• Demonstrates a high level of professionalism and integrity in all internal and external interactions with employees and customers
• Consistently communicates with borrower and GSM via email and telephone to ensure smooth loan processing and that issues are addressed/resolved in a timely manner
• Ensures that investor requirements are met and warehouse lines are protected
• Ensures that data integrity exists with every transaction
• Associate’s or Bachelor’s degree preferred
• A minimum of three (3) years of conventional, government and state bond loan processing experience required
• Previous experience with Encompass loan origination system preferred
• Thorough understanding of loan processing
• General understanding of all areas of the mortgage industry
• Strong analytical and problem solving ability
• Basic math skills including addition, subtraction, multiplication, division, percentages, and fractions
• Reviews newly originated mortgage loan applications for completeness and compliance with State and Federal regulations
• Rates the quality of newly originated loan applications. Provides results to GSM, Regional Sales Manager and certain members of the Operations Management Team
• Checks each loan package for customer e-Signature acceptance. Contacts GSM if not
• Orders ancillary services including appraisals, flood certificates and IRS transcripts
• Indexes loan documentation utilizing the appropriate place holders in the Encompass system
• Submits loans that pass the Quality Loan Review process directly to the underwriting department
• Issues Notice of Incompleteness notification to customers whose application is incomplete
• Collects, reviews and submits acceptable documentation in a timely manner
• Ensures completeness, accuracy, and legibility of all documentation
• Must be proficient and have a full understanding of RESPA regulations and related compliance knowledge preferred
• Order, process and review all loan file documentation, i.e. appraisal, title commitment, verifications of employment, deposits, etc. for accuracy and completeness
• Review each loan for compliance with all regulatory and investor guidelines
• Implement new investor processing guidelines
• Review and clear loan conditions for compliance with underwriting requirements
• Move loan to closing within 30 days of receipt on 90% of all loan files
• Manage an average pipeline of at least 60 loans a month
• Maintain data integrity of system data fields
• Maintain control of assigned files
• Monitor daily pipeline reports to identify negative trends or problem loans
• Log in and review daily mail
• Coordinate closing with clients, lender, closer and end investors as necessary
• Offer recommendations to streamline and improve processes for the benefit of the customer, and the bank
• Obtain “satisfactory” ratings on all compliance/ audit reviews
• Contact customer and lender on a weekly basis with status updates
• Must have experience processing full doc retail transactions
• Responsible for keeping borrower informed from the time loan is decision through closing
• Input proper loan information into the system for processing
• Review file documentation and make sure all items needed are requested. Order and coordinate loan documents
• Must have strong conventional, FHA, VA, and government loan mortgage processing experience
• Verifying funding on all 203k rehab loans
• Setting up accounting fund sheets and accounts
• Reviewing documentation for compliance with FHA guidelines
• Authorizing the release of funds from the escrow accounts
• Ordering checks for each draw amount within the loan account
• Balancing accounting fund sheet within each loan
• Managing pipeline of active renovation loans to ensure they are in compliance with HUD regulations
• Notify branches, correspondent lenders, inspectors or borrowers of necessary actions and/or documents required to have the rehabs progress in compliance with HUD regulations
• At least 3 years of relevant experience

Mortgage Loan Processor / Analyst Resume Examples & Samples

• Obtains and verifies all data and supporting documentation regarding a customer’s income, assets and liabilities
• Handles customer calls as needed and follows through to obtain any missing information supporting the customer’s application
• Ensures coordination and communication between internal and external customers (including Loan Officer, Realtor, Underwriting Department, Appraiser, Attorney, etc.)
• Monitors the flow of through underwriting and closing to ensure all conditions are met and file is closed on time
• Minimum 2 years’ experience processing VA, FHA, Conventional, NC Housing and VHDA loans
• Knowledge of FNMA/FHLMC, FHA, VA, NC Housing and VHDA underwriting guidelines
• Excellent organizational, oral and written communication skills
• Ability to perform in a fast-paced environment typical to Mortgage Banking
• Experience with Encompass software
• Maintain close communication with customers and internal Ditech partners to ensure proper and timely processing. Communicate with borrowers, Ditech Associates and Vendors in a manner that shows sensitivity, tact, and professionalism
• Determine appropriate documentation as required by processing option, DU, or other automated underwriting or evaluation tools
• Record and analyze all incoming information to ensure guideline compliance and evaluate loan feasibility
• Send written requests or make phone calls to customers, Title Companies/Attorneys, Realtors, and other third parties to obtain additional information required to fulfill the loan
• Issue customer correspondence in a timely manner: Incomplete application letters, Adverse Action notices, Commitment letters, required Re-disclosures and any agency or state specific documents
• Submit a well-documented and complete file to Underwriting that is ready for approval or denial decision
• Review underwriting decision. Contact borrower to communicate loan decision and review supporting items required
• Any other job responsibilities requested by management
• Excellent communication skills (written, verbal, listening)
• Proficiency in Microsoft word and Excel applications
• Encompass experience preferred
• Bi-lingual skills a plus
• Sound judgment skills
• Detail oriented and well organized
• Ability to work independently as well as part of a team
• Ability to handle high pressure situations with calm assurance
• Self-motivated/takes initiative
• Flexible hours may be required to accommodate customer needs
• Overtime may be required to meet deadlines
• Initiates and maintains contact with customers throughout the processing period, assisting them with any questions and notifying them of any additional information needed
• Satisfies conditions and ensures documentation meets requirements
• Sets and maintains proper expectations to all parties
• Performs final review of the completed application packages and prepares the file for approval, specifying any applicable conditions to the approval
• Prepares, if applicable, the "Decline Letter" and ensures accurate disclosure of the reason(s) for the adverse action at whatever time during the processing period it is determined that applicants do not qualify
• Researches problems and files documents as required
• Validate and analyze income documentation
• Calculate income from paystubs and validate to W-2’s
• Calculate self employed income
• Seek out additional documentation as needed to support the income used for qualification
• Address discrepancies
• Validate and analyze asset documentation provided
• Validate sufficient funds to close
• Validate required reserves
• Explain/remove inconsistent/large deposits
• Calculate asset value as required by applicable investor
• Perform initial appraisal review
• Complete the appraisal review form
• Seek corrections for issues and deficiencies
• Validate the appraisal to requirements
• Provide copy to borrower as required by regulations
• Validate ratio related debts
• Analyze credit report for accuracy. Request updates and clarifications as needed
• Run Automated Underwriting System (AUS) engines as needed and ensure supporting documentation required by the Automated Underwriting System (AUS) findings and the investor requirements are met prior to submitting the file to underwriting
• Review flood determination and take required action
• Collect appropriate documentation to clear applicable conditions set by the underwriter
• Complete required work to prepare the loan file for the closer
• Performs the role’s essential functions successfully using required systems and processes
• Meets established service levels for productivity, accuracy and customer service
• Open to change and learning new skills to improve work processes
• Understands processes and procedures necessary to successfully perform tasks
• Possesses the technical and computer skills required in the position
• Demonstrates the ability to learn rapidly and adapt quickly to new processes and technology

Junior Mortgage Loan Processor Resume Examples & Samples

• Gather information and take each file from underwriting decision to closing
• Obtain borrower documentation once underwriting decision has been obtained
• Responsible for ensuring that all loan documentation is complete accurate verified and complies with company policy
• Verify loan documents including income, assets, credit, appraisal and title insurance ultimately verifying application for final submission to underwriting
• Meet crucial deadlines requested
• Communicate with borrowers, fellow employees and clients in a manner that shows sensitivity, tact, and professionalism
• Knowledge of how to read DU findings

Mortgage Loan Processor / Set-up Co-ordinator Resume Examples & Samples

• Maintains and updates loan application information within loan origination software and other applications
• As applicable, orders appraisals, title, survey, verifications, and any other items required for loan approval; conducts regular follow-ups with outside sources regarding outstanding documents
• Verifies the data collected, analyzes, and decides whether it meets guidelines or if other documentation is needed; documents communication through the conversation log; ensures loan application is in compliance with underwriting, investor, RESPA, and HMDA guidelines
• Reviews all disclosures for completeness and compliance
• May facilitate training of junior or newly hired processors regarding specific Prime operations including file flow, loan origination software, and other applications
• Updates loan officer, loan officer assistant, realtors, builders and customers on loan status. Maintains communication with customers throughout the loan process, assisting them with any questions and notifying them of any additional requirements
• Maintains knowledge of all policies and modifications to the guidelines and standards of the company, federal housing programs, investors, and private mortgage insurers
• Calculates income, reviews assets and liabilities
• Completes final evaluation and analysis of completed application packages and submits eligible files specifying any applicable conditions. Monitors rate lock information for data integrity and expiration dates; communicates discrepancies to the Loan Officer
• May maintain accurate pipeline to ensure proper projections, closings, and regulatory compliance with Company, Federal, and State standards. May prepare, when applicable, "Declination Letters." Ensures accurate disclosure of the reason(s) for the adverse action as soon as it is determined that applicants do not qualify
• May schedule closing appointments with respective parties (i.e. title companies, closing attorneys, corporate closing department and customers etc.) Meets customer service standards as outlined by management
• 3+ years of Mortgage Processing experience
• Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc
• Demonstrated judgment and decision making ability. Excellent and effective presentation and communication skills, both verbal and written
• Ability to quickly assess and process large amounts of data and use of appropriate AU software technology
• The ability to communicate effectively, strong analytical and organizational skill, and excellent member service skills are required
• Highschool Diploma
• 1-2 years professional experience with accounting or lending procedures preferred
• Ability to prioritize workflow each day determining what is most important or time sensative
• Review the mortgage application received from the loan officer. Verify the information identified in the loan origination system
• Complete credit and appraisal analysis for the loan to ensure compliance with Investor and regulatory requirements
• Contact vendors assigned to the loan application to obtain status of required documentation such as appraisal companies, flood certification companies and attorneys/title companies
• Maintain accuracy of the company’s database by reviewing and updating information as it is received
• Prepare commitment letter and provide to the appropriate party for sign-off
• Complete all HMDA information to ensure accuracy of HMDA Information prior to submitting the loan to the Closing Department
• Minimum of two (2) years of experience as a Loan Analyst, Processor, Processing Assistant or Loan Officer Assistant
• Excellent follow up, problem solving and analytical skills
• Proficiency in various computer software programs includes Microsoft Office, database management and other business applications. Flexibility to handle constantly changing multiple priorities and work well under pressure in a fast paced environment
• Must be able to sit, walk or stand for extended periods
• Maintain a thorough process of reviewing, preparing and verifying the loan file for closing
• Manage a pipeline of loans and working with a team of Loan Officers to provide excellence in customer service and meet all required deadlines
• Perform processing duties which will include but will not be limited to

Mortgage Loan Processor / UW Resume Examples & Samples

• Prepare and submits closing instructions to attorneys
• Microsoft Office suite
• Special software: 10-key calculator, coin counter, facsimile machine, typing of at least 40 words per minute, etc
• Responsible for ordering appraisals, credit reports, title work, all verification activities, as well as flood certifications
• Responsible for preparing preliminary documents
• Responsible for maintaining current knowledge of mortgage industry guidelines Responsible for entering loan information on applicable software, monitoring status of necessary documentation throughout loan process as well as maintenance of mortgage files to ensure proper documentation
• Prepare and package all loans for submission to the secondary market for underwriting as well as post-closing/funding
• Responsible for underwriting loans prior to submission
• High School diploma or GED
• Previous mortgage loan experience preferred
• The individual must be a self-starter
• This job function requires keeping up on current regulation changes as well as constant updates to underwriting guidelines
• Attention to detail is critical to ensure compliance with all regulation/guidelines as well as the need to differentiate between the different mortgage products and the forms required for each type
• This position requires constant maintenance of current policies and procedures Individual must possess strong organizational and communication skills
• Individual must be flexible and able to work independently
• Individual also must maintain a high level of confidentiality
• Monitor status of loans in pipeline on regular basis; communicate with originators, borrowers, real estate agents and appraisers
• Maintain loan submission register; confirm lock-in sheets with secondary market; order flood certificates and process cancelled loan files and refund checks
• Comply with bank policies and procedures, regulatory requirements and investor guidelines. Prepare and submits closing instructions to attorneys
• Special software: E3

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Mortgage Loan Processor Resume: Sample and Free Template [2020]

Use these mortgage loan processor resume sample bullets to create your resume and land your dream job. all of these can be accessed for free in our in-product mortgage loan processor resume templates. explore them below., search mortgage loan processor resume bullets for your resume:.

• Managed a team of Loan processors and underwriting personnel to ensure timely processing of mortgage loans
• Managed a team of Loan processors and Mortgage Lender
• Managed all phases of the mortgage originations, from pre-approvals to final closings
• Managed a portfolio of over 100,00 mortgage loan applications
• Managed day to date processing of mortgage loan files
• Managed day to date loan files for underwriters and assisted in the preparation of underwriting reports
• Managed the daily processing of loan documents for underwriter
• Managed the daily operation of a branch with over 300 loans
• Managed a portfolio of $100 million in mortgage and commercial loan portfolio
• Managed a portfolio of loans with over 100% underwriting approval, including the preparation of all documentation for underwriter review
• Managed all aspects of the Mortgage Loan Processing process for a large-scale commercial mortgage servicing business
• Managed daily operations of the loan processing and servicing department
• Managed credit reports and documentation for all loans, processed loan payments and maintained customer records
• Managed customer accounts and provided loan processing services to clients
• Managed closing process for $100M loan
• Provided excellent service to customers by providing a high quality of customer service, and assisting them with any issues they had
• Provided customers with information on the status of loans and loan modifications
• Provided exceptional service to customers by answering inquiries and providing product information
• Provided quality service to customers by processing loans and loan documents
• Provided technical assistance to customers with mortgage loans
• Provided information to borrowers regarding the loan status and conditions of their mortgage loan
• Provided exceptional service to customers by providing a friendly and professional environment
• Provided superior service to customers by answering inquiries and providing product information
• Provided customers with the highest levels of service and quality customer satisfaction
• Provided superior service to borrowers by processing and reviewing applications
• Provided customer service to borrowers and loan officers by responding to customer questions and inquiries
• Provided excellent customer services to all customers, and ensured that the loan was properly closed
• Provided quality customer support to customers by providing loan application information and processing applications
• Provided customers with information on the status of loans
• Provided accurate and appropriate data in response to loan applicant inquiries, requests and complaints
• Provided a high-volume of customer support and product knowledge to mortgage loan customers
• Provided technical support to mortgage lenders and borrowers regarding their loan application process
• Assisted with the preparation of mortgage loans for underwriters
• Assisted borrowers with the application of their loan, reviewed and approved all documents for completeness, verified and approved loan documentation for completions
• Assisted clients with the application of mortgage loan applications
• Assisted underwriters with the preparation of mortgage loans, reviewed loan documents for accuracy and completeness
• Assisted and trained underwriters in the loan process, and assisted underwriting staff in the loan processing of mortgage applications
• Assisted and trained new loan officers, reviewed files for completeness and compliance with company policies, assisted in the processing of loan documents and other related documentation
• Assisted borrower with the application of a loan
• Assisted applicants with the application of mortgage loan modifications and refinances
• Assisted Clerical with the processing of mortgage loan documents
• Assisted lenders with processing loan documents and preparing for underwrite
• Assisted with the development of a loan processing and servicing process for the Home Mortgage Program
• Assisted the underwriters with processing of mortgage applications and underwriting
• Assisted borrowers with their application and closing
• Assisted borrowers with the preparation of their mortgage applications and the processing of loan payments
• Assisted clients with the processing of mortgage loan payments and provided customer service for the Mortgage Loan Processor
• Assisted underwriters with processing mortgage loans
• Assisted borrower with application and payment of mortgage
• Assisted and supported the loan processing department with all tasks associated in the mortgage processing of loans
• Assisted customer with the processing of loan documents and closing
• Assisted customers with the processing of mortgage applications and provided assistance with the processing of loan applications
• Assisted lenders with the approval of loans for underwriters, reviewed loan files to determine if the borrower meets criteria for a mortgage, and assisted with the review of mortgage loan applications
• Assisted in the preparation of mortgage loan packages for underwriting review, including the processing of mortgage loan packages for underwriting approval
• Assisted customers with their loans and provided information on the products
• Assisted the underwriting staff with loan documentation and processing
• Assisted clients with the processing of their loan application and closing process, including the processing of loan applications and closers' documents
• Assisted clients with the preparation of loan documents and processed applications for mortgage loans
• Assisted underwriting with mortgage loans, processed applications for loan modification and refills
• Assisted and trained underwriter in the processing of loans
• Assisted borrower with application and closing process, prepared documents for underwriter review
• Assisted and trained new hires in the mortgage lending industry
• Assisted applicants with the preparation of loan documents and processed applications for underwriting review
• Assisted applicants with the loan application process
• Assisted with the review of loan documentation for completeness and compliance with federal, state & local laws
• Assisted on the underwrite of commercial and home equity loans, reviewed loan documentation and prepared closing documents
• Processed all new and existing loan documents for underwriter approval
• Processed, processed and reviewed all mortgage loans for compliance with federal and State regulations
• Processed the applications and reviewed loan documentation to determine the accuracy of loan information
• Processed customer's applications and provided information on the mortgage process
• Processed a wide array of commercial and consumer mortgage applications for underwriting approval
• Processed over 100 loans a week for underwriter to complete
• Processed and reviewed all new loan applications for compliance with Fannie and Freddie Mac policies, guidelines
• Processed all new and renewing mortgage loan files for the State of Florida
• Processed, reviewed and verified all mortgage loans for underwriting and closing
• Processed a variety of commercial and residential loan documents for underwriters to review and evaluate
• Reviewed and analyzed all documents for compliance with the FHLB and HUD regulations
• Performed credit checks on customers to ensure they are in the best interest of their loan
• Performed quality assurance and analysis of mortgage loans to determine the best loan for each customer
• Performed customer follow up calls to obtain information on delinquent mortgage loans
• Performed basic research and analysis of mortgage loans to ensure compliance with federal and state guidelines
• Performed various duties such processing loan documents and preparing closing statements
• Performed in depth research on loan applications and provided assistance to borrowers
• Developed a new process for the underwriter to ensure all loan documents are complete and accurate
• Developed, reviewed and approved all documentation for loan closers
• Developed, maintained and updated a variety of spread sheets and reports
• Developed strong working knowledge of the underwriter process and loan documentation
• Developed processes and tools to stream line the processing of loans
• Developed highly effective and efficient processes to stream line the processing of mortgage loan applications
• Developed an extensive database of mortgage loans and credit history, including loan documents
• Developed strong relationships with borrowers and loan officers to obtain the best possible customer service
• Developed and implemented a process to approve loan documents for the Mortgage Lenders
• Developed, reviewed and analyzed credit report for compliance with state and federal lending regulations
• Developed relationships with loan originates and mortgage processors to provide loan processing and closing assistance
• Developed, maintained and monitored a database of over 200 loan files
• Developed strong working relationship with underwriting and loan officer, ensuring timely processing of loans
• Developed the process for loan closers to review and verify the accuracy of loan information
• Developed the process for loan closers to submit their mortgage loans
• Developed processes and systems to stream line the process and improve accuracy
• Developed procedures for the preparation of mortgage loans
• Developed strong working relationship with borrowers and loan originates, including the mortgage industry and other lending sources
• Developed the process for processing loans and provided the customer with a loan status report
• Developed processes and guidelines for underwriter to ensure timely and accurate underwrite processing
• Developed processes and policies to stream line the processing of mortgage loans
• Developed and implemented a comprehensive, high quality loan application process for new and established mortgage loan customers
• Developed a strong understanding of the mortgage industry and loan originations, including the underwriting processes and guidelines
• Developed relationships with customers to determine needs and requirements of loan
• Developed credit reports and reviewed loans for compliance with state and local lending regulations
• Developed an automated system to process loan documents for the Mortgage Department, which was later adopted by the company
• Developed business relationships with loan officers, underwriting agents and mortgage brokers
• Developed procedures and processes for the loan originations, underwriter and closing departments
• Assist clients with the application of mortgage loan modifications and closing procedures
• Assist in the preparation of mortgage loan documents for underwriting, review andor approval
• Assist all customers with the application process
• Prepared and reviewed all loan documents for compliance with federal and state regulations, including the FHAVA
• Prepared reports for underwriting and reviewed all documentation to assure accuracy and compliance with all applicable laws, policies and regulations
• Prepared all documents for the Loan Officer to approve
• Prepared closing packages and processed mortgage loans for underwriter approval
• Prepared files for closing and reviewed loan applications
• Prepared and reviewed all documentation for loan approval and funding
• Prepared and processed mortgage applications for underwriters
• Prepared all documents for the closing of loans
• Prepared closing documents for underwriters, including loan approval and title insurance
• Prepared reports, analyzed financial statements and other documents for loan applicants
• Originated a variety of loan products and processed loans for underwriting
• Originated credit reports for customers and processed applications
• Originated all new loan documents for the company and assisted with all loan closing procedures
• Originated over 100 mortgage applications and loan modification
• Originated, reviewed and closed loan files for compliance with Fannie and Freddie regulations
• Originated new loans and processed applications
• Originated a new mortgage application for the Homeowner
• Perform due- diligence and research on loan documents to identify and resolve credit risk issues
• Maintained a safe and secure working relationship with the loan processors and underwriting
• Maintained a daily log of loan transactions and closed the loans
• Maintained accurate and up-to date records of loan activity, including income statement and collateral
• Maintained the accuracy of all information in a database, and provided accurate data to the loan processor
• Maintained the accuracy of all documents and reports for the Loan Processor
• Maintained an accurate and up to-to date record of all loan files
• Maintained up to 100% customer service and retention rate for all customers, including the mortgage loan processors
• Maintained contact with customers to obtain loan approval, and processed applications
• Maintained current and updated all files for the loan process, including all necessary documentation
• Maintained relationships with customers, loan processors and lenders to obtain information on their loan applications
• Maintained daily, monthly and annual loan reports for the mortgage department
• Maintained accurate and detailed documentation of loan transactions to facilitate accurate and timely closing of loan files
• Maintained the daily, legibly and timely filing of the loan application and closing statements
• Maintained 100 percent compliance with federal and State laws, guidelines
• Maintained 100 percent compliance with Fannie and HMO, Freddie Mac,.
• Maintained an accurate and up keep of the underwriters
• Maintained high level of professionalism and confidentiality in handling sensitive customer information
• Maintained daily, quarterly & monthly close rates for the mortgage loan processor and assisted in the preparation of loan closing reports
• Maintained relationships with clients and ensured all loan requirements met company guidelines
• Maintained client relationships by handling inquiries and complaints in a courteous, professional manner
• Maintained customer relationships by responding to all client requests and questions
• Maintained excellent rapport with all clients and ensured their financial goals were met and exceeded
• Maintained and updated all required files, records & documentation
• Maintained 100% compliance with FHA and FreddieMac guidelines, while ensuring that the loan is processed in a manner that complicates the loan originations process
• Maintained the highest levels of accuracy and professionalism in handling all customer issues
• Maintained contact with borrowers to obtain information on their loan status and to discuss the conditions of their loan
• Maintained contact with borrowers and other loan officers to resolve issues and provide information
• Maintained credit reports and other documents for all loans processed
• Maintained relationships with borrowers to obtain loan approval and funding
• Maintained daily contact with clients to ensure timely and efficient processing of mortgage loan documentation
• Handled a variety of tasks related to the preparation and review of loan applications, closing documents and title commitments
• Analyzed and evaluated credit reports to identify loan risk and compliance with federal, state & local lending guidelines
• Analyzed the credit report of each loan to ensure accuracy and completeness of information
• Analyzed borrower information to determine creditworthiness and loan modification eligibility
• Analyzed borrower information to determine eligibility for mortgage loan processing, and prepared applications for underwriting approval
• Analyzed customer's financial status and made necessary adjustments to ensure that customers were receiving the best possible service
• Analyzed data and made recommendations to the underwriting department for loan modifications andor refinances
• Analyzed financial statements and credit histories of borrowers to evaluate loan performance and determine credit risk
• Analyzed files to ensure accuracy and compliance with federal guidelines, including the FHA and VA guidelines
• Analyzed borrowers credit histories, financial statements and property evaluations to determine feasibility of granting loan
• Analyzed credit history of applicants to ensure that loan application was complete and correct
• Analyzed the credit reports of borrowers to ensure accuracy and proper loan application processing
• Analyzed all aspects of the Mortgage loan originance processes to ensure compliance with all regulatory requirements
• Analyzed files to verify that the documents are in good working order
• Analyzed applicants credit history and other financial data to develop credit programs for home loans
• Analyzed and evaluated credit history of borrowers to ensure compliance with federal and state lending guidelines
• Analyzed credit reports and income statement to identify loan opportunities
• Analyzed credit reports and financial information to prepare loans for underwriter approval
• Analyzed the financial information of customers and loan applications to determine the most appropriate course of action
• Analyzed client's credit, financial status and property appraisal to determine loan approval
• Analyzed financial statements and other documentation to prepare loans for underwriter approval
• Conducted daily closers meetings to ensure that the company was in compliance with all state and federal guidelines
• Conducted pre and final review of all documents for compliance with FHA and VA regulations
• Conducted pre and final review of all mortgage loans for compliance with Fannie Mae and Freddie Mac regulations
• Conducted home visits to review and evaluate the borrower loan documentation
• Conducted interviews with borrowers to determine the best mortgage options for their needs, and to determine the most cost-efficient loan
• Conducted pre and aftermarket research to identify new mortgage loan opportunities
• Conducted and maintained a high volume of loan closessupport calls to ensure timely and accurate loan processing
• Conducted and evaluated the quality of mortgage loans for underwriter review
• Conducted extensive review of documents and loan documentation to verify that all documents met the standards of quality and compliance
• Conducted in depth review of mortgage loans to identify and evaluate the quality of loan documentation and credit risk
• Conducted market analysis to ensure compliance with FHLM and FNMA
• Conducted customer interviews to gather loan data and prepare for closing
• Conducted monthly closers' meeting with the Mortgage Broker to review and analyze the loan file
• Conducted monthly closers' meeting with the underwriting team to review loan status and determine the best possible solution to meet customer needs
• Conducted background checks and credit analysis
• Conducted extensive research and prepared reports for the loan officer
• Conducted market research and analyzed data to identify trends in mortgage loans and credit quality
• Conducted extensive research and prepared documents for underwriters to review and evaluate loan files
• Created the first underwriter training manual for all loan processing departments
• Created and implemented a system to ensure all Loan Officers are aware of the current and future loan requirements
• Created an online database to manage and monitor the mortgage portfolio
• Created an online database to manage all mortgage files and loans
• Created an automated process for the loan processor to track and process the loan
• Created an automated system to process loan documents and verify accuracy of information
• Served customers with a variety of loan applications
• Served a wide range of loan processing tasks, from initial application to final loan closing
• Served the customer with a high degree of accuracy and efficiency
• Served customer accounts by processing applications and closing loan
• Served as a point of escalation for customers with outstanding mortgage loan conditions
• Served clients with a high level of customer satisfaction and a commitment to quality
• Served a variety of tasks to assist loan officers with the review of mortgage applications
• Served underwriting and closing of loans, reviewed loan documents for completeness
• Served multiple clients in a variety of mortgage servicing and commercial loan environments
• Served all aspects of the mortgage loan processing, underwriting and servicing of mortgage loan applications
• Completed all necessary paperwork for the Loan Officer to review and approve the Loan Officer
• Completed the required paperwork and documents to complete the Loan Processor's mortgage loans
• Completed applications for mortgage loans and reviewed documents to determine eligibility for loan modification
• Completed pre and final review of all documents for loan closings
• Completed credit checks on loan files to ensure compliance with all applicable laws and regulations
• Completed credit applications for home loan processing
• Completed required training and education to assist in the completion of loan processing and closing
• Completed various types of credit checks and other documents to verify loan information and credit reports
• Completed monthly and yearly reviews of all loans to verify that they were in compliance with the FHLPA and HUD regulations
• Completed a series of intensive, hands on reviews to ensure accuracy of loan applications and documentation
• Completed credit reports and other financial documents to ensure that the borrower's loan was in compliance with the Fannie and Freddie Mac policies
• Coordinated the processing of mortgage loans for underwriters and loan processors
• Coordinated closers with mortgage lenders to obtain loan information and verify income
• Coordinated a variety of loan programs and procedures to ensure that all customers were satisfied with their loan
• Coordinated all aspects of processing and documentation for loan modification
• Coordinated work with other Loan processors to resolve customer inquiries
• Coordinated with the loan officer to ensure timely and efficient processing of mortgage loan documents
• Coordinated the processing of all mortgage loan applications for the State of Texas
• Coordinated between the Mortgage Department and borrowers to obtain the required documentation for loan closers
• Coordinated meetings with clients to discuss loan application, credit reports and closing conditions
• Established a strong rapport with the customer and ensured a smooth transition to the loan processing department
• Established credit and collection procedures for new loans
• Established effective relationships with loan processors and underwriting personnel to ensure timely processing of loans
• Established relationships with loan originates and lenders to facilitate timely processing of loans
• Established an extensive pipeline of qualified applicants for the Mortgage loan process
• Established an excellent working relationships with mortgage loan processing and underwriting
• Established clear and accurate working knowledge of mortgage loans
• Established a rapport with the borrowers and their representatives to ensure a positive experience for the borrower
• Established new accounts and negotiated with customers to secure payment
• Established strong relationships with mortgage loan processors and lenders to ensure that the loan process is completed in a professional and efficient manner
• Established customer relationships and ensured that all loan applications met the required requirements
• Established an excellent relationship with the loan processor and mortgage processors to resolve any outstanding loan issues
• Established procedures for processing and reviewing loan documents
• Answered customer inquiries regarding the availability of products and pricing
• Answered inquiries from borrowers, agents and other loan officers regarding the status of their mortgage loan
• Answered phones and assisted clients with loan application process and provided information on the loan status
• Answered a high call-line of incoming phone and transferred calls to proper department
• Answered a high call-line of customer calls
• Answered inquiries from clients and provided loan application support for the Mortgage Lenders
• Answered phone calls and assisted with loan processing, including verification of credit and title
• Answered questions regarding the accuracy of loan documentation andor underwriter information
• Answered telephones and provided customer service to clients regarding their loan
• Answered inquiries from customers, lenders and underwriting personnel regarding the accuracy of their mortgage loan application
• Projected to open in the first quarter of 2014 and was responsible for the closing of all mortgage accounts
• Trained new hires on the Mortgage Processing software, and provided training to existing employees
• Trained in the use of a computer to input and process loan documents, including but not limited to; credit, appraisal and income
• Trained to provide excellent customer services, and assist with the processing of mortgage loans
• Trained all staff on the process of processing loans
• Trained staff on new procedures and company policy changes; assisted with the preparation of monthly and quarterly financial statements
• Trained to assist in the loan process from beginning to closing
• Trained to perform loan processing and underwriter duties, as well
• Trained underwriters and processors on the use of loan processing software
• Trained over 50 new employees on the company loan application system
• Trained over 200 Loan Processor employees on the use of their computerized system
• Trained by the Bank of New Jersey to assist in the loan processing of commercial and residential loans
• Trained and mentor new Loan processors on the mortgage process
• Trained in the process of mortgage loans and credit reports; Responsible for processing all loan applications and credit report
• Trained to provide exceptional Customer Support and Service to Loan Origination Closers
• Trained on the process of underwriter's approval and loan closing
• Trained on the use of a variety loan processors
• Trained all staff on the new loan processing process and assisted with the implementation of a new loan process
• Trained underwriters and processors on the use of loan documents
• Trained borrowers on the proper way to process loans and provided them with the best solutions to their financial situation
• Trained on the proper way to process and submit documents for underwriter review
• Trained employees on the use of computer software and loan processing
• Trained underwriter and customer on loan processing
• Trained by the Bank of New York to assist in the processing of mortgage applications
• Supervised and coordinated the loan originations of residential and business loans
• Supervised all aspects of loan originations and closers
• Supervised branch operations and provided training to staff on all loan processing procedures and policies
• Supervised the daily processing of all mortgage loans for the loan department
• Supervised all aspects of Loan Processor mortgage process
• Developed and maintained a pipeline of qualified applicants for mortgage loans
• Develops and maintains strong working relationships with loan originators and processors
• Supported the underwriter in processing loan documents and closing
• Supported the underwriter and loan officer in processing mortgage loans
• Supported a portfolio of over 100 clients with a total of over $100 million in outstanding mortgage debt
• Supported all aspects of the mortgage originations, underwriter and closing processes
• Supported and trained new employees on the process of processing loans
• Supported clients with the preparation of mortgage loans
• Supported branch operations by providing support to the Mortgage Lender and Loan Processing Department
• Supported multiple clients with various mortgage loans, from small to large commercial
• Supported over 200 mortgage loan applicants in the completion of their loan applications, including the preparation of required documents, and closing the file
• Supported all aspects of the mortgage originations and servicing
• Supported a portfolio of $500 million in mortgage and consumer loans
• Supported and trained new employees on the Mortgage loan processor
• Supported customer with the processing of mortgage loan application Maintained a high standard of customer satisfaction
• Supported multiple departments in the Loan Processor
• Supported a team of underwriting staff in the preparation and review of loan documents for underwriter approval
• Supported a team of 10 loan processors and 2 mortgage closings
• Supported and assisted in the development of loan applications
• Supported multiple departments including the Mortgage Loan Processing, Underwriting and Closing departments
• Supported borrowers with the processing of their loan application and closing process, including the processing of loan applications and final approval
• Supported multiple clients with mortgage loans, underwriter inquiries and closing procedures
• Supported sales team in the processing of mortgage loan documents
• Ensured accuracy of all loan documentation and processed loans for underwriting
• Ensured proper processing of all loans and loan documentation, as well
• Ensured customer's satisfaction by resolving problems and correcting loan issues
• Ensured customer's satisfaction by ensuring that loan was in good standing
• Ensured quality of customer experience by providing a positive shopping and dining experience, while adhering to policies and company procedures
• Ensured that all required loan documents were received and filed in a professional manner
• Ensured the accuracy of mortgage documents, loan documentation for accuracy and compliance with the Bank Securitizing Standards
• Ensured accurate and complete processing of all mortgage loans for underwriters and loan originator
• Ensured a timely and efficient loan processing
• Obtained and reviewed all loan documentation for completions and accuracy
• Obtained and reviewed credit histories to evaluate loan eligibility
• Obtained all necessary information from customers and loan applicants to approve loans
• Obtained credit history of customers to verify that loan is in compliance with the terms of their loan
• Obtained new clients and established rapport with them through face to facsimilize the loan process
• Obtained the necessary signatures and approvals from borrowers to close the loan
• Obtained new customers by phone and in-store visits
• Obtained and reviewed all documents for compliance with the FHLPA, FNAA and other applicable regulations
• Obtained the required documents from borrowers to approve the loans
• Obtained the necessary information to complete loan application, prepared and processed mortgage loans
• Obtained the required documents from borrowers to complete the application process, and then reviewed loan documents to ensure they are in compliance with the FHA and Freddie Mac policies
• Led team of Loan Processor and Mortgage Lending Technologists in the creation of a new loan process for the Mortgage Loans Division
• Led and supervised a team of Loan processors and underwriting staff
• Led multiple cross functional teams to develop and execute a new loan originations process
• Led efforts to improve the accuracy of mortgage loans by identifying and resolving complex issues
• Led efforts to improve the quality of mortgage loans by providing loan processing and underwriter training
• Led multiple cross functional teams to achieve and maintain a 100% on-time loan closing accuracy
• Led team of 10 mortgage professionals in the processing of loans for underwriter approval
• Led cross functional efforts to improve the accuracy of mortgage origination processes and to ensure compliance with federal, investor guidelines
• Led daily meetings with the Mortgage Lending Manager to ensure all loan documentation was up to date and in accordance with the company policy
• Led multiple crossfunctional projects and initiatives to support the business
• Led efforts to increase credit worthily and minimize loss of assets
• Led multiple cross department projects to meet andor exceeded customer expectations
• Led an effort to create a loan processing and customer support system for the company
• Led the team in achieving a 100 percent loan closing rate for the month of May
• Led team of Loan Officers in the preparation and execution of mortgage loans
• Led cross-depositions of mortgage loans to ensure timely and accurate completion of loan processing
• Led multiple projects to develop and implement a loan servicing program for the Mortgage Industry
• Led efforts to improve the quality of mortgage loans by developing and executing a quality control program
• Led teams of underwriter and loan processor to successfully close a portfolio of mortgage loan applications
• Submitted and reviewed applications for mortgage loans
• Submitted and processed all applications for loan modification
• Submitted, reviewed and verified all loan documents for compliance with federal and state laws
• Submitted the application to underwriter for verification and processing
• Submitted credit reports to underwriter for verification and review
• Collected and analyzed loan data to identify trends and determine appropriate action
• Researched and resolved issues with loan applicants
• Researched credit history and financial status of customers to evaluate loan application
• Researched the status of loans and made appropriate recommendations to the Mortgage Loan processor
• Researched the status of loans and reviewed loan documents to determine if they met the required conditions
• Researched various types of loan products and provided recommendations to the underwriter based on their needs
• Researched borrower information and loan history to ensure that the borrower is eligible for a mortgage loan
• Researched current and potential customers to provide information on loan status, credit worthiness and other pertinent factors
• Researched borrowers and reviewed loan applications to ensure compliance with FHA, USDA and HUD guidelines
• Researched title and loan information to ensure that the borrower has a good credit history
• Researched customer information and loan history to provide accurate mortgage processing information
• Researched and analyzed the borrower documentation to ensure that it was accurate and compliant with the loan modification guidelines
• Researched credit bureau data to identify and correct loan processing issues
• Researched credit history of potential clients and prepared credit applications, reviewed loan documentation and provided recommendations for credit worthy
• Researched the status of loans and made appropriate loan decisions for the customer andor borrower
• Researched all documents for proper underwriter and reviewed them to ensure they are complete and accurate
• Researched various mortgage products and loan programs to obtain information on credit worthiestevelopment, loan modification status
• Researched new and renewal applications
• Researched borrower information to verify that the mortgage was in default
• Researched new and old loan products to ensure that all loans were in accordance with the terms of their respective agreements
• Researched files for completness and compliance with federal, state & company guidelines
• Researched borrowers and their needs to ensure a loan was in compliance with the terms of their loan
• Researched clients and provided them with the information to complete a loan application and submit to the underwriting
• Researched, analyzed and approved mortgage loan documents for underwriting review and approval
• Researched borrower's financial situation and credit report to obtain loan modification andor refinances
• Researched credit reports and financial statements to evaluate credit quality and determine loan eligibility
• Researched borrower's financial information and credit reports to identify loan applicants with potential mortgage fraud
• Researched the borrower and their mortgage loan documentation to obtain the correct documents for loan processing
• Researched borrowers' financial information and credit histories to evaluate loan applications and determine if a particular mortgage is in default
• Researched borrower's financial information and credit histories to evaluate loan qualifications and creditworthiness
• Researched underwriting and loan documents to ensure compliance with federal and State regulations
• Researched new and current loans for accuracy, to determine if the borrower is qualified for a mortgage loan
• Researched borrowers' financial information and credit history to evaluate loan products and determine the best credit
• Researched information and prepared reports for loan officers, underwriters and other mortgage companies
• Researched customer's financial situation and provided assistance with mortgage loan application processing
• Communicated and collaborated with loan officers to resolve outstanding mortgage loans
• Communicated extensively with borrowers and other lenders to obtain necessary documents for loan processing
• Communicated effectively with underwriter and loan processors to resolve issues
• Communicated effectively with borrowers to obtain loan documents and verify information, including income,.
• Communicated regularly with customers to determine their loan application requirements, and to discuss their overall loan process
• Communicated clear expectations and targets to each department, Developed highly effective relationships with customers and the community to cultivate a loyal customer
• Utilized the Mortgage Lending Process to approve and close mortgage loans
• Utilized Quickbooks to track and analyze all loans for underwriting approval, and to ensure that the underwriting guidelines are followed
• Utilized proprietary computer system to review and process all mortgage loans
• Utilized various tools to assist in the processing of loans
• Utilized various computer applications to complete mortgage loans, and assisted with loan closings
• Utilized knowledge of the mortgage industry to provide customer support and loan processing assistance
• Utilized automated system to process loans
• Utilized computer software to enter and update information
• Utilized credit reports to determine loan status and prepare loans for closing
• Utilized all applicable state and local regulations to ensure accuracy of loan documents and to obtain required documentation
• Utilized multiple computer programs to complete loans, and processed all loan applications for approval
• Utilized extensive research and analysis to identify loan applicants, credit reports and financial information to determine loan application status
• Utilized Excel to review and approve all mortgage loans for underwriting approval, including all documentation required for loan approval
• Utilized the Mortgage Banking software to review and verify the borrower's credit worthiness
• Utilized a proprietary loan processing tool to ensure accurate and compliant loan processing for all loans
• Utilized Quickbooks to enter and update information on a variety of loan products
• Utilized proprietary computer system to review and analyze credit report information, loan history and financial status of customers
• Utilized strong analytical, negotiation skills to ensure the accuracy of loan documents and to provide timely, courtyardly customer support
• Utilized knowledge of the FHLB and credit borings to assist customers with their mortgage loans
• Utilized Microsoft Excel to input and update information for mortgage applications
• Utilized strong customer relationship selling, and closing strategies to ensure customer satisfaction, and retention
• Utilized multiple systems to track and process loans QuickBooks, FannieMortgage Loan processor and credit card
• Utilized an extensive portfolio of mortgage loans to ensure compliance with all applicable regulations and laws
• Utilized advanced computer software to research and analyze credit history for loan applicants and reviewed applications to determine if loan was under-qualified
• Utilized extensive research and knowledge of the loan program to provide accurate and appropriate information
• Utilized Excel to analyze and prepare Loan Documents for the underwriting team to review
• Utilized the Fannie-FDC and VA mortgage processing software to process loans
• Utilized a variety of methods to obtain and analyze loan data
• Utilized QuickBooks to enter and process all mortgage documents
• Utilized knowledge of the Mortgage Lending and Loan Processes to provide accurate information for loan closings
• Utilized knowledge of the Fannie Mae and VA mortgage programs to process loan requests
• Utilized credit bureau and government regulations to obtain information for loan applicants, reviewed credit report and other documents to obtain information for loans
• Utilized proprietary software to analyze and evaluate credit worthies, loan documents to identify and resolve issues, reviewed loan applications to determine credit risk, and recommended loan approvals
• Utilized Microsoft Excel to track and analyze data, prepared reports for senior management
• Utilized extensive knowledge of loan origination and underwrite processes to assist customers with the loan origination and underwrite process
• Utilized my knowledge of the mortgage loan industry to help customers with the best mortgage options
• Utilized my knowledge of loan origination and credit reports to determine the best course of action for loan modification
• Utilized all available tools to complete loan application and submit
• Utilized all available tools to complete loan processing Filing and data management
• Utilized and maintained a proprietary system to process all documents for the Mortgage Loan processor
• Utilized an automated lending program to process mortgage loan documents
• Evaluated applicants credit and income to ensure loan is in line with company policy
• Evaluated the borrower and loan to ensure compliance with the FHA, USDA and HUD guidelines
• Evaluated the accuracy of information on applications and made necessary adjustments
• Evaluated applicant credit and income to ensure that the applicant met all required requirements for a mortgage loan
• Evaluated the borrower loan status and made appropriate decisions to approve or deny the loan
• Evaluated borrower credit history to evaluate loan feasibility and risk tolerance
• Evaluated borrowers for the best mortgage products and provided recommendations to the loan processors
• Evaluated applicants credit history to assess loan application quality and eligibility for mortgage
• Evaluated new and renewal loans for compliance with state and Federal guidelines
• Evaluated customer credit and loan applications to ensure compliance with company policies and guidelines
• Evaluated customer credit and property evaluations to ensure accuracy of credit report
• Evaluated applicant credit history to recommend qualified loan for home equity and commercial lending
• Evaluated potential borrowers and made necessary referrals to appropriate credit management
• Evaluated borrower's financial condition and credit report to evaluate loan feasibility and creditworthiness
• Evaluated borrowers' financial situations to determine the best mortgage loan options for them
• Evaluated applicant's credit history to determine if loan was approved
• Evaluated applications for accuracy and compliance with FannieMortgag loan policies, procedures and regulations
• Complete a variety of tasks to assist in the loan origination process
• Made sure all loans and documentation were in order
• Promoted the ability to provide superior service and follow up on all customer issues
• Promoted a new process for processing mortgage loan documents, including the creation of a loan application and the creation of a loan file
• Promoted as a team leader to assist in the loan processing of commercial and personal lines loans

• ResumeBuild
• Mortgage Loan Processor

5 Amazing mortgage loan processor Resume Examples (Updated 2023) + Skills & Job Descriptions

Build your resume in 15 minutes, mortgage loan processor: resume samples & writing guide, frank griffin, professional summary, employment history.

• Monitor loan progress and ensure compliance with regulations and company policies
• Prepare loan documents, such as loan applications, credit authorization forms, and closing statements
• Negotiate loan terms with lenders
• Verify and analyze customer information, such as income, credit history, and assets
• Prepare loan documents for underwriting
• Calculate loan payments and fees
• Prepare loan closing documents and coordinate closings
• Follow up with lenders to ensure timely processing of loans
• Communicate with customers, lenders, and other parties involved in the loan process

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Ulrich Roberts

• Review loan applications for accuracy and completeness
• Review appraisals and title documents
• Submit loans to underwriting for approval
• Update and maintain loan files and records

Carl Ingram

• Resolve customer inquiries and complaints

Albert Smith

Ike richards.

• Collect and review required documents from customers, such as pay stubs and bank statements

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Table of Content

• Introduction
• Resume Samples & Writing Guide
• Resume Example 1
• Resume Example 2
• Resume Example 3
• Resume Example 4
• Resume Example 5
• Jobs Description
• Jobs Skills
• Technical Skills
• Soft Skills
• How to Improve Your Resume
• How to Optimize Your Resume
• Cover Letter Example

mortgage loan processor Job Descriptions; Explained

If you're applying for an mortgage loan processor position, it's important to tailor your resume to the specific job requirements in order to differentiate yourself from other candidates. Including accurate and relevant information that directly aligns with the job description can greatly increase your chances of securing an interview with potential employers. When crafting your resume, be sure to use action verbs and a clear, concise format to highlight your relevant skills and experience. Remember, the job description is your first opportunity to make an impression on recruiters, so pay close attention to the details and make sure you're presenting yourself in the best possible light.

mortgage loan processor

• Communicated with internal and external customers by phone, email, and fax.
• Conveyed loan file decisions: approvals, denials, and counter offers. 
• Serviced and completed a pipeline of 50+ applications average, monthly.
• Obtained necessary information and documents to satisfy loan conditions from customers and through research.
• Ordered and completed detailed reviews of all documentation.
• Adhered to quality control and audit standards.
• Met department targets: closing ratio, cycle time, customer satisfaction, etc.

mortgage loan processor/closer/servicer

• Reviewed files for accuracy and completeness for all conditions required by the underwriter.
• Prepared closing disclosure and all closing documents needed for the transaction.
• Coordinated the signing of the closing documents between all parties.
• Handled Mortgage fundings.  
• Reviewed income, assets, title commitment, and all other conditions. 
• Contacted members during loan processing to go over any questions the members have and request additional items needed. 
• Handled servicing including payments, escrow accounts, monthly reports, and member inquires. 
• Prepared all the necessary paperwork to complete files for shipping
• Performed all the necessary requirements to process the loan for closing
• Resolved all problems and errors
• Obtained credit reports
• Ordered appraisals
• Process residential, commercial, and agricultural real estate loans from application to closing.
• Add new loans to the core system, scan, and file away the loans. 
• Prepare consumer, commercial, and agricultural loans. 
• Handled all escrow accounts and disbursing real estate taxes and insurance, as well as running the annual analyses.
• Reconcile cashier checks, money orders, loan proceeds, and escrow disbursement check accounts. 
• Handled all accounts that we service for Federal Home Loan Bank of Chicago. 
• Process loan payments. 
• Processed mortgage loans from origination to closing, in compliance with Freddie Mac, Fannie Mae, VHFA, RD and PMI regulations
• Developed relationships with attorneys, appraisers and realtors
• Ensured all documentation in file was in compliance with loan type
• Verified employment, assets and liabilities by pulling credit reports, contacting employers, other banks and requesting documentation from applicants

mortgage loan processor Job Skills

For an mortgage loan processor position, your job skills are a key factor in demonstrating your value to the company and showing recruiters that you're the ight fit for the role. It's important to be specific when highlighting your skills and ensure that they are directly aligned with the job requirements, as this can greatly improve your chances of being hired. By showcasing your relevant skills and experience, you can make a compelling case for why you're the best candidate for the job.

How to include technical skills in your resume:

Technical skills are a set of specialized abilities and knowledge required to perform a particular job effectively. Some examples of technical skills are data analysis, project management, software proficiency, and programming languages, to name a few. Add the technical skills that will get hired in your career field with our simple-to-use resume builder. Select your desired resume template, once you reach the skills section of the builder, manually write in the skill or simply click on "Add more skills". This will automatically generate the best skills for your career field, choose your skill level, and hit "Save & Next."

• Mortgage Underwriting
• Loan Origination
• Regulatory Compliance
• Loan Processing
• Financial Analysis
• Mortgage Regulations
• Mortgage Documentation
• Loan Servicing
• Mortgage Servicing
• Credit Analysis
• FHA Guidelines
• Loan Closing
• Loan Modification
• Loan Funding
• Loan Administration
• Loan Closing Procedures
• Loan Closing Documentation
• Real Estate Law
• Title Insurance
• Real Estate Transactions

How to include soft skills in your resume:

Soft skills are non-technical skills that relate to how you work and that can be used in any job. Including soft skills such as time management, creative thinking, teamwork, and conflict resolution demonstrate your problem-solving abilities and show that you navigate challenges and changes in the workplace efficiently. Add competitive soft skills to make your resume stand-out to recruiters! Simply select your preferred resume template in the skills section, enter the skills manually or use the "Add more skills" option. Our resume builder will generate the most relevant soft skills for your career path. Choose your proficiency level for each skill, and then click "Save & Next" to proceed to the next section.

• Communication
• Interpersonal
• Time Management
• Problem Solving
• Decision Making
• Critical Thinking
• Adaptability
• Organization
• Public Speaking
• Negotiation
• Conflict Resolution
• Attention to Detail
• Self-Motivation
• Stress Management
• Collaboration
• Strategic Thinking
• Emotional Intelligence
• Flexibility
• Reliability
• Professionalism
• Computer Literacy
• Data Analysis
• Project Management
• Customer Service
• Presentation
• Written Communication
• Social Media
• Troubleshooting
• Quality Assurance
• Supervisory
• Risk Management
• Database Management
• Documentation
• Financial Management
• Visualization
• Business Acumen
• Process Improvement
• Relationship Management.

How to Improve Your mortgage loan processor Resume

Navigating resume pitfalls can mean the difference between landing an interview or not. Missing job descriptions or unexplained work history gaps can cause recruiters to hesitate. Let's not even talk about the impact of bad grammar, and forgetting your contact info could leave your potential employer hanging. Aim to be comprehensive, concise, and accurate.

Ollie Robinson

Include your contact information and job descriptions, missing job descriptions lessens your chances of getting hired..

• Employers want to know what you've accomplished, so make sure to include descriptions for all of your previous jobs.
• Keep job descriptions short but don't just list your jobs.
• Never copy-paste a job description to post on your resume. Get inspired and use tools to help you write customized descriptions.

How to Optimize Your mortgage loan processor Resume

Keep an eye out for these resume traps. Neglecting to detail your job roles or explain gaps in your career can lead to unnecessary doubts. Grammar blunders can reflect negatively on you, and without contact information, how can employers reach you? Be meticulous and complete.

Floyd Griffin

• Prepear lon documents fer underwritin.
• Negotiate loan termms wih lenderrs.
• Collet and reviw requiered documents from customers, such as pay stubs and bank statments.
• Mointor loan progres, and ensuer complience wit regulatiosn and companie policys.
• Rivew appriasals and tittle documants.
• Prepear loan documentes for underwritin.
• Preapre lon documets, suchs as lon aplications, credet authoriztion forms, an closin statments.
• Verifie and analyse custumer infomation, such as income, credit histroy, and asset's.

Correct Grammar and Address Gap Years in Your Resume

Don't leave unexplained gaps in your work history..

• When explaining gaps in your employment section, start by being honest.
• Elaborate on the gap and show that you never stopped learning.
• Explain and elaborate any gap in your work history by highlighting new skills.

mortgage loan processor Cover Letter Example

A cover letter can be a valuable addition to your job application when applying for an mortgage loan processor position. Cover letters provide a concise summary of your qualifications, skills, and experience, also it also gives you an opportunity to explain why you're the best fit for the job. Crafting a cover letter that showcases your relevant experience and enthusiasm for the Accounts Payable role can significantly improve your chances of securing an interview.

Esteemed Better Homes and Gardens Real Estate Hiring Team

I am excited to apply for the Chief Mortgage Loan Processor position at Better Homes and Gardens Real Estate. As a highly skilled Mortgage Loan Processor with 14 years of experience in Real Estate, I am confident that I can contribute significantly to your organization.

As someone who has always been driven by a desire to solve complex problems and make a difference in the world, I have pursued opportunities to learn and grow throughout my life. My experience in this field has equipped me with valuable skills such as Analytical and Coaching that have planted in me a great work ethic. I am excited to apply these skills and my enthusiasm for Real Estate to the role and contribute to your organization's success.

I appreciate the time and consideration you have given my application. I am confident that if we work together we could achieve great things and so I look forward to the opportunity to join your team.

Showcase your most significant accomplishments and qualifications with this cover letter. Personalize this cover letter in just few minutes with our user-friendly tool!

Related Resumes & Cover Letters

Contemporary

Professional

Looking to explore other career options within the Real Estate field?

Check out our other resume of resume examples.

• Real Estate Resume
• Broker Resume
• Claims Adjuster Resume
• Property Manager Resume

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Mortgage Loan Processor Resume Sample

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Work Experience

• Maintains knowledge of bank’s residential loan policy and credit granting standards
• Communicates with customers, MB's and authorized employees to satisfy loan conditions as well as the status of the loan application
• Help back up the Mortgage Department’s incoming phone calls
• Supervise staff and ensure goals and service level agreements are met
• Obtains and verifies all data and supporting documentation regarding a customer’s income, assets and liabilities
• Handles customer calls as needed and follows through to obtain any missing information supporting the customer’s application
• Collects and records accurate information in the appropriate fields of Encompass
• Complies with Banks Policies and Procedures, as well as regulatory compliance
• Keeps abreast of industry regulations and changes
• Reviews loans for compliance within RESPA, TIL, HMDA, Reg. B, and other mortgage related regulations. Prepares proper disclosures as required by regulations
• Performs an analysis and complete appraisal review, along with completing checklist, on all mortgage and consumer loan appraisals
• Directly communicates with loan officer(s), customer(s), and underwriter(s) in order to obtain initial and missing documentation required to qualify for the loan, including but not limited to income and asset information, credit authorization, trust agreements, purchase agreements, construction documents, etc
• Maintains high level of customer service while managing each applicant’s expectations
• Documents all communication related to the loan in the conversation log
• Manages pipeline by reports within allotted turn-around times
• Maintains awareness, understanding, and compliance with the bank’s internal policies and procedures
• Provides assistance in response to regulatory and internal/external audit requests
• Assists in training new loan processors and other processing personnel
• Verify loan documents including income, assets, credit, appraisal and title insurance
• Verifying application for final submission to underwriting
• Submits loans through DU and orders and follows up on any outside services such as credit reports, title
• Detailed knowledge of FHA, VA, Conventional, USDA
• Network and interact with others to build internal relationships to foster team environment
• Responsible for obtaining and assembling complete loan packages in proper order for underwriting. Completes required loan checklists. Verifies all required documentation in the file (pre-underwrite)
• Responsible for ordering third party documentation including, but not limited to, property survey, flood certificate, title commitment, employment verification, and payoff information. Verifies vendor orders are complete and invoices received, and all are in the applicant’s file
• Performs a thorough review and analysis of borrower’s credit, employment, income and assets as required by the particular program before submitting the file to the underwriter. Responsible for submitting a completely documented loan file to the underwriter which is ready for approval or denial
• Responsible for making any necessary corrections to loan origination system

Professional Skills

• Attention to detail is critical, as are strong communication and organizational skills. Solid mathematical and analytical skills are also necessary
• Demonstrated strong problem solving and member service skills
• Demonstrates strong math and analytical skills
• Good interpersonal skills, and oral and written communication skills
• Excellent writing, typing and verbal communication skills
• Excellent problem-solving and time-management skills
• Excellent written and verbal communication skills including professional grammar and demeanor

How to write Mortgage Loan Processor Resume

Mortgage Loan Processor role is responsible for organizational, mortgage, credit, microsoft, software, business, etiquette, customer, loan, training. To write great resume for mortgage loan processor job, your resume must include:

• Your contact information
• Work experience
• Skill listing

Contact Information For Mortgage Loan Processor Resume

The section contact information is important in your mortgage loan processor resume. The recruiter has to be able to contact you ASAP if they like to offer you the job. This is why you need to provide your:

• First and last name
• Telephone number

Work Experience in Your Mortgage Loan Processor Resume

The section work experience is an essential part of your mortgage loan processor resume. It’s the one thing the recruiter really cares about and pays the most attention to. This section, however, is not just a list of your previous mortgage loan processor responsibilities. It's meant to present you as a wholesome candidate by showcasing your relevant accomplishments and should be tailored specifically to the particular mortgage loan processor position you're applying to. The work experience section should be the detailed summary of your latest 3 or 4 positions.

Representative Mortgage Loan Processor resume experience can include:

• Experience in processing relocation loans or similar experience with high-end client types
• Strong sense of urgency and responsiveness along with the ability to demonstrate professionalism
• Communicate effectively with all levels of Bank personnel, customers, and outside agencies in both verbalwritten form
• Experience in accounting or lending
• Related work experience in residential mortgage lending processing ideally Full Doc loans
• Mortgage banking processing experience with FHA/VA/FNMA/FHLMC required

Education on a Mortgage Loan Processor Resume

Make sure to make education a priority on your mortgage loan processor resume. If you’ve been working for a few years and have a few solid positions to show, put your education after your mortgage loan processor experience. For example, if you have a Ph.D in Neuroscience and a Master's in the same sphere, just list your Ph.D. Besides the doctorate, Master’s degrees go next, followed by Bachelor’s and finally, Associate’s degree.

Additional details to include:

• School you graduated from
• Major/ minor
• Year of graduation
• Location of school

These are the four additional pieces of information you should mention when listing your education on your resume.

Professional Skills in Mortgage Loan Processor Resume

When listing skills on your mortgage loan processor resume, remember always to be honest about your level of ability. Include the Skills section after experience.

Present the most important skills in your resume, there's a list of typical mortgage loan processor skills:

• Demonstrated strong organizational skills with the ability to prioritize work and meet deadlines
• Demonstrates ability to work effectively with all levels of professionals including borrowers, attorneys, title companies, appraisers, etc
• Good learning ability for new knowledge and skills
• Excellent member service skills are required
• Work effectively with all levels of professionals including borrowers, attorneys, title companies, appraisers, etc
• Effectively and efficiently monitors a pipeline while providing communication on loans in process to retail partners

List of Typical Experience For a Mortgage Loan Processor Resume

Experience for mortgage loan processor resume.

• Underwriting loans prior to submission
• Demonstrate advanced processing knowledge in FHA, VA and Conventional loans, including appraisal reviews and underwriting guidelines
• Demonstrate advanced knowledge of Federal and State rules and regulations, including RESPA, TILA, ECOA and HMDA
• Mortgage Loan Processing experience
• Solid proficiency processing government and conventional loans
• Establish rapport with borrowers and deliver excellent customer service
• Provides effective, consistent, communication to the borrower via email and/or phone
• Experience in function

Experience For Senior Mortgage Loan Processor Resume

• Experience in industry
• Over-the-phone customer service experience
• Calculate income from paystubs and validate to W-2’s
• Verifying personal and financial information provided by the loan applicant to the MLO during the application interview
• Updating the LOS system to record any changes in the loan application status
• Perform in-depth analysis of files for submission to underwriting and closing departments ensuring the required documentation is received and complete
• Maintain system data including status and loan events (receipt of stipulations, dates and memos) with anticipation of closing each loan within 30 days
• Satisfy all suspense items timely relating to processing errors

Experience For Home Mortgage Loan Processor Resume

• Perform dual control by checking bank's servicing system new loan maintenance reports to confirm data
• Travels occasionally in order to participate in special assignments, training, and/or travel between offices
• Learn and maintain knowledge of all conventional and government mortgage and consumer lending regulations such as RESPA, TIL, HMDA, Reg. B, etc
• Recommends loans not meeting standards be restructured or denied
• Prepares loan application file for underwriting final approval
• Take ownership in managing a pipeline with more complex or problem loan files

Experience For Home Equity Mortgage Loan Processor Resume

• Proactive in checking submitted documentation for accuracy and potential problems
• Ensures timely processing of all assigned loans to meet department pre-established service level agreement
• Interprets underwriting results and collects information required to clear contingencies for final approval
• Communicates with loan officers and/or borrowers to advise of closing contingencies
• Arranges and coordinates loan closing with attorneys, loan officers and/or borrowers and mortgage loan closer

Experience For Mortgage Loan Processor Assistant Resume

• Has a basic knowledge of related compliance regulations such as RESPA, Fair Lending, HMDA, etc
• Responsible for managing rate lock expiration date
• Participate in all required training sessions to increase knowledge and ensure compliance with all regulatory and investor requirements
• Provide outstanding customer service and display positive attitude at all times
• Obtain and verify clearance of any underwriting condition(s)
• Monitor the overall lending process and identify, resolve and communicate any issue which could impact timely closure of the loan

Experience For Mortgage Loan Processor / Closer Resume

• Stay current with all federal, state regulations, and policies, including all TRID requirements
• Maintain a professional attitude and working relationship with internal and external customers
• Our Loan Processors work closely with the borrower, from contract to close, with providing prompt, efficient, and friendly service to customers and sales staff
• Request any additional items needed from Borrower, Realtors, or Attorneys to complete the documentation required for underwriting
• Develop new business through marketing efforts

Experience For Summer Internship Mortgage Loan Processor Resume

• Intermediate to Advanced in Microsoft Office Suite including Word, PowerPoint, and Excel
• Receives and reviews mortgage loan application files, and facilitates their smooth transition through to closing
• Acts as a liaison among all parties involved throughout the loan process, including Loan Officers, borrowers, Underwriters, and Closers
• Responsible for loan submissions to underwriting
• Role involves providing back-office support for all three Mortgage Origination sites
• Be proficient with the staples of processing
• Review the mortgage loan application file and assist with input and updating of information in LOS

Experience For Mortgage Loan Processor / Analyst Resume

• Familiar with navigating through the FHA Connection and VA Portal
• Proficient with analyzing tax returns
• Manage internal and external expectations on timelines, costs and processing
• Assist with training new employees in the department
• Follow up with borrowers and third party to ensure timely closing of loans
• Understand TCF’s Policy and Procedure to ensure that all underwriting of non-originated files is in compliance
• Verify loan is complete with a checklist and accompanying disclosures, documents, needs list, anticipated or confirmed program/investor, and etc
• Normally Initial Week of Training in our corporate office in New Jersey

Experience For Junior Mortgage Loan Processor Resume

• Ensure data integrity to confirm accuracy of automated underwriting findings to the file
• Communicate with the appropriate parties regarding additional conditions of the loan
• Review and prepare loans and documentation following company policies, procedures and guidelines
• Processes payments, loan funding, construction draws and wires
• Update system to note funding activities, interest rates, insurance, official documentation and titles
• Reviews documentation for declined loans, completes required documentation and provides mailing to customer about declined loan

Experience For Cres Senior Mortgage Loan Processor Resume

• Works directly with customer advocate to provide clear direction what is needed from the borrower
• Works directly with 3rd parties to obtain: payoffs, homeowner’s insurance, etc
• Works directly with 3rd parties to obtain: payoffs, homeowners insurance, etc
• Thorough review and evaluation of all documentation related to loan file and ensure compliance with Bank policy
• Provides and maintains exceptional customer service to internal and external customers
• Strong communication with Branch Managers throughout the entire loan process. disclosures, required client documentation, credit decision, document preparation, settlement and shipment of loan file to vault in a timely manner
• Following up on outstanding documents requested but not yet received from third party sources. Providing timely reminders to loan applicants who have not yet submitted required information

List of Typical Skills For a Mortgage Loan Processor Resume

Skills for mortgage loan processor resume.

• Communicate effectively, both orally and in writing, and provide excellent customer service in person and on the phone
• Six or more months of mortgage banking processing experience with FHA/VA/FNMA/FHLMC required
• Mortgage banking processing experience with FHA/VA/FNMA/FHLMC
• Demonstrate working knowledge of Federal and State rules and regulations, including RESPA, TILA, ECOA and HMDA
• Demonstrates thorough understanding of FNMA, FHLMC, VA, FHA & USDA guidelines
• Demonstrates knowledge of RESPA guidelines and consumer lending regulations
• 2 years of mortgage loan processing experience
• Real Estate Lending experience
• Mortgage processing and financial institution experience

Skills For Senior Mortgage Loan Processor Resume

• Experience working as a Mortgage Loan Processor
• Mortgage processing experience
• Validate the documents received for each file, verifying the accuracy and completeness of each document
• Solid understanding of loan program guidelines as well as regulatory requirements
• Proficient in time management, organization, planning, and prioritization
• Review documents to ensure validity, substantiate income or cash levels and mitigate the potential for unnecessary loss

Skills For Home Mortgage Loan Processor Resume

• Review documents to ensure validity, substantiate income or cash levels and mitigate the potential for loss
• One or more years’ experience working with Desktop Underwriter
• Mortgage Processing experience
• 3+ yrs Mortgage Processing experience
• Retail/wholesale residential processing experience
• Mortgage loan processing experience
• Experience in conventional, HUD, FHA/VA mortgage loan processing

Skills For Home Equity Mortgage Loan Processor Resume

• Incumbents at this level would typically have up to 2 years of loan processing experience
• Business or military experience
• Consumer or mortgage specific product knowledge of a large bank lending guidelines or Fannie Mae or Freddie Max experience
• Pipeline management experience
• Developing relationships, retaining existing customers, develop relationships with real estate professionals and other resources in the market
• Answering client questions and assisting the client in choosing the mortgage type and mortgage terms appropriate to the financial information gathered
• Working knowledge of FNMA, FHLMC, FHA and VA underwriting guidelines
• Keeping up with current regulation changes as well as constant updates to underwriting guidelines

Skills For Mortgage Loan Processor Assistant Resume

• Reconciling and paying vendor invoices
• Ordering appraisals, credit reports, title work, all verification activities, as well as flood certifications
• Resolving escalated problem tickets
• Completing ad hoc service requests
• Completing file assignments
• Entering initial data
• Working knowledge of ordering appraisals, flood certifications, verifications, title work and
• Preparing preliminary documents
• Coordinates with Originations and Credit teams throughout the on-boarding, underwriting and closing processes

Skills For Mortgage Loan Processor / Closer Resume

• Provides back office customer service support to internal and external customers. Performs functions using a variety of banking and lending system applications
• Assists closing, secondary market, and loan servicing to obtain and clear outstanding suspense items from investors
• Responsible for ordering Homeowner’s and Flood Insurance when applicable and reviewing for sufficient coverage amount
• Basic understanding of Mortgage Loan Processing
• This job function requires keeping up on current regulation changes as well as constant updates to underwriting guidelines
• Knowledge of reading tax returns and calculating income for self-employed borrowers
• Data entry of loan applications to bank’s processing system and submission to automated underwriting system

Skills For Summer Internship Mortgage Loan Processor Resume

• Data entry of loan applications to bank’s processing system and submission to automated underwriting findings
• Resolve problems and questions with underwriting department and secondary marketing department
• Prepare closing request with closing department
• Responsible for ordering the following 3rd party verifications/documentation; Credit Supplements, written and verbal VOE’s, HOA Certifications, and etc
• Responsible for the monitoring and maintenance of multiple reports related to consumer lending
• Process all documents to FFB secondary market and/or investor guidelines, and evaluate and cure all underwriting conditions based upon underwriting approval
• Be able to manage a pipeline of loans including to meet closing deadlines
• Review lock-in agreements to insure closing and funding occurs within lock period

Skills For Mortgage Loan Processor / Analyst Resume

• Assist in training of Mortgage Bankers, Mortgage Processing Specialists or any other mortgage department staff
• Enjoy working in a fast paced environment and being a team player
• Responsible for closing the loan, which involves setting interest rates and repayment terms
• Updates information in the Loan Operating System (LOS) and resubmits the loan through the appropriate Automated Underwriting System (AUS) as needed
• Assists with organizing and scheduling loan closings and delivers the settlement instructions and loan file to the Loan Closer
• Communicate with appropriate parties, including third party services, mortgage loan officers and borrowers, to satisfy underwriting conditions
• Knowledge of automated underwriting and agency guidelines including but not limited to FNMA, FHA, VA and USDA
• Thorough understanding of FNMA, FHLMC, VA, FHA & USDA guidelines
• Knowledge of RESPA guidelines and consumer lending regulations

Skills For Junior Mortgage Loan Processor Resume

• Follow up with borrowers and third parties to ensure timely closing of loans, without delay
• Performs the role’s essential functions successfully using required systems and processes
• 18 month incumbency period beginning on the start date
• PC and internet proficiency - loan origination software, imaging, Desk Top Underwriter, and Loan Prospector, UNIFI Loan Origination system recommended
• The ability to excel in a fast-paced, multi-tasking environment
• Current Mortgage Loan Processing knowledge and background required
• Work extensive hours during high volume
• Proficient knowledge of lending processes, loan principles, loan systems
• Pre-underwrite and prepare the loan for Underwriting

Skills For Cres Senior Mortgage Loan Processor Resume

• Bilingual ( Spanish Speaking )
• Loan Processors are required to complete an essential, comprehensive prerequisite training program
• Perform pipeline tasks necessary to clear loan conditions, and preview all conditions that are submitted to NPF by clients that are pending UW review
• Ensures all loan documentation, closing conditions, and requirements have been met
• Process new mortgage loan applications; input new loan data into loan software programs and investor automated underwriting systems
• Prepare closing packages
• Two years of recent mortgage loan processing or sales
• Responsible for ensuring all loan documentation is complete, accurate, verified, and complies with product requirements & company policy

List of Typical Responsibilities For a Mortgage Loan Processor Resume

Responsibilities for mortgage loan processor resume.

• Gathers, analyzes and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings
• Proven strong verbal and written communication skills and phone etiquette
• Demonstrate processing knowledge in FHA, VA and Conventional loans
• Previous experience in Episys and/or Mortgagebot
• Mortgage industry experience

Responsibilities For Senior Mortgage Loan Processor Resume

• Proficiency in both Chinese and English, with good knowledge of PC application software
• Assist with obtaining any necessary closing conditions and coordinating the loan closing
• Prepares and submits the loan to underwriting by gathering supporting documentation and verifying information on the original application
• Responsible for keeping the member informed of the status of their loan and maintaining contact with both internal and external vendors during the loan process
• Maintain compliance wit lending regulations and bank policies
• Consults with supervision on pricing of first mortgages, to insure loan is within desired price range
• Processes loans in a timely and efficient manner to insure closing is on time

Responsibilities For Home Mortgage Loan Processor Resume

• Process the documents received for each file, verifying the accuracy and completeness of each document
• Monitors and reports on the status of team’s pipelines and turn-around times for loan processing
• Designs and delivers operational training to Mortgage department personnel, at hire and as needed due to process and workflow updates
• Provides guidance and support to Loan Processors and provides process oversight to ensure the accurate processing of loans
• Prepares loan for Initial Closing Disclosure issuance
• Team player with great attitude and friendly personality
• Update information from bank statements, paystubs, appraisal to bank’s origination system
• Register loans on the origination system and maintain system accuracy
• Issue proper disclosures as required by federal regulatory compliance RESPA

Responsibilities For Home Equity Mortgage Loan Processor Resume

• Ensures loans are processed and tracked in accordance with HMDA guidelines
• Sends Statement of Credit Denial (adverse action notice), if applicable
• Review rate locks for accuracy
• Reviews Home Owners Policies for proper coverage and mortgage/loss payee
• Obtain and review documents for acceptability against loan conditions
• With the loan officer, coordinate with buyers, sellers, title companies, escrow agents, surveyors and real estate agents to obtain additional documentation if needed
• Prepares real estate loan packages for settlement

Responsibilities For Mortgage Loan Processor Assistant Resume

• Coordinates the disbursement of funds
• Responsible for preparing Certificates of Satisfaction to send to Clerk of Courts to release deeds on all real estate loans to include mailing original to member
• Assists with ensuring proper completion of required HMDA data
• Work with loan applicants(s) to gather specific information relative to credit, employment, and financial history to obtain a loan approval
• Reviews and assemble accurate loan information in a timely manner to obtain applicable local approvals
• Additional responsibilities - LAPP (VA Appraisals), 4506 Transcript Requests, Field Reviews

Responsibilities For Mortgage Loan Processor / Closer Resume

• 1) Close Every Loan on Time
• Review and analyze credit documentation; compile information and update credit as needed to comply with investor approval requirements; pre-qualify borrowers to specific loan products; prepare loans for underwriting
• Close Every Loan on Time
• Able to close 15 to 20 files per month
• Maintaining current knowledge of mortgage industry guidelines Responsible for entering loan information on applicable software, monitoring status of necessary documentation throughout loan process as well as maintenance of mortgage files to ensure proper documentation
• Ensure compliance with all regulation/guidelines

Responsibilities For Summer Internship Mortgage Loan Processor Resume

• Differentiate between the different mortgage products and the forms required for each type of product
• Maintenance of current policies and procedures
• Account and customer management
• In-Depth knowledge of mortgage lending guidelines and regulations (RESPA, Reg B, HMDA,FHA, VA Conventional, FHLMC, FNMA, Bond, Native American, Rural Development and others as offered)
• In-Depth knowledge of mortgage loan underwriting criteria
• In-Depth knowledge of Compliance guidelines
• Review all data on the URLA 1003 application and process Credit Package, Income, Asset, Title and purchase contract documentation to verify accuracy (I.e. paper trail large deposit, LOE, borrower conditions etc.) Update Encompass 1003 to match data received from borrower
• Perform income calculations for borrowers based off of income docs received, paystubs, W-2’s, tax returns and VOE’s. Update 1003 with Income, Assets and all other documentation received. Processor to place income calculation worksheet in e-folder
• Communicate with loan officers, real estate agents, closing agents and underwriters throughout the loan process

Responsibilities For Mortgage Loan Processor / Analyst Resume

• Make customer service calls, as needed on 3rd party services and borrower related items
• Request, pursue and review loan documents from clients and third parties
• Enter, maintain and update account records in loan origination system
• Anticipate client needs to ensure overall client satisfaction
• Meet personal and team production expectations
• Computer and software literate with ability to adapt quickly to new technology
• Proactive and adaptable to change

Responsibilities For Junior Mortgage Loan Processor Resume

• High energy, positive attitude and ability to excel in a fast-paced environment
• Evaluate title commitments, sales contracts, credit reports, calculate income including self employed borrowers, asset verifications, collateral reviews and all other information pertinent to meet the necessary guidelines to conform to secondary market guidelines
• Apply all agency guidelines, aggregator requirements and federal regulations to ensure loan quality
• Conducts loan interviews and obtains previous credit history of member, as well as other pertinent data that could be used for present and future loan evaluations
• Determines collateral values and member’s desired payment plan
• Processes applications of a complex nature. Consults with supervision on loans that are considered a risk in accordance with loan guidelines
• Discusses loan alternatives, credit criteria, interest rates, and loan documentation

Responsibilities For Cres Senior Mortgage Loan Processor Resume

• Works with loan officers on second mortgages, and third-party mortgage processors, realtors and members on first mortgages
• Assist customers as required
• Analyze title reports to determine issues and any present or potential risk
• Order reports and certifications
• Update loan system software when needed to support loan products and compliance issues
• Prepares loan documentation and credit files

Related to Mortgage Loan Processor Resume Samples

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5 Loan Processor Resume Examples That Work for 2024

Loan Processor Resume

• Mortgage Loan Processor
• Senior Loan Processor
• Entry Level Loan Processor
• Loan Processor Assistant
• Write Your Loan Processor Resume

Making decisions on loan applications is a significant process for financial organizations. That’s why you’re there to go through in-depth processes, ensuring that applicant eligibility, credit standings, and loan amounts align with the right standards.

Is your resume template helping you align your skill set with each financial organization’s needs?

With your decisions significantly impacting a bank’s success, hiring managers will want to ensure they choose the best applicants for the job. Our loan processor resume examples and cover letter maker will help you structure yours to stand out during those detailed reviews.

or download as PDF

Why this resume works

• In this example, Cedric does something much better than just showing his knowledge of the potential employer. He highlights the use of Quicken which is a property of the company he wishes to work for. It’s a perfect match of interests.

Mortgage Loan Processor Resume

• Being a retail cashier right after your associate degree speaks volumes of your ambition to make a difference in a real-world workplace. Seize this opportunity and let your mortgage processor resume highlight achievements that sum up your knack for perfection and learning from experiences.

Senior Loan Processor Resume

• In this case, accompanying what you used each tool for, and the impact achieved would be a perfect blend to let hiring teams know what you’re bringing to the table.

Entry Level Loan Processor Resume

• Your career objective is the secret weapon you can deploy and give your entry level loan processor resume what it lacks in experience. Clearly state your vision confidently and detail how your professional ethos aligns with the potential employer’s beliefs and goals.

Loan Processor Assistant Resume

• Like Sterling’s idea of highlighting his role in a project to support literacy among unreached communities, show how against all odds, you can overcome hurdles and ensure goals are met in time.

Related resume examples

• Loan officer
• Financial analyst
• Investment banking
• Bank teller

Strategize Your Loan Processor Resume to Align with the Job Description

When you’re analyzing loan qualifications, you look for crucial indicators for approval, like credit payment history and an applicant’s income. Hiring managers will take a similar process while reviewing your resume, looking for indicators that you’ll be successful. 

To strategize for success, you need to choose the right job skills . Start with the job description and look for things each company emphasizes. Does an organization specialize in home loans? Then, listing skills in mortgage processing and property valuations may be essential. Always list a tailored set of skills for each job.

Need some ideas?

15 best loan processor skills

• Risk Analysis
• Microsoft Excel
• Forecasting
• Refinancing
• FICO Scores
• Customer Service
• Negotiation
• CreditScope
• Loan Origination
• Underwriting
• Small Business Lending

Your loan processor work experience bullet points

Your skills in risk analysis and underwriting will get you off to a great start. Now it’s time to show hiring managers exactly why you’re the best loan processor for the job. 

Including the right metrics is a great way to optimize your work experience bullet points. So, consider how you’ve helped financial institutions in the past, such as how your thorough risk analysis process boosted loan repayment rates. 

Here are some great metrics for loan processors to use on resumes.

• Compliance rates: Compliance in record keeping, loan approvals, and contracts is essential in the financial industry. 
• Efficiency: When someone applies for a loan, they want fast results. That’s why loan processors who can implement strategies like using SAP or Qualia in their processes for better process efficiency will stand out. 
• Client satisfaction: The client’s experience is just as important as the bank’s, so being able to draw up loan contracts that are mutually beneficial and explain information is key. 
• Cost savings: Whether it’s switching clients to paperless billing or reducing employee hours spent on approval processes, any way you can reduce costs will stand out. 

See what we mean?

• Streamlined document retrieval and verification procedures, reducing the average processing time from 48 hours to 36 hours.
• Implemented a paperless document management system, saving the company approximately $10,000 annually in printing and storage costs.
• Reduced loan processing errors by 22% through meticulous data validation, leading to improved customer satisfaction.
• Leveraged CreditScope to evaluate creditworthiness, resulting in a 19% improvement in the accuracy of credit decisions and a reduction in loan delinquencies.

9 active verbs to start your loan processor work experience bullet points

• Streamlined

3 Tips to Make Your Loan Processor Resume Stand Out with Limited Experience

• Entry-level loan processors can lean on what they achieved while obtaining their finance or related degree to make relevant skills stand out. For instance, how you maintained a 3.9 GPA or received a 99% overall grade on a fiscal analysis project using QuickBooks to analyze spending. 
• A resume objective can work well for inexperienced loan processors. For example, you could write about how you’re a dedicated professional ready to use the forecasting and market analysis skills you picked up while obtaining your finance degree to ensure accurate mortgage lending. 
• Even if you haven’t worked as a loan processor, other experiences can translate to success in the role. For example, having worked at the service desk at a retail store, providing excellent customer service by efficiently processing returns and answering questions could show your abilities to create a great experience for financial clients. 

3 Tips for a Top-Notch Loan Processor Resume When You’re Experienced

• Financial needs are constantly changing to ensure compliance. Therefore, you should list your most recent loan processing experiences first to showcase how you perform refinancing and stay within GAAP standards based on today’s needs.  
• While you have a lot of experience, keeping your resume concise and making it easy for hiring managers to review is still important. To do so, try to narrow in on what’s most important to each company, such as forecasting and small business lending for a company that provides startup loans. 
• Experienced applicants often benefit from a resume summary . For instance, you could write about how you’ve refined automation processes using SAP over your 11-year career to reduce loan processing times by an average of 44% to ensure excellent client experiences. 

You’ll want to limit it to three or four jobs. The right ones to include will be those that were the most recent and used a relevant skill set , such as using Qualia and Credit Scope for a company providing mortgage loans. 

Start by listing the exact job title at the top of the resume, such as “senior loan processor.” Then, throughout your resume, list some top skills and experiences exactly as they’re written in the job description , such as VueCentric or risk analysis. 

While you can use the same structure and resume template to speed up the process, you should still list a custom set of loan processing skills and experiences to optimize for each job’s needs. For example, one company may specialize in commercial lending, whereas another focuses on small business lending, so you’d want to list skills that make sense for each. 

Mortgage Loan Processor Resume: Job Description, Sample & Guide

Create a standout mortgage loan processor resume with our online platform. browse professional templates for all levels and specialties. land your dream role today.

Are you looking to get your foot in the door as a mortgage loan processor? Our Mortgage Loan Processor Resume Example can help you create a resume that will make a great impression on potential employers. It provides a comprehensive overview of the skills and qualifications necessary to be successful in the role, as well as helpful tips and advice to help you stand out from the competition. Read on to learn how to create a resume that will showcase your talents and get you one step closer to your dream job.

We will cover:

• How to write a resume , no matter your industry or job title.
• What to put on a resume to stand out.
• The top skills employers from every industry want to see.
• How to build a resume fast with our professional Resume Builder .
• What a resume template is, and why you should use it.

What does a Mortgage Loan Processor do?

A mortgage loan processor is responsible for preparing, reviewing, and submitting loan applications and supporting documents to a lender for consideration and approval. This includes collecting and verifying information about the borrower, such as their income, assets, and credit history, as well as preparing and submitting the loan application and ensuring that all relevant documentation is included. They must also ensure that the loan application meets the lender's criteria and ensure that all legal documents are accurate and properly executed. Finally, they must also ensure that all closing documents are prepared and filed properly.

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What are some responsibilities of a Mortgage Loan Processor?

• Collect and review borrower's loan documents
• Verify accuracy and completeness of loan application and supporting documents
• Submit loan to underwriting for review and approval
• Communicate with loan originator, underwriter, and other parties throughout the loan process
• Prepare loan packages for closing
• Coordinate with closing agent to ensure timely closing of loan
• Maintain accurate loan files and ensure compliance with all regulatory and company standards
• Provide customer service to borrowers and other parties involved in the loan process

Sample Mortgage Loan Processor Resume for Inspiration

John Smith 123 Any Street, Any Town, USA 99999 Phone: (123) 456-7890 | Email: [email protected]

Summary John Smith is an experienced Mortgage Loan Processor who has over 5 years of experience in the banking industry. He is proficient in loan origination, processing, and underwriting. John is committed to providing excellent customer service and finding the best loan options for his clients. He is certified in Mortgage Loan Originator (MLO) and has a strong knowledge of lending regulations and guidelines.

Work Experience

• Process mortgage loans from loan application to closing.
• Review loan documents to ensure accuracy and compliance with bank policies and procedures.
• Develop and maintain relationships with clients to ensure satisfaction.
• Coordinate with loan officers, title companies, and other external parties.
• Processed loan applications and reviewed loan documents for accuracy and compliance.
• Organized and managed loan files to ensure timely processing.
• Provided customer service to clients.

Education Bachelor of Science in Business Administration, Any University, Any Town, USA – June 2015

Skills Loan Processing, Loan Origination, Underwriting, Customer Service, Regulatory Compliance

Certifications Mortgage Loan Originator (MLO) – November 2016

Languages English (fluent)

Resume tips for Mortgage Loan Processor

Creating a perfect, career-launching resume is no easy task. Following general writing rules can help, but it is also smart to get advice tailored to your specific job search. When you’re new to the employment world, you need Mortgage Loan Processor resume tips. We collected the best tips from seasoned Mortgage Loan Processor - Check out their advice to not only make your writing process easier but also increase your chances of creating a resume that piques the interest of prospective employers.

• Include a professional summary at the top of your resume that briefly outlines your qualifications and experience.
• Highlight your customer service and communication skills, as well as your analytical ability.
• Mention any software or technology that you are experienced with, such as loan origination systems.
• Include any relevant certifications, such as a Mortgage Loan Processor Certification.
• Quantify your accomplishments with numbers whenever possible.

Mortgage Loan Processor Resume Summary Examples

Mortgage loan processor resume summaries and objectives are important because they give potential employers an idea of what kind of experience and skills a candidate brings to the table. They also provide a snapshot of the candidate's career history and qualifications. By providing a concise summary or objective, a mortgage loan processor can quickly demonstrate their value to the employer and demonstrate why they are a good fit for the job. For Example:

• Experienced Mortgage Loan Processor with 5 years of experience in the banking and finance industry. Skilled in mortgage loan origination, underwriting, and closing.
• Highly organized Mortgage Loan Processor with over 8 years of experience in the banking industry. Proficient in loan origination, underwriting, and closing.
• Dedicated Mortgage Loan Processor with 10 years of experience in the banking sector. Highly experienced in loan origination, underwriting, and closing.
• Seasoned Mortgage Loan Processor with 12 years of experience in the financial services industry. Adept at loan origination, underwriting, and closing.
• Accomplished Mortgage Loan Processor with 15 years of experience in the financial services sector. Skilled in loan origination, underwriting, and closing.

Build a Strong Experience Section for Your Mortgage Loan Processor Resume

Building a strong experience section in a mortgage loan processor resume is important because it showcases your skills, qualifications, and relevant experience. It demonstrates to potential employers that you have the requisite skills and expertise to handle the job. It also demonstrates your dedication to the mortgage loan processing profession and your ability to work effectively and efficiently in a team environment. Furthermore, it serves as a great way to highlight any awards or recognition you've achieved in the mortgage loan processing field, such as highest sales volume or best customer service. Finally, it shows employers that you are a motivated and organized individual who is capable of handling the complex tasks associated with the job. For Example:

• Processed over 500 mortgage loan applications in a fast-paced, high volume environment.
• Performed detailed audits of all loan documentation to ensure compliance with state and federal regulations.
• Provided exceptional customer service to loan applicants throughout the loan process.
• Reviewed credit reports, appraisals, title reports and other related documents to ensure that all information provided is accurate and compliant.
• Reviewed loan conditions, loan disclosures, and loan closing documents to ensure accuracy.
• Verified income, employment and other loan related documents to ensure accuracy.
• Maintained a high level of communication with loan officers, underwriters, and other loan professionals.
• Researched and resolved discrepancies with loan applications and underwriting conditions.
• Analyzed loan applications and credit reports to determine eligibility for loan programs.
• Provided recommendations to loan officers and underwriters to ensure loan approval.

Mortgage Loan Processor resume education example

Mortgage loan processors typically need at least a high school diploma or GED. They may also need some postsecondary education in business, finance, or a related field. Employers may also require mortgage loan processors to be certified by the National Association of Mortgage Processors. Additionally, they may require experience in the banking industry, customer service, or sales. Here is an example of an experience listing suitable for a Mortgage Loan Processor resume:

• B.S. in Business Administration from University of California, Los Angeles 2016
• Certified Mortgage Loan Processor, National Association of Mortgage Processors 2013
• Associate’s Degree in Finance from Santa Monica College 2012
• Certified Real Estate Appraiser, California Real Estate Appraiser Board 2010

Mortgage Loan Processor Skills for a Resume

Adding skills to a resume can help employers quickly identify whether a candidate has the qualifications they are looking for. Having a well-rounded set of skills that are relevant to a mortgage loan processor position is essential to ensure that a hiring manager has a full understanding of the candidate’s capabilities. Skills such as customer service, loan processing, data entry, problem solving, and communication are all important to highlight on a mortgage loan processor resume. Having examples of how the candidate has used these skills in the past is also helpful for illustrating their experience. Soft Skills:

• Organizational Skills
• Time Management
• Problem Solving
• Interpersonal Skills
• Attention to Detail
• Communication Skills
• Financial Analysis
• Customer Service
• Documentation Skills
• Loan Processing
• Credit Analysis
• Underwriting
• Regulatory Compliance
• Loan Documentation
• Risk Assessment
• Mortgage Knowledge

Common Mistakes to Avoid When Writing a Mortgage Loan Processor Resume

In this competitive job market, employers receive an average of 180 applications for each open position. To process these resumes, companies often rely on automated applicant tracking systems, which can sift through resumes and eliminate the least qualified applicants. If your resume is among the few that make it past these bots, it must still impress the recruiter or hiring manager. With so many applications coming in, recruiters typically give each resume only 5 seconds of their attention before deciding whether to discard it. Considering this, it's best to avoid including any distracting information on your application that could cause it to be thrown away. To help make sure your resume stands out, review the list below of what you should not include on your job application.

• Not including a cover letter. A cover letter is a great way to explain why you are the best candidate for the job and why you want the position.
• Using too much jargon. Hiring managers do not want to read a resume full of technical terms that they do not understand.
• Omitting important details. Make sure to include your contact information, educational background, job history, and any relevant skills and experiences.
• Using a generic template. Take the time to customize your resume to the job you are applying for. This will show the employer that you are serious about the position.
• Spelling and grammar errors. Always double-check your resume for typos, spelling mistakes, and grammar errors.
• Focusing too much on duties. Make sure to include accomplishments and successes to show the employer that you are a great candidate.
• Including personal information. Avoid including any personal information such as age, marital status, or religious beliefs.

Key takeaways for a Mortgage Loan Processor resume

• Demonstrate knowledge of various loan programs, underwriting guidelines, and relevant regulations.
• Maintain accurate and organized loan files, including documentation, records, and correspondence.
• Stay current with industry trends and changes to loan programs to ensure compliance with regulations.
• Verify and input data into relevant loan systems and databases.
• Communicate professionally with loan officers, underwriters, and customers.
• Keep customers informed on the status of their loan applications.
• Manage a high volume of loan processing with accuracy and efficiency.
• Provide assistance to loan officers in preparing and processing loans.
• Meet departmental deadlines and goals.
• Strong customer service skills.
• Ability to work independently and as part of a team.
• Excellent organizational, problem-solving, and time-management skills.

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Mortgage Loan Processor resume examples for 2024

A mortgage loan processor resume should highlight strong customer service skills, attention to detail, and the ability to work well under pressure. This role involves a lot of paperwork, so having excellent organizational skills and a strong work ethic is vital. Familiarity with FHA, VA, and property appraisals is also helpful. Understanding investor guidelines and being able to navigate automated underwriting systems is also important.

Mortgage Loan Processor resume example

How to format your mortgage loan processor resume:.

• Use the exact job title from the job posting in your resume
• Highlight your accomplishments rather than responsibilities in your work experience section
• Limit your resume to one page, focusing on the most relevant and impressive information for mortgage loan processor roles

Choose from 10+ customizable mortgage loan processor resume templates

Choose from a variety of easy-to-use mortgage loan processor resume templates and get expert advice from Zippia’s AI resume writer along the way. Using pre-approved templates, you can rest assured that the structure and format of your mortgage loan processor resume is top notch. Choose a template with the colors, fonts & text sizes that are appropriate for your industry.

Mortgage Loan Processor resume format and sections

1. add contact information to your mortgage loan processor resume.

Mortgage Loan Processor Resume Contact Information Example # 1

Montgomery, AL 36043| 333-111-2222 | [email protected]

2. Add relevant education to your mortgage loan processor resume

Your resume's education section should include:

• The name of your school
• The date you graduated ( Month, Year or Year are both appropriate)
• The name of your degree

If you graduated more than 15 years ago, you should consider dropping your graduation date to avoid age discrimination.

Optional subsections for your education section include:

• Academic awards (Dean's List, Latin honors, etc. )
• GPA (if you're a recent graduate and your GPA was 3.5+)
• Extra certifications
• Academic projects (thesis, dissertation, etc. )

Other tips to consider when writing your education section include:

• If you're a recent graduate, you might opt to place your education section above your experience section
• The more work experience you get, the shorter your education section should be
• List your education in reverse chronological order, with your most recent and high-ranking degrees first
• If you haven't graduated yet, you can include "Expected graduation date" to the entry for that school

Check More About Mortgage Loan Processor Education

Mortgage Loan Processor Resume Relevant Education Example # 1

High School Diploma 2010 - 2012

Mortgage Loan Processor Resume Relevant Education Example # 2

Bachelor's Degree In Business 2004 - 2007

DeVry University Oakbrook Terrace, IL

3. Next, create a mortgage loan processor skills section on your resume

Your resume's skills section should include the most important keywords from the job description, as long as you actually have those skills. If you haven't started your job search yet, you can look over resumes to get an idea of what skills are the most important.

Here are some tips to keep in mind when writing your resume's skills section:

• Include 6-12 skills, in bullet point form
• List mostly hard skills ; soft skills are hard to test
• Emphasize the skills that are most important for the job

Hard skills are generally more important to hiring managers because they relate to on-the-job knowledge and specific experience with a certain technology or process.

Soft skills are also valuable, as they're highly transferable and make you a great person to work alongside, but they're impossible to prove on a resume.

Example of skills to include on an mortgage loan processor resume

Customer service is the process of offering assistance to all the current and potential customers -- answering questions, fixing problems, and providing excellent service. The main goal of customer service is to build a strong relationship with the customers so that they keep coming back for more business.

The Federal Housing Administration (FHA) stands for a government agency in the United States that offers housing insurance to FHA-approved lenders who follow certain conditions.

Virtual assistants are the professionals who provide assistance for businesses virtually from remote areas. These individuals are hired by online businesses to perform management and administrative tasks of the company such as marketing, bookkeeping, and many other services. with virtual assistants, businesses can exist and work virtually without any need for a physical office.

An investor guideline refers to general standards, strategies, and parameters relating to investments; the set guidelines get altered from time-to-time.

Credit reports are statements that carry information about your credit affairs and current credit situation like loan payment history and credit accounts status. A credit report acts as history because it contains the record from the day you opened the account till your account balance. Potential lenders and creditors make use of credit reports and decide whether to offer you credit or not and under what conditions.

Underwriting guidelines are a set of rules and requirements an insurer provides to its agents and underwriters. The underwriter then uses these instructions to judge the prospective insured, whether to accept, modify or reject it. These guidelines help the insurers set the criteria for the customer and let them know the amount of money that should be offered to the client, or whether not to offer an insurance policy in the first place.

Top Skills for a Mortgage Loan Processor

• Customer Service , 21.9%
• Property Appraisals , 5.1%
• Other Skills , 60.4%

4. List your mortgage loan processor experience

The most important part of any resume for a mortgage loan processor is the experience section. Recruiters and hiring managers expect to see your experience listed in reverse chronological order, meaning that you should begin with your most recent experience and then work backwards.

Don't just list your job duties below each job entry. Instead, make sure most of your bullet points discuss impressive achievements from your past positions. Whenever you can, use numbers to contextualize your accomplishments for the hiring manager reading your resume.

It's okay if you can't include exact percentages or dollar figures. There's a big difference even between saying "Managed a team of mortgage loan processors" and "Managed a team of 6 mortgage loan processors over a 9-month project. "

Most importantly, make sure that the experience you include is relevant to the job you're applying for. Use the job description to ensure that each bullet point on your resume is appropriate and helpful.

• Validated and collected documents for account.
• Required senior underwriter final approval prior to recommending conditions, approvals and denials.
• Evaluated mortgage loan applications for credit worthiness according to specific guidelines for conventional, VA, FHA, USDA and portfolio.
• Worked FNMA reject exception report to clear up any discrepancies with status reporting among the different workstations.
• Collaborated with peers in the Engagement Committee that helps promote morale within the department.
• Ensured loans had appropriate Lending/Credit approval authorizations.
• Provided quality loans for the company by underwriting and evaluating residential mortgage applications originated by U.S. Bank branch office guidelines.
• Confirmed payoffs, subordinations, Credit Bureau Reports for recent activity, VOE's, and MERS.
• Experienced in processing conforming, non-conforming, jumbo, FHA, VA, new build and equity loans.
• Required to meet specific quality and volume requirements for specified activities on FHA and Freddie Mac short loans.
• Worked with Medicare, Medicaid and private insurance providers to verify eligibility and benefits of patients.
• Ensured that FERPA confidentiality regulations were followed when student information was released.
• Developed training documentation and delivered new-hire and annual classroom training in corporate compliance and Health Information and Accountability(HIPAA).
• Directed the consolidation of user access to student academic data, in keeping with federal privacy provisions.
• Answered phones and served the JMU students/faculty following FERPA and JMU Registrar policies.
• Prepared policies by attaching appropriate endorsements, calculating premiums through rating system.
• Provided quality control of issued policies/endorsements to insure compliance is adhered to.
• Evaluated new and renewal submissions as delegated by underwriters for prescribed criteria and clearance into AS400 invoicing system.
• Collaborated with agents and underwriters, gathering information for renewals, endorsements, corrections, and issues requiring escalation.
• Tracked premium payments, cancellations, and reinstatements helping decrease the amount of late payments.

5. Highlight mortgage loan processor certifications on your resume

Specific mortgage loan processor certifications can be a powerful tool to show employers you've developed the appropriate skills.

If you have any of these certifications, make sure to put them on your mortgage loan processor resume:

• Residential Certified Loan Officer (CLO)

6. Finally, add an mortgage loan processor resume summary or objective statement

A resume summary statement consists of 1-3 sentences at the top of your mortgage loan processor resume that quickly summarizes who you are and what you have to offer. The summary statement should include your job title, years of experience (if it's 3+), and an impressive accomplishment, if you have space for it.

Remember to emphasize skills and experiences that feature in the job description.

And if you're looking for a Mortgage Loan Processor job, here are five employers hiring now:

• Accenture Jobs (134)
• JPMorgan Chase & Co. Jobs (274)
• Citi Jobs (219)
• Fifth Third Bank Jobs (80)
• Navy Federal Credit Union Jobs (107)

Common mortgage loan processor resume skills

• Customer Service
• Property Appraisals
• Excellent Organizational
• Investor Guidelines
• Origination
• Credit Reports
• Underwriting Guidelines
• Automated Underwriting
• Loan Approval
• Underwriting Approval
• Tax Returns
• Process Loans
• Title Commitments
• Bank Secrecy Act
• Loan Programs
• Federal Regulations
• Loan Packages
• Loan Closings
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Mortgage Loan Processor Jobs

Links to help optimize your mortgage loan processor resume.

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• How To Write A Resume Summary Statement
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• How To List References On Your Resume

Mortgage Loan Processor resume FAQs

Is a mortgage processor the same as a loan processor, what should i put on my resume for a loan processor job, search for mortgage loan processor jobs.

Updated March 14, 2024

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The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

Mortgage Loan Processor Related Resumes

• Loan Analyst Resume
• Loan Closer Resume
• Loan Coordinator Resume
• Loan Officer Resume
• Loan Officer/Loan Processor Resume
• Loan Originator Resume
• Loan Processor Resume
• Loan Representative Resume
• Mortgage Consultant Resume
• Mortgage Loan Specialist Resume
• Mortgage Processor Resume
• Mortgage Service Specialist Resume
• Mortgage Specialist Resume
• Mortgage Underwriter Resume
• Processor Resume

Mortgage Loan Processor Related Careers

• Loan Analyst
• Loan Closer
• Loan Coordinator
• Loan Documentation Specialist
• Loan Officer
• Loan Officer/Loan Processor
• Loan Originator
• Loan Processor
• Loan Representative
• Loan Servicing Specialist
• Loan Specialist
• Mortgage Consultant
• Mortgage Loan Specialist
• Mortgage Processor
• Mortgage Service Specialist

Mortgage Loan Processor Related Jobs

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• What Does a Loan Analyst Do
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• What Does a Loan Coordinator Do
• What Does a Loan Documentation Specialist Do
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• What Does a Loan Officer/Loan Processor Do
• What Does a Loan Originator Do
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Mortgage Processor Resume Examples

Writing a great mortgage processor resume is important because it is one of the first things a potential employer will see when they are considering you for a position. It is your opportunity to make a good first impression and sell yourself as the best candidate for the job.

Create your resume Select from 7 professional resume templates

If you're looking for inspiration when it comes to drafting your own mortgage processor resume, look no further than the samples below. These resumes will help you highlight your experience and qualifications in the most effective way possible, giving you the best chance of landing the mortgage processor job you're after.

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Essential Components of a Mortgage Processor Resume

A Mortgage Processor's resume is a critical tool for showcasing the expertise and qualifications of a professional in the field of mortgage processing. It should effectively highlight the candidate's suitability for the role, given the importance of the mortgage processor in facilitating the loan application process from inception to completion. This guide will dissect the essential sections of a mortgage processor resume, elucidating their significance and detailing the content they should encompass. Additionally, we will offer strategies to enhance the impact of each section.

Contact Information

As a mortgage processor, your resume must begin with clear contact information to enable potential employers to reach out to you promptly for interview invitations or further communication.

Include your full name, phone number, and a professional email address. It's advisable to use an email that incorporates your name rather than nicknames or casual handles to maintain professionalism. Additionally, consider adding a link to your LinkedIn profile if it provides a comprehensive overview of your professional background in mortgage processing.

Personal details like social security numbers, marital status, or birth dates should be omitted. Also, personal social media accounts should only be listed if they are professionally relevant.

• Listing your home address is optional. If you prefer not to for privacy reasons, you may instead mention your city or region, especially if the job has location-specific requirements.
• Double-check that all contact information is current to ensure you do not miss any critical communications.

In essence, the contact information on your mortgage processor resume should be succinct yet complete, providing all necessary details for employers to contact you when needed.

Objective Statement

An objective statement at the top of your resume, just below your contact information, serves as a concise introduction to your career goals and your fit for the mortgage processor position.

Focus on key skills in your objective statement, such as attention to detail, organizational prowess, financial acumen, knowledge of mortgage lending regulations, and superior customer service. Mention your specific aspirations within the mortgage industry as well.

Example: "Detail-oriented finance professional with over five years of experience, aiming to leverage my expertise in loan application management, financial verification, and customer service excellence in a Mortgage Processor role. Committed to employing my understanding of mortgage processing systems and federal lending regulations to expedite loan approvals."

Customize your objective statement for each job application to reflect your understanding of the role and how you can add value, thereby distinguishing yourself with your unique skills and career objectives.

• Highlighting attention to detail, organizational skills, financial expertise, regulatory knowledge, and customer service is crucial for a mortgage processor role.

Related: Top Mortgage Processor Resume Objective Examples

Skills and Competencies

The "Skills and Competencies" section is where you should list the technical skills and personal attributes that qualify you for the mortgage processor position.

• Technical Skills: Include industry-specific skills such as mortgage loan processing knowledge, familiarity with federal and state regulations, understanding of different loan types, and proficiency with loan origination software.
• Attention to Detail: Essential for reviewing complex financial documents accurately.
• Organizational Skills: Important for managing multiple loan files and meeting deadlines.
• Communication Skills: Necessary for effective coordination with various stakeholders in the loan process.
• Customer Service Skills: Central to providing a positive experience for clients during the home-buying journey.
• Problem-Solving Skills: Critical for addressing unexpected issues that may arise.
• Teamwork Skills: Important for collaborating with colleagues in the mortgage process.
• Adaptability/Flexibility: Required to keep up with changing regulations in the mortgage industry.

By showcasing these skills on your resume, you demonstrate to employers your capability to excel in a Mortgage Processor role.

Related: Mortgage Processor Skills: Definition and Examples

Work Experience

The "Work Experience" section is pivotal, as it details your professional history and expertise in the mortgage industry.

• Job Title: Start with your most recent job title.
• Company Name and Duration: List the names of your past employers and the length of your tenure.
• Role Description: Use bullet points to describe your responsibilities, emphasizing duties and accomplishments pertinent to mortgage processing.
• Skills Demonstrated: Highlight the skills you've applied in your roles, such as proficiency with loan origination software and regulatory compliance.
• Achievements: Include any notable achievements, such as awards or successful projects.

Use action verbs and quantifiable data to convey your experiences and tailor this section to align with the job description of the position you're applying for.

Education and Certifications

Education and certifications are fundamental to a Mortgage Processor's resume, underscoring the candidate's academic and professional credentials.

Most positions require at least a bachelor's degree, but relevant experience can sometimes substitute for educational requirements. Highlight any specialized coursework in fields like real estate or financial planning.

Certifications such as the Certified Mortgage Processor (CMP) designation are crucial for establishing your expertise and commitment to the profession.

• Other certifications like the Certified Mortgage Compliance Professional (CMCP) or designations from the Mortgage Bankers Association can also be advantageous.

Featuring your education and certifications not only displays your qualifications but also signals your dedication to your career and staying abreast of industry developments.

Related: Mortgage Processor Certifications

Achievements and Awards

The "Achievements and Awards" section allows you to spotlight your professional triumphs, setting you apart from other applicants.

List any industry accolades, performance awards, or special recognitions you've received. Include quantifiable data to provide context and scale for your accomplishments.

• Highlight achievements that demonstrate your adherence to standards and proficiency with mortgage software systems.

This section not only showcases your skills but also shows that your contributions have been acknowledged by others, which can make a strong impression on hiring managers.

While not always requested upfront, having a "References" section with contacts who can endorse your professional abilities can be a significant asset.

Choose references who are familiar with your work, such as past supervisors or colleagues, and ensure they are willing to provide a positive endorsement.

• Provide full names, job titles, companies, phone numbers, and email addresses for each reference.

Select references who can speak to your mortgage processing skills and experiences, enhancing your candidacy for the role.

Remember, the "References" section is an opportunity to reinforce your suitability for the position with endorsements from respected industry professionals.

Related Resume Examples

• Mortgage Loan Processor
• Mortgage Loan Closer
• Mortgage Loan Officer
• Mortgage Loan Underwriter
• Mortgage Advisor
• Mortgage Analyst

Mortgage Loan Processor Resume Samples

A Mortgage Loan Processor is charged with the duty of administering loan applications for the purchase of the real estate. The primary roles and responsibilities that are associated with this role are mentioned on the Mortgage Loan Processor Resume as follows – interviewing loan applicants, assisting the clients in choosing the appropriate mortgage options, approving/rejecting loans; reviewing loan applications , evaluating the application after considering employment status and source of income; calculating credit scores of the applicant; and verifying the accuracy of the information portrayed on the application.

A well-drafted resume mentions the following skills and qualities – strong mathematical and statistical aptitude, analytical mindset, strong verbal and written communication skills, staying abreast of various loan options; and a knack for investigating financial information. A Bachelor’s degree in finance or Business Administration is the common requirement needed for this occupation.

• Resume Samples
• Mortgage Loan Processor

Mortgage Loan Processor Resume

Objective : Mortgage Loan Processor with advanced knowledge of all facets of loan processing, client relationship development, project management and technical support. Skilled in collaborating with all members of an organization to achieve organizational goals and objectives. Instrumental in streamlining and improving processes, enhancing productivity, and implementing solutions.

Skills : Administrative Assistance, Mortgage Lending, Sales

Description :

• Responsible for collecting and verifying all documentation required for loan submission is complete and in compliance.
• Working with each client collecting all documentation make sure all documents are signed and dated correctly that is required by the investor/lender and government for final loan approval and clear for closing status.
• Includes verifying income and employment documentation to verify ratios are in line for loan program and loan to value is in line for loan requirements.
• Gathering all documentation necessary for closing including mortgagee clause changes for homeowner's insurance.
• Verifying all invoices and fees necessary for closing, and ordering the closing package and title to the subject properties are clear.
• Following up with our clients and making sure clients understand all documents they are signing and are aware of items they have provided and insure all items are secured with the highest securities and confidential at all times.
• Funding responsible for following up with title and lender to verify loan in compliance and funding approval received.

Senior Mortgage Loan Processor Resume

Summary : Results-oriented professional with strong mortgage industry skills and a proven record of success in quality-driven support roles. Capable project manager; a self-starter who is well equipped to manage and prioritize the competing demands of multiple projects. Proven relationship manager who is successful in establishing rapport and working with people at all levels. Respected team player known for bringing a sense of pride and ownership to all tasks and projects.

Skills : Mathematics, Microsoft Office, Customer Relationship Management, Analytics, Customer Service, Time Management

• Examine documents to verify that the appropriate documents and disclosures are included.
• Accurately analyze credit, calculate income, and evaluate assets, liabilities, and collateral per agency and investor guideline.
• Responsible for review of underwriting conditions and gathering of documentation needed for underwriting.
• Possess strong working knowledge of lender/investor guidelines and requirements.
• Review conventional, FHA, and VA loan submissions for completeness and compliance, including 1003, credit report, income, and asset documentation, purchase agreement, and title report.
• Read and interpret automated underwriting decision results in both desktop underwriter and loan prospector.
• Maintain an effective working relationship with internal and external clients.
• Ensure loan submissions meet agency and government guidelines before submitting to underwriting for review.
• Review conditions submitted on loans and sign off on conditions where appropriate.

Mortgage Loan Processor III Resume

Summary : Enterprising and intelligent professional with a broad-based understanding of essential business principles, backed by demonstrated success in loan processing and extensive experience in the mortgage industry. Possesses a consistent focus on providing value-added outcomes for clients.

Skills : Management, Basic Leadership And Management Development Course, Licensed Insurance Agent

• Process the documents received for each file, verifying the accuracy and completeness of each document.
• Assure that all customer files are complete and in compliance with regulatory agencies and internal policies.
• Establish, maintain, and update files, databases, records, and/or other documents for recurring internal reports.
• Collect required documentation from applicants and follow up on missing items.
• Communicate and build professional relationships with internal and external business partners.
• Schedule closing, order mortgage insurance certificates and perform post closing call to assure customer satisfaction.
• Submits approved mortgage loan file to mortgage loan closer for settlement.
• Help guide borrowers with the best option for a mortgage purchase or refinance for their financial success.
• Answers calls in a timely manner works closely with other departments to get members problems resolved ability to organize my time and use resource materials given to me.

Assistant Mortgage Loan Processor Resume

Summary : Mortgage Processor with a strong knowledge backing and experience in mortgage banking and customer service for a Fortune 500 company. Ability to access, research and resolve problems in an efficient and effective manner.

Skills : Mortgage Processing Systems Such As Encompass, Empower, Processing Mortgage Loans And Very Knowledgable With Guidelines And Trid

• Work closely with the mortgage specialist and sales opener to ensure that all information obtained on the application is complete, legible and ready for underwriter review.
• Register all application data into the appropriate program depending upon the loan type the client has requested.
• Review various loan products, pricing and confirm ltv ratios for all clients.
• Order appraisal reports and maintains communication with appraisers to ensure that all appraisal reports are received in a timely manner.
• Order title reports and maintains communication with the title company to ensure that all title requests are received in a timely manner.
• Monitor all loans within the pipeline to prevent any delays or interruptions from registration through closing.
• Notify mortgage specialist, sales opener or underwriter when new or updated loan information is received.

Mortgage Loan Processor I Resume

Objective : Experienced, Professional Mortgage Loan Processor with a comprehensive knowledge of conventional and government loan programs seeking new career path with stable, yet competitive financial institution.

Skills : Microsoft Outlook, Office, Excel, Publisher, Internet, Various Mortgage Software Programs

• Interpreted policies while analyzing applications, property specifications and documentation.
• Ordered all required verification's and conducted follow up with the customer or internal contacts as needed.
• Made sound business decisions based on credit risk policy and procedures.
• Performed high volume, time sensitive tasks related to the loan documentation process which includes researching and problem-solving to ensure compliance with customer loyalty, quality and timeliness standards.
• Demonstrated solid proficiency for processing government, conforming and/or non-conforming loans.
• Acted as the main contact point for the customer throughout their loan process.
• Requested and gathered all required documentation while ensuring that a high level of customer service was consistently provided.
• Provided regular and consistent communication with the customer, home mortgage consultant, and the underwriter.

Mortgage Loan Processor/Servicer Resume

Objective : Banking professional with over three years of experience in processing and servicing business, mortgage and consumer loans. Including accurately and efficiently preparing loan documents for closings, service to loan clients, managing departmental functions and creating and conducting training sessions.

Skills : Licensed Loan Officer Licensed Banker Notary Public Texas Insurance Agent- Accidental, Limited, Life And Health Texas State University BAAS Series 6 And 63 Studies MCE Instructor License

• Requested, reviewed, and submitted additional documentation to loan underwriters for review.
• Verified client eligibility as homebuyer through federal home loan programs.
• Evaluate and review exception reports to ensure that all tasks are completed and meet expected closing date.
• Reviewed and approved confidential documentations for clients during the home buying process.
• Handle tasks of confirming information by contacting verification sources and mailing verification forms.
• Perform responsibilities of validating loans in automated underwriting systems including lp and du and submit to underwriting.
• Prepare as well as ensure accurate, complete, and timely loan data on the processing system.
• Multitude of loan products responsible for preparing mortgage loan file by reviewing, clarifying, and obtaining loan application additional information.

Mortgage Loan Processor & Closer Resume

Objective : Comprehensive experience in structuring, originating, processing and closing large and complex financed loans and mortgages. Extensive interaction with clients and top producing financial professionals.

Skills : Encompass, Microsoft Word, Microsoft Excel, Microsoft Powerpoint, Quickbooks, CMS, Lending QB, Magic Doc

• Assign closing date, disbursement date, list all conditions assigned to title company.
• Make sure good faith estimate has disclosed all fees correctly to stay within reps tolerance, correct or add accordingly.
• Preparing funding, wire information and obtain documents for the booking process.
• After funding upload signed closed package to the investor, clear any outstanding conditions, send a collateral package to an investor.
• Obtain purchase advice, complete hmda report, upload final documents and close file.
• Obtains and verifies that all underwriting conditions are received and cleared by the underwriter and prepares the file for submission to the closing department.
• Once loan was issued an approval, its the processors job to issue a missing items letter to the lo and borrower.

Headline : Highly accomplished Mortgage Processor with 7+ years of proven track record of sustained ability to oversee pipeline profitability. Direct risk management efforts to limit exposure and ensure all goals are attained for both Brokers and Lenders. Experience in processing/structuring Residential Mortgage loans. Proven success working in fast-paced high volume environments.

Skills : Trained On Encompass, LPS And Ramquest Softwarre.

• Processes mortgage loan applications in accordance with bank & secondary marketing guidelines.
• Validates information supplied by the mortgage loan application for underwriting.
• Reviews financial and confidential documents to ensure compliance with federal regulations and established policies and procedures.
• Ensures customers are notified in a timely manner of declines and recommends other mortgage products that may be a better fit for the customer.
• Communicates on an ongoing basis with the mortgage loan applicant and mortgage banker the status on files.
• Acts as a liaison between internal customers, attorneys, realtors, insurance agent to ensure closing dates are met.
• Resolves any discrepancies that may occur during any time from the initial application to post-closing.
• Verify loan documents including income, assets, credit, appraisal and title insurance ultimately verifying application for final submission to underwriting.
• Responsible for ensuring that all loan documentation is complete accurate verified and complies with company policy.

Summary : Dedicated employee with 9+ years of experience combining management and customer service expertise in office management, loan processing and compliance. Looking for a position as a MLO assistant in a fast growth company.

Skills : Excel, Word, Power point, Microsoft Office, Customer Service, Computer

• Ensured the timely and accurate packaging of all loans originated by the assigned loan origination team.
• Input loan information into the loan origination software(s) used by our office as well as our lending partners.
• Verified, requested and coordinated sufficient loan documentation including income/liabilities, credit, income, appraisal, and title insurance to prepare loan packages for submittal to one of several lenders.
• Reviewed underwriting approvals, requests, receive and clear conditions required prior to funding.
• Requested closing documents, scheduled closing agents and scheduled the closings with the borrowers.
• Prepared loan packages for internal compliance checks and file storage.
• Maintained customer confidence by keeping mortgage loan information confidential.

Summary : Enthusiastic and Hard worker with 10 years of experience in the high paced customer service driven mortgage banking industry. To secure a position in Customer Service. Committed to customer service. Competent and knowledgeable in financial regulations.

Skills : UNIX Administration, Loan Processing, Calyx, Encompass 360 Bankers Edition

• Ordering all necessary supporting documentation such as voe, title, appraisal, transcripts, case numbers.
• Submitting files to underwriting and communicating with borrower/realtor/builder to provide current status reports.
• Analyzing information regarding a borrower's income, assets & debts and determining the proper loan program for the borrower.
• Determine if a file is ready to be underwritten, if not ready, ability to determine missing critical documentation.
• Ordering and receiving all applicable loan documents, perform document review of mortgage loan file for completeness.
• Ensuring accurate and complete packaging of loan documentation and expediting the mortgage loan process.
• Processing of real estate loan files, paperless - conventional, fha and va ordering of insurance binders; credit report supplements; occasionally ordering of updates/corrections to appraisals and title work, as well as updates to all.

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4 Loan Processor Resume Examples - Here's What Works In 2024

Loans are an important financial tool that most adults will use in their lifetimes. loan processors are a vital part of the loan approval process. this guide will identify 4 loan processor positions, provide resume templates for each, and give tips on upgrading your resume and getting that dream loan processor job..

Most adults find themselves applying for a loan at one point or another, from student loans to mortgages, to broad personal loans. In fact, 77% of Americans have debt. To acquire all these loans, everyone must go through a loan processor. A loan processor acts as a middleman between a loan officer and an underwriter. When one wants a loan, a loan officer will help them decide on the best loans for them, the loan processor will come in to compile all your documents and acquire data that would be needed to make a decision. They then take all this compiled and arranged documentation to the underwriter who makes a final decision on whether you get your loan or not.

Loan processing is largely a female profession, with 79.4% of all loan processors being women. Furthermore, while it is highly recommended for you to have a bachelor’s degree, it is not absolutely necessary. Only 46% of loan processors have a bachelor’s degree, while 19% only have high school diplomas. Soft skills like excellent communication and time management also rank quite high in importance.

This guide will show you have to craft a resume that takes into account all of the above and more. 

Loan Processor Resume Templates

Jump to a template:

• Loan Processor
• Mortgage Loan Processor
• Senior Loan Processor
• Entry-Level Loan Processor

Jump to a resource:

• Keywords for Loan Processor Resumes

Loan Processor Resume Tips

• Action Verbs to Use
• Related Administrative Resumes

Get advice on each section of your resume:

Template 1 of 4: Loan Processor Resume Example

A loan processor collects all your financial documentation, analyzes one's credit score, and works with a loan underwriter to process your loan and make a decision in good time. The experience section of your resume needs to show that you are highly knowledgeable about loans and are highly experienced in processing loans. A bachelor’s degree like the one the applicant has would be highly beneficial, but not 100% necessary. Most successful applicants will receive on-the-job training for the position. Take a look at this strong resume.

We're just getting the template ready for you, just a second left.

Tips to help you write your Loan Processor resume in 2024

   ensure your tools section reflects the industry standards..

One of the most important things recruiters will look to see is if you are experienced with industry loan software and technology. So ensure you keep that section of your resume up-to-date. Go the extra mile by finding out what tools the institution you are applying to uses and ensure they are listed in your tools list.

   Include any loans or credit certification.

Any certification in the field shows recruiters your dedication to the field and puts you above your competition. This applicant has three impressive relevant certifications.

Skills you can include on your Loan Processor resume

Template 2 of 4: mortgage loan processor resume example.

As the name suggests, these loan processors deal solely with processing loans. Like any other processor, they are tasked with compiling all necessary financial documents, interrogating one’s credit history and score, and passing on all relevant information to an underwriter who will make the final decision on whether or not to approve the mortgage. You must be an expert on the mortgage and housing industries, and be thorough in compiling the correct information and ensuring it is accurate. Here is an attractive mortgage loan processor resume.

Tips to help you write your Mortgage Loan Processor resume in 2024

   concentrate on your mortgage loan experience..

Even if you have had other positions in the loan department apart from loan processing (this applicant was a loan underwriter and mortgage advisor) try to highlight any experience you had working with mortgages in these other positions. This applicant has done that successfully.

   Include any mortgage-specific certification.

If you have any mortgage-specific certification make sure you include it. If you don’t and have not had extensive experience dealing with mortgages, take a course and earn yourself a certification in mortgage processing. It will elevate your career, show career dedication, and set you apart from your competition.

Skills you can include on your Mortgage Loan Processor resume

Template 3 of 4: senior loan processor resume example.

Senior loan processors are in essence the person that connects everyone else in the loan process. They are in constant communication with the borrower, loan officer, underwriter, etc. They are tasked with compiling and verifying all necessary documentation, and inputting it into software programs when required. As a senior loan processor, you will be expected to show years of experience, great communication skills, and overall success in previous positions.

Tips to help you write your Senior Loan Processor resume in 2024

   show leadership/managerial experience..

As a senior loan processor, you may be in charge of a loan processing team. Therefore being able to show that you have effectively led teams is vital in your experience section. This applicant has done this successfully in their most recent listed position.

   Use metrics to quantify your value addition to the company.

An easy way to impress recruiters is to use impressive metrics. So include figures such as the size of the teams you have managed, the percentage increase in the number of loans processed by the company thanks to you, etc.

Skills you can include on your Senior Loan Processor resume

Template 4 of 4: entry-level loan processor resume example.

Entry-level loan processors will assist more senior loan processors and will often be assigned more mundane tasks. Tasks assigned may include cross-checking documents, checking credit histories, and whatever other paperwork their seniors may need them to do. You will be given a lot of on-the-job training so a bachelor’s degree in a related field or extensive history in the industry is not always required. You will however be required to at least have some knowledge of loan processing, and any experience in fields like banking or finance would be highly beneficial to your application.

Tips to help you write your Entry-Level Loan Processor resume in 2024

   consider getting an internship in loan processing..

If you have no experience in the field and no certification, consider applying for an internship in loan processing. These may be easier to get without any experience and will be highly beneficial to your resume when trying to apply for full-time positions in the field. This applicant has taken this route.

   Highlight any finance or communication-related experience.

You may not have loan processing experience, but if you have secured donations for your university or participated in your school's debate club or campus radio, include these in your resume. The communication and financial skills you gain here are likely transferable and useable in a loan processor position.

Skills you can include on your Entry-Level Loan Processor resume

After consulting with hiring managers at top lending institutions like Wells Fargo, Bank of America, and Quicken Loans, we've put together these essential tips for crafting a strong loan processor resume. By following this advice, you'll be well on your way to securing an interview and landing the job.

   Highlight your knowledge of loan products and regulations

Showcase your expertise in various loan products, such as conventional, FHA, VA, and USDA loans. Demonstrate your understanding of the lending process and relevant regulations.

• Processed an average of 30 conventional, FHA, and VA loans per month, ensuring compliance with all federal and state regulations
• Maintained up-to-date knowledge of Fannie Mae, Freddie Mac, and Ginnie Mae guidelines to ensure accurate loan processing

Avoid being vague or generic about your knowledge:

• Familiar with various loan products
• Knowledgeable about lending regulations

   Emphasize your experience with loan origination software

Hiring managers want to see that you're proficient in the software used in the industry. Mention specific programs you've used and how you leveraged them to streamline processes.

• Utilized Encompass and Calyx Point to process and underwrite loans, resulting in a 20% increase in efficiency
• Proficient in using Ellie Mae's Encompass to manage loan pipelines and ensure timely closings

Don't simply list the software without context:

• Experience with Encompass
• Used Calyx Point

   Quantify your achievements with metrics

Use numbers and percentages to demonstrate the impact of your work. This helps hiring managers understand the scope of your responsibilities and the value you brought to your previous employers.

• Processed an average of $5 million in loans per month, maintaining a 98% accuracy rate
• Reduced loan processing time by 25% through implementing new workflows and automation

Avoid using vague or unquantified statements:

• Processed a high volume of loans
• Improved loan processing efficiency

   Showcase your communication and collaboration skills

Loan processors often work closely with loan officers, underwriters, and clients. Highlight your ability to communicate effectively and collaborate with various stakeholders.

• Collaborated with a team of 5 loan officers to ensure smooth loan processing and timely closings
• Maintained clear communication with clients, providing regular updates and addressing concerns promptly

Don't simply state that you have good communication skills without providing examples:

• Excellent communication skills
• Strong collaborator

   Tailor your resume to the specific job posting

Customize your resume to match the requirements and preferences outlined in the job description. Use similar language and highlight the skills and experiences that are most relevant to the position.

For example, if the job posting emphasizes attention to detail, you might include:

• Maintained a meticulous approach to loan processing, ensuring 100% accuracy in all documentation

Avoid using a generic resume that doesn't speak to the specific needs of the employer.

   Include a strong resume summary

Start your resume with a compelling summary that encapsulates your key strengths and experiences as a loan processor. This helps grab the hiring manager's attention and sets the tone for the rest of your resume.

Results-driven loan processor with 5+ years of experience in processing conventional, FHA, and VA loans. Proficient in using Encompass and Calyx Point to streamline loan processing and ensure compliance with regulations. Proven track record of collaborating with loan officers and underwriters to close loans efficiently and maintain high client satisfaction.

Avoid using a generic or vague summary that doesn't highlight your unique value proposition:

Experienced loan processor seeking a new opportunity. Skilled in loan processing and customer service. Committed to delivering results and contributing to company success.

Writing Your Loan Processor Resume: Section By Section

  header, 1. include your name, phone number, and email.

Your header should always include your full name, phone number, and a professional email address. Make sure your name is the most prominent element, typically in a larger font size.

• John Smith 123-456-7890 | [email protected]

Avoid nicknames or unprofessional email handles:

• Johnny "The Loan Shark" Smith 123-456-7890 | [email protected]

2. Include your city and state, but not your full address

Modern resumes typically only include your city and state, not your full street address. This provides enough context about your location for employers.

• John Smith New York, NY 123-456-7890 | [email protected]

Omitting your city and state entirely may raise questions, but including your full address is unnecessary:

• John Smith 123 Main St, Apt 4B, New York, NY 10001 123-456-7890 | [email protected]

3. Consider including your LinkedIn or a relevant professional website

If you have a strong LinkedIn profile or a professional website that showcases your loan processing experience, consider including it in your header. This can provide additional context for hiring managers.

John Smith New York, NY | 123-456-7890 | [email protected] LinkedIn: linkedin.com/in/johnsmith

However, only include links that are complete, professional, and up-to-date. Avoid links to personal blogs or outdated portfolios that don't support your loan processing candidacy.

  Summary

A resume summary for a Loan Processor is an optional section that can help provide context and highlight your most relevant qualifications. It's a brief paragraph at the top of your resume that gives an overview of your skills, experience, and career goals. While not required, a well-written summary can grab the attention of hiring managers and showcase why you're the best candidate for the job.

However, it's important to avoid using an objective statement, which is an outdated resume format that focuses on what you want from the job, rather than what you can offer the employer. Instead, use your summary to emphasize your strengths and how they align with the needs of the company.

To learn how to write an effective resume summary for your Loan Processor resume, or figure out if you need one, please read Loan Processor Resume Summary Examples , or Loan Processor Resume Objective Examples .

1. Highlight your loan processing expertise

When writing your resume summary, focus on your specific experience and skills related to loan processing. This will help show employers that you have the necessary qualifications for the job.

For example, instead of a generic summary like this:

• Experienced professional with a strong work ethic and attention to detail. Seeking a challenging position in the financial industry.

Try highlighting your loan processing expertise:

Detail-oriented Loan Processor with 5+ years of experience in the mortgage industry. Skilled in reviewing and verifying loan applications, ensuring compliance with regulations, and collaborating with underwriters to close loans efficiently. Seeking to leverage my expertise to contribute to the success of ABC Bank's lending team.

2. Tailor your summary to the job description

When applying for a Loan Processor position, it's essential to customize your resume summary to the specific job requirements. This shows employers that you've taken the time to understand their needs and have the relevant skills they're looking for.

Before writing your summary, carefully review the job description and identify the key qualifications and responsibilities. Then, incorporate those elements into your summary.

For instance, if the job description emphasizes experience with a specific type of loan or software, make sure to highlight your expertise in those areas:

• Experienced Loan Processor specializing in FHA and VA loans, with a strong understanding of HUD guidelines and regulations.
• Proficient in using Encompass and Calyx Point loan origination systems to streamline the loan processing workflow.

  Experience

Your work experience section is the heart of your resume as a loan processor. It's where you show hiring managers how you've excelled in your previous roles and what makes you the best candidate for the job.

In this section, we'll cover what to focus on in your work experience section, with examples of how to make your resume stand out. Let's dive in.

1. Highlight your loan processing experience

Hiring managers want to see that you have direct, relevant experience processing loans. Showcase your expertise by including details on:

• Types of loans you've processed (e.g. mortgage loans, auto loans, personal loans)
• Loan application volume you handled
• Specific loan processing duties, such as verifying applicant information, analyzing credit reports, and preparing loan documents

Here's an example of how to effectively highlight your loan processing experience:

Processed 50+ mortgage loan applications per month, analyzing credit reports and financial documents to determine loan eligibility. Collaborated with underwriters to structure loan terms and ensure compliance with regulations.

2. Quantify your impact with metrics

Numbers jump off the page and give hiring managers a concrete sense of your contributions. Include metrics on:

• Loan application volume processed
• Loan amounts processed
• Processing time per application
• Error rates

Compare these two bullet points:

• Processed loan applications and verified applicant information
• Processed an average of $5M in loans per month with 98% accuracy, reducing average loan processing time by 20%

The second bullet point paints a much clearer picture of the candidate's abilities and impact by using hard numbers.

3. Showcase progression and leadership

Hiring managers love to see candidates who have progressed and taken on more responsibility over time. If you've earned promotions or taken on leadership roles, make that clear:

Promoted to Senior Loan Processor after one year, in recognition of strong performance and teamwork. Trained and mentored 5 junior loan processors, improving team efficiency by 15%.

Even if your title didn't change, you can still show progression by highlighting how your role expanded over time:

Loan Processor, XYZ Bank (2018-2022) Processed mortgage loans, increasing monthly volume from 30 to 50+ loans within first year Took on additional responsibilities including training new hires and implementing process improvements

4. Include relevant tools and technologies

Loan processors often use specific software and tools in their day-to-day work. Mentioning your proficiency with these tools shows hiring managers that you have the necessary technical skills and can hit the ground running. Some examples:

• Loan origination software (e.g. Ellie Mae Encompass, Calyx Point)
• Spreadsheet programs (e.g. Microsoft Excel)
• Customer Relationship Management (CRM) systems
• Automated Underwriting Systems (AUS)

Here's a bullet point that effectively incorporates relevant tools:

Leveraged Encompass loan origination system to process 40+ loans per month, ensuring data accuracy and compliance with underwriting standards.

However, don't simply list tools without context. Tie them to your responsibilities and accomplishments.

  Education

Your education section shows employers you have the necessary knowledge to succeed in the role. It also shows them how your background aligns with the company's needs and industry. Here are our top tips for writing a strong education section on your loan processor resume.

1. Put education at the top if you're a recent grad

If you graduated within the last few years, put your education section above your work experience. This is because your coursework and degree are your strongest qualifications for the job. Your education shows employers you have the foundational knowledge needed to process loans.

Recent grads can also add relevant coursework, academic achievements or extracurricular activities:

• Bachelor of Science in Finance, XYZ University, 2022
• Relevant Coursework: Financial Accounting, Business Law, Risk Management
• Dean's List, Fall 2020 - Spring 2022

2. Keep the education section concise if you're experienced

If you have several years of loan processing experience, keep your education section short. Include only the essential details: your degree, major, university name and graduation year (if recent). Limit it to 1-2 lines.

Compare this wordy example:

• Master of Business Administration, 2012
• XYZ University School of Business
• Specialization in Financial Management
• Graduated Summa Cum Laude

To this concise, effective example:

• MBA, Finance Specialization, XYZ University, 2012

3. Include relevant certifications

In addition to your degree, include any professional certifications you've earned that are relevant to loan processing. You can add them to your education section or create a separate "Certifications" section.

Examples of relevant certifications for loan processors:

• Certified Mortgage Processor (CMP)
• Certified Loan Processor (CLP)
• Certified Mortgage Underwriter (CMU)

If you are pursuing a certification but haven't completed it yet, you can still mention it:

Education Bachelor of Science in Business Administration, XYZ University Pursuing Certified Mortgage Processor (CMP) certification, expected May 2023

Action Verbs For Loan Processor Resumes

A loan processor’s resume should list achievements in previous positions in a direct and impressive way. You want to show the value addition of your work to previous employers, so recruiters can get a clear indication of what exactly you can do for their company. Using the right action verbs can make your experience appear dynamic, accomplished, and enticing. 

Loan processors need to use action verbs that highlight their ability to complete all the tasks in the loan processing cycle. You will also want to highlight how your work has made loan processing more efficient, more cost-saving, or more profit maximizing.

Here are some helpful action verbs to get you started.

• Communicated

For a full list of effective resume action verbs, visit Resume Action Verbs .

Action Verbs for Loan Processor Resumes

Skills for loan processor resumes.

If you want to get the right recruiter’s attention, your resume needs to clearly show that you are qualified for the position and have a wealth of necessary experience. The skills section of your resume is a useful tool to show your capabilities to a recruiter. 

A loan processor’s resume should show a mix of industry-specific hard skills as well as excellent communication skills and managerial skills where the applicant is in a senior position. Here is a list of recruiter-approved skills you would expect to see in a loan processor’s resume.

• Credit Analysis
• Underwriting
• Mortgage Lending
• Loan Origination
• Credit Risk
• Consumer Lending
• Financial Analysis
• Risk Management
• Residential Mortgages
• Portfolio Management
• Mortgage Underwriting
• Commercial Banking
• Commercial Lending
• Retail Banking
• Small Business Lending

Skills Word Cloud For Loan Processor Resumes

This word cloud highlights the important keywords that appear on Loan Processor job descriptions and resumes. The bigger the word, the more frequently it appears on job postings, and the more 'important' it is.

How to use these skills?

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Underwriter

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Mortgage Analyst Resume Examples

If you’re applying for a mortgage analyst position, you’ll need an impressive resume to stand out from the competition. This guide will provide you with details regarding what to include in your resume, as well as mortgage analyst resume examples to give you an idea of how to put together an effective and attractive resume. With the help of these tips and examples, you’ll be able to craft a resume that will make you a strong candidate for the job.

If you didn’t find what you were looking for, be sure to check out our complete library of resume examples .

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Mortgage Analyst

123 Main Street | Anytown, USA 99999 | Phone: (123) 456-7890 | Email: [email protected]

A mortgage analyst with 3+ years of experience in analyzing financial data and providing mortgage solutions. Possess an in- depth knowledge of various financial markets, capital structures, and risk management strategies. A strategic thinker with a proven track record of providing mortgage solutions that maximize return on investment and minimize financial risks. Possess excellent problem- solving and analytical skills, with the ability to develop and implement creative and effective solutions to meet customer needs.

Core Skills :

• Financial analysis and modeling
• Capital markets analysis
• Risk management strategies
• Data analysis and interpretation
• Business strategy
• Portfolio management
• Credit analysis and modeling
• Investment analysis
• Regulatory and compliance

Professional Experience : Mortgage Analyst, XYZ Bank, Los Angeles, CA

• Analyzed financial data, including credit scores and loan- to- value ratios, to assess loan eligibility and creditworthiness of mortgage applicants
• Compiled financial reports and conducted financial analysis to develop and recommend mortgage solutions
• Developed and implemented strategies to optimize returns on mortgage investments
• Provided advice and support to customers on the best mortgage options available
• Participated in meetings with clients, lenders, and other stakeholders to be involved in the decision- making process
• Researched current trends in the financial industry and the mortgage markets and devised strategies to capitalize on opportunities

Education : BS in Finance, ABC University, Los Angeles, CA

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Mortgage Analyst Resume Examples Resume with No Experience

• Recent college graduate with a degree in Finance and a keen interest in mortgages.
• Excellent analytical and problem- solving skills with a strong background in financial modeling and quantitative analysis.
• Highly motivated, organized and detail- oriented individual with a passion for helping customers, finding solutions and driving results.
• Strong financial analysis and modeling abilities.
• Excellent communication and customer service skills.
• Proficient in Microsoft Excel, including pivot tables and VBA.
• Ability to identify and evaluate financial risk.
• Proficient in creating mortgage loan documents and disclosures.
• Familiarity with loan origination and processing procedures.

Responsibilities

• Analyzed financial information such as income, assets and liabilities to determine eligibility of individuals for mortgage loans.
• Reviewed loan applications and supporting documents for accuracy and completeness.
• Performed calculations to determine the maximum loan amount for which an individual could qualify.
• Provided customers with loan information, such as rates and terms, in order to assist them in making informed decisions.
• Developed and maintained relationships with loan officers, underwriters and other mortgage professionals.
• Prepared loan documents and disclosures.
• Ensured compliance with all applicable federal and state laws and regulations.

Experience 0 Years

Level Junior

Education Bachelor’s

Mortgage Analyst Resume Examples Resume with 2 Years of Experience

Dynamic and results- oriented Mortgage Analyst with 2+ years of experience in analyzing loan requirements and financial analysis. Possessing excellent skills in determining creditworthiness and mitigating credit risks. Experience with conducting data analysis, financial and risk analysis, and bank loan processing. Possessing strong communication and interpersonal skills to work with a wide variety of customers.

• Data Analysis
• Financial Analysis
• Loan Processing
• Credit Risk Analysis
• Creditworthiness
• Interpersonal Skills
• Communication

Responsibilities :

• Perform financial analysis of loan requirements and determine the risk associated with each loan.
• Analyze customer credit profiles to determine creditworthiness and to assess risks associated with loan applications.
• Conduct data analysis and review of loan applications to ensure accuracy.
• Process loan applications and prepare loan documents.
• Monitor loan performance and review customer credit records to identify potential delinquencies and fraud.
• Collaborate with underwriters and lenders to ensure compliance with banking regulations.
• Provide expertise and consultation on banking and loan related issues.

Experience 2+ Years

Mortgage Analyst Resume Examples Resume with 5 Years of Experience

A highly experienced Mortgage Analyst with 5 years of experience in the financial services industry. Proven ability to analyze financial data, develop sound financial models, assess customer credit worthiness and suggest appropriate loan structures. Experienced in assessing and approving residential and commercial loan applications, ensuring compliance with state and federal regulations. Highly knowledgeable of credit policies and guidelines. Possesses excellent interpersonal and communication skills that strengthen client relationships.

• Financial data analysis
• Loan application assessment
• Credit analysis
• Financial modeling
• Regulatory compliance
• Interpersonal communication
• Customer relationship building
• Analyze financial data of applicants to verify customer credit worthiness
• Assess and approve residential and commercial loan applications
• Prepare financial models to assess customer financial history
• Develop and suggest appropriate loan structures based on customer needs
• Ensure compliance with state and federal regulations
• Manage customer relationships and communicate resolutions
• Handle customer complaints and address customer inquiries
• Monitor and review loan portfolio to identify potential risks

Experience 5+ Years

Level Senior

Mortgage Analyst Resume Examples Resume with 7 Years of Experience

I am an experienced Mortgage Analyst with more than seven years of experience in residential and commercial mortgage origination. I have a comprehensive understanding of loan origination processes, with the ability to effectively analyze credit reports, appraisals, and financial documents. I am skilled in working with clients to develop comprehensive mortgage loan solutions tailored to the needs of the borrower. I am an effective communicator, able to work with lenders, underwriters and appraisers to ensure timely loan processing.

• Mortgage Analysis
• Loan Origination
• Credit Report Analysis
• Financial Document Analysis
• Appraisal Evaluation
• Client Communication
• Mortgage Solutions
• Loan Administration
• Analyzing credit reports, income documents, appraisals, and other financial documents for loan origination.
• Developing loan solutions tailored to the needs of the borrower.
• Working with both lenders and underwriters to quickly and accurately process loans.
• Evaluating appraisals to ensure accuracy.
• Developing relationships with clients and ensuring their satisfaction.
• Monitoring loan processing to ensure timely completion.
• Maintaining regulatory compliance with loan origination and processing activities.
• Generating reports and updates for clients on loan status and origination process.

Experience 7+ Years

Mortgage Analyst Resume Examples Resume with 10 Years of Experience

A Mortgage Analyst with 10+ years of experience in the financial services industry. I have expertise in the analysis and evaluation of mortgage loans for the purpose of loan underwriting. I am organized, detail- oriented, and thorough in all aspects of loan analysis, with the ability to quickly review complex financial information and accurately determine the risk level of a loan. On top of my experience in the financial services industry, I am knowledgeable in banking regulations and able to use this knowledge to help make sound underwriting decisions.

• Advanced knowledge of mortgage loan underwriting
• Proficient in loan analysis and evaluation
• Ability to quickly and accurately review complex financial information
• Extensive understanding of banking regulations
• Strong interpersonal and communication skills
• Ability to work in a team environment
• Review loan applications, financials documents and appraisals
• Analyze financial data to determine the risk level of a loan
• Underwrite mortgage loans according to established guidelines
• Ensure loans are compliant with banking regulations
• Communicate with loan officers and other stakeholders
• Provide loan approval and denial notices
• Update and maintain loan tracking systems
• Assist with loan processing and closing activities

Experience 10+ Years

Level Senior Manager

Education Master’s

Mortgage Analyst Resume Examples Resume with 15 Years of Experience

Seasoned mortgage analyst with 15 years of experience in servicing, underwriting, and analysis to help clients achieve their financial goals. Proven track record of excellent customer service and attention to detail, resulting in high client satisfaction. Core skills include analysis and interpretation of credit reports, financial statements, legal documents and loan contracts. Adept at asset, income, and debt analysis to determine eligibility for loan products and programs. Highly organized and highly motivated professional with excellent communication skills, problem- solving skills, and a passion for helping others.

• Financial analysis
• Loan servicing
• Financial statement analysis
• Asset analysis
• Legal documentation
• Loan structuring
• Relationship management
• Microsoft Office suite
• Assisted clients in understanding their financial position and helping them to achieve their financial goals.
• Analyzed credit reports, financial statements, and loan contracts to determine eligibility for loan products and programs.
• Performed asset, income, and debt analysis to calculate loan- to- value ratios and other factors.
• Prepared loan documents and communicated loan terms, conditions, and structures with clients.
• Reviewed mortgage loan applications and underwrote loan documents to ensure compliance with applicable regulations.
• Processed loan payments, maintained records, and updated loan and mortgage information in databases.
• Responded to client inquiries and provided excellent customer service.
• Worked closely with other mortgage professionals to ensure the smooth completion of loan processes.

Experience 15+ Years

Level Director

In addition to this, be sure to check out our resume templates , resume formats ,  cover letter examples ,  job description , and  career advice  pages for more helpful tips and advice.

What should be included in a Mortgage Analyst Resume Examples resume?

A mortgage analyst resume should include all relevant experience and qualifications that have been obtained in the past. By including this information, potential employers will be able to get a better understanding of your work experience and education level. Below are some of the key aspects that should be included in a mortgage analyst resume.

• Education: List any degrees that have been earned, such as a bachelor’s degree in finance, accounting, or a related field.
• Professional Experience: Describe any past positions that have been held in the mortgage industry. Include the length of time in each position as well as any relevant accomplishments.
• Technical Skills: Include a list of any software programs or tools that are used in the mortgage industry.
• Analytical Skills: Describe any experience working with financial data or numerical information.
• Communication Skills: Showcase any experience working with clients, providing customer service, or interacting with colleagues.
• Problem-Solving Skills: Explain how you have handled challenging mortgage cases or how you have navigated complex processes.
• Industry Knowledge: Describe any knowledge of relevant laws, regulations, or industry trends.

What is a good summary for a Mortgage Analyst Resume Examples resume?

A Mortgage Analyst Resume Example should highlight the individual’s expertise in the banking and mortgage industries, as well as their ability to analyze loan options and documents. The summary should also demonstrate the individual’s knowledge of the mortgage process, from origination and underwriting to loan modifications and foreclosure proceedings. The summary should also demonstrate the individual’s interpersonal skills and ability to work well with clients, lenders and colleagues. Additionally, the summary should mention any certifications or awards related to the mortgage industry, as well as any specialized technology and software experience. Finally, the summary should provide a brief overview of the individual’s past and current job duties, emphasizing their experience in the field.

What is a good objective for a Mortgage Analyst Resume Examples resume?

with numberWriting a resume for a mortgage analyst position can be daunting. It’s important to craft an objective that accurately reflects your skills and experience while making it clear why you’re the best fit for the job. Here are some examples of good objectives to include on a mortgage analyst resume:

• To leverage my experience in financial analysis, credit underwriting, and customer service to ensure the highest level of customer satisfaction and successful loan origination.
• To utilize my knowledge of finance, risk management, and portfolio management to develop long-term relationships with lenders and borrowers.
• To apply my understanding of data analysis, quantitative analysis, and financial modeling to assess loan applications and develop sound credit decisions.
• To provide exceptional customer service and utilize my problem-solving skills to quickly and efficiently process loan originations.
• To contribute my experience in loan processing and regulatory compliance to ensure a seamless and compliant loan origination process.

By clearly articulating the skills and experience you bring to the table in your objective, you can demonstrate to employers why you’re the best fit for the job.

How do you list Mortgage Analyst Resume Examples skills on a resume?

When creating a resume for a job as a Mortgage Analyst, it is important to highlight your skills to make your resume stand out from the competition. Including a list of skills on your resume can show employers that you have the specific abilities needed for the job. Here are some of the most important Mortgage Analyst skills to consider listing on your resume:

• Financial Analysis: Mortgage Analysts are required to analyze financial data to determine the best course of action for mortgage clients. This requires knowledge of financial models, market trends, and other data to provide reliable advice.
• Credit Assessments: Mortgage Analysts must be able to assess creditworthiness of potential mortgage customers. They should be able to evaluate income, debt, and other financial factors to make informed decisions.
• Negotiation: In order to get the best terms for clients, Mortgage Analysts must be able to negotiate with lenders. They must be able to negotiate rates, loan terms, and other financial considerations.
• Risk Management: Mortgage Analysts must be able to identify and manage risks associated with lending money. They should have a deep understanding of the legal, financial, and regulatory issues associated with mortgage lending.
• Client Relations: Mortgage Analysts must be able to build relationships with clients to establish trust and ensure repeat business. They should be able to provide personalized advice and demonstrate excellent customer service.

By including these skills on your resume, you can show employers that you are the right candidate for the job. Be sure to tailor your skills section to the job you are applying for and include any relevant certifications or education to further demonstrate your qualifications.

What skills should I put on my resume for Mortgage Analyst Resume Examples?

When writing a resume for a Mortgage Analyst position, there are certain key skills that employers look for. Below are some of the most important skills that you should consider including on your resume.

-Financial Analysis: Mortgage Analysts must have a strong understanding of financial analysis and be able to evaluate financial data to make sound decisions. They must be skilled in analyzing financial portfolios and trends to make informed decisions.

-Mortgage Knowledge: Mortgage Analysts must be knowledgeable about the mortgage process, loan products, and regulations. They must understand the different types of mortgages, interest rates, and credit standards to ensure the best possible loan products for their clients.

-Interpersonal Skills: Mortgage Analysts must have excellent interpersonal skills to build relationships with clients and other professionals in the industry. They should be able to communicate complex information in an approachable way and be comfortable working with clients from different backgrounds.

-Organizational Skills: Mortgage Analysts must be organized and able to multi-task. They should be able to effectively manage their time and prioritize tasks to meet deadlines.

-Problem Solving: Mortgage Analysts must be able to think outside the box and come up with creative solutions to complex problems. They should have a good understanding of the mortgage industry and be able to come up with solutions to potential issues that may arise.

By including these skills on your resume, you can demonstrate to employers that you possess the necessary skills and knowledge to be a successful Mortgage Analyst.

Key takeaways for an Mortgage Analyst Resume Examples resume

When writing a resume for a Mortgage Analyst position, there are a few key takeaways that you should keep in mind.

• Highlight Your Experience: Make sure to highlight any relevant experience that you may have. This could include prior mortgage analysis experience, as well as any related financial services experience. You should also include any specialized skills or certifications that you may possess.
• Detail Your Achievements: In addition to detailing your work experience, be sure to include any tangible achievements that you have made during your time in the mortgage analysis field. This could include any successful refinancing deals that you have completed or any innovative strategies that you have implemented.
• Showcase Your Knowledge: Demonstrate your knowledge of the mortgage and financial services fields by including any related courses, certifications, or seminars that you have completed. If you have any publications or presentations on the subject, include them as well.
• Include Your Education: Make sure to include any educational background that might be relevant to the mortgage analyst position. This includes any specialized degrees or diplomas that you may have earned.

Following these key takeaways will help you craft an effective resume for a Mortgage Analyst position. Make sure to tailor the resume for each job opportunity that you apply for, as this will help you stand out from the competition.

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