RN/MSW/
Psychologist)
If you would like more information on how to become a provider qualified to make referrals for Trans Related Surgery please see the RHO website for trainings and information
For information on the referral process for surgery in Ontario see Rainbow Health Ontario’s Frequently Asked Questions.
For information about specific transition related surgeries, please see these surgical info summary sheets.
RHO provides a weekly mentorship call from Wednesday from 12-1. Providers are encouraged to call in to ask any trans related health care questions. Register at the bottom of the page on their website.
If you are looking for a primary or secondary provider to support trans pre-surgical planning visits you can make a referral to CAMH .
Visit the RHO Newsroom to be kept up-to-date as our program and website expands to include helpful resources and ensure access to care.
If you wish to access Ontario Health Insurance Plan (OHIP) funded TRS, please make an appointment with your physician or nurse practitioner. TRS planning visits can occur in a primary care setting, with a specialist or at the CAMH Gender Identity Clinic (or in combination depending on your needs and local resources). TRS planning visits will take place with your health care team. You may be asked to see one or two providers depending on the surgery you are requesting. In addition to a physician or nurse practitioner, this might include a social worker, a registered nurse or a psychologist
Your health care provider will arrange or provide the necessary surgery planning visits prior to referral for surgery. In these appointments the provider will ensure that you have met all the OHIP funded surgery criteria in addition to having an in depth conversation with you about your goals, different surgical and non-surgical options, risks and benefits of surgery and other relevant medical and mental health issues.
Once you have completed your TRS planning visit(s), your health care providers will complete a special medical form seeking OHIP funding for transition- related surgeries. Once this is approved, a referral will be made to your chosen surgeon. If the referral is complete and accepted, you will receive a call to set up an initial appointment with the surgeon. The TRS Frequently Asked Questions (.pdf) is a guide to the assessment and referral process for Ministry of Health and Long-Term Care Approval for OHIP funding. The resource is intended for persons considering transition-related surgery in Ontario, and the people supporting them.
The first appointment is a surgical consultation. At this visit you will meet with your surgeon and possibly the Nurse Practitioner or Social Worker. During this visit, we will take a comprehensive history, there will be a detailed discussion about surgery, a physical exam will take place, photos may or may not be taken and consent to communicate with your primary care team will be sought. A pre-op medical questionnaire will be completed.
After this consult visit, if surgery is the next step, the surgeons secretary will follow up with you in order to book surgery. Once surgery is booked, you will get another appointment for pre-admission clinic. This visit typically occurs in the week or two before surgery.
At the pre-admission visit you will be given more details about your surgery, pre-operative instructions, review an after-care plan and you may be given information to take home. You may also meet with anesthesia and possibly pharmacy or internal medicine at this visit.
You are expected to have someone to pick you up from surgery and stay with you for 24 hours afterwards. If you do not have such a person, we will discuss options available to you including the ARC program at SHC.
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With last week’s announcement from the Government of Nunavut confirming that the territory will pay for mental health services and transition treatments for transgender and non-binary residents, Canada will now have nation-wide funding available for gender-affirming surgeries. Nunavut’s Health Department is partnering with GrS Montréal to provide the surgeries.
Health care in Canada is delivered by the provinces and territories and funding for gender-affirming surgeries varies depending on where a person lives. This patchwork of coverage has resulted in barriers to accessing care that have disproportionately affected people living in Canada’s territories in the North, which includes Yukon, Northwest Territories and Nunavut. While expansion of surgery funding in Canadian provinces has continually progressed over the last decade, comprehensive coverage has only been established in the territories over the past three years.
Nation-wide coverage is obviously a very positive development but advocacy is still needed to continue the work of dismantling barriers for Canadians to access surgical care. Current challenges include:
Getting coverage across the country for Facial Feminization , Breast Augmentation and Male Chest Contouring , procedures that are excluded from funding policies in some jurisdictions.
Surgeons who practice gender-affirming genital surgery are only located in Montreal, Toronto and Vancouver. This means that many transgender and non-binary Canadians need to travel great distances to access surgeons for primary surgeries, follow-ups and specialized care for complications, incurring significant expenses that aren’t universally covered or subsidized.
Wait times are a problem that is not unique to gender-affirming surgical care in Canada but with few experts performing these surgeries patients can wait up to three years just for a consultation with a surgeon.
With the Government of Nunavut’s funding commitment, the goal of nation-wide coverage for gender-affirming surgery in Canada has been achieved. Improvements to provincial and territorial funding policies are still needed but this is a milestone to be celebrated.
Review Funding Policies by Province and Territory:
The Ottawa Hospital is now accepting referrals to its new state of the art gender affirming care clinic.
The clinic is the first of its kind in Ontario and second in Canada to offer trans and non-binary patients facial, top and bottom procedures.
The clinic will have life-changing implications for trans and non-binary individuals, who often face barriers to seek care with long wait times or lack of access in the communities where they live.
"There’s just a massive gap in our health-care system for the treatment of the transgender population and people seeking gender-affirming care," said the clinic’s lead and co-founder, Dr. Nicholas Cormier in a news release .
"What’s so groundbreaking about this new clinic is that everyone is coming together to address this shortcoming in our system."
Before the clinic was opened, patients seeking gender-affirming surgery in Ottawa could only access top surgery but not bottom or facial operations. Previously, a clinic in Montreal was the only location in Canada offering all three procedures.
The clinic will be partnering with other surgical divisions at the hospital—plastic surgery, urology, obstetrics and gynecology.
The hospital will also be working with trans health programs out in the community, such as the Centretown Community Health Centre’s Trans Health Program , which provides patients with a referral to the clinic and CHEO’s Gender Diversity Clinic .
For Dr. Cormier, the clinic is the culmination of many years of caring for the gender-diverse community.
"Accessing gender-affirming surgery is just one small component of gender-affirming care," Cormier said. "That’s where these community partners really come into play."
The Ottawa Hospital also launched the Gender and Diversity Specialty Clinic in January 2022, providing care for medically complex trans and non-binary patients.
some gender-affirming surgeries are available at other Canadian hospitals.
Women’s College Hospital has been increasing its capacity and growing its team in order to provide this life-saving care for its patients requiring gender-affirming surgeries. Its transition related team started out in 2019 with nurse practitioner Emery Potter and medical director. The team has since grown.
Vancouver General Hospital also offers top and bottom surgery.
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Transition-related surgery (TRS) refers to a range of surgical options that can help people feel that their physical characteristics more closely reflect their gender identity or expression. These options can support one in feeling more comfortable in their body and may help to improve your mental wellness.
In order to receive provincially-funded transition-related surgeries, you will need a surgery assessment from one or two health providers, depending on the surgery, one of which being a qualified primary care provider like a Physician or Nurse Practitioner.
If you have a primary care provider and would like to start a discussion with them about transition-related surgery, you can click here for tips on how to start that conversation.
If you do not have a primary care provider and would like to access transition-related surgery, you can reach out to Centretown Community Health Centre’s Trans Health Program to get connected with surgery referral support.
Disclaimer: this section uses medical terminology.
Upper Surgery (Chest or Breast Augmentation) needs one assessment by a qualified Physician or Nurse Practitioner. Lower Surgery (Genital Surgery) needs an additional assessment from any qualified Physician, Nurse Practitioner, Psychologist, or Registered Social Worker (Master’s Degree).
Under the Ministry of Health and Long-Term Care (MOHLTC), the following surgical procedures are provincially-funded:
*Patient must have completed twelve continuous months of hormone therapy with no breast enlargement unless hormones are contraindicated
Prior to beginning the referral process for transition-related surgeries, the following eligibility criteria must be met:
As of right now, OHIP does not cover the following procedures identified as medically necessary by the World Professional Association for Transgender Health:
*OHIP does not cover travel costs involved in obtaining surgery. If you are in financial need and must travel to obtain an OHIP approved procedure, Hope Air can provide free air travel and accommodation. You can learn more about this option here.
For an overview of transition-related surgeries, risks, benefits and additional information, review Rainbow Health Ontario’s TRS Summary Sheets here .
Step 1: Connect with Qualified Providers.
The MOHLTC requires 2 qualified providers submit a “Request for Prior Approval for Funding of Sex Reassignment Surgery” form (can be found on the “Clinical Resources” section of our resource library ).
Who is a qualified provider?
The MOHLTC criteria for a qualified provider includes Physicians, Nurse Practitioners, Registered Nurses, Psychologists and Registered Social Workers. Eligible providers are expected to self-assess if providing transition-related surgical referrals is within the scope of their practice. There is no single training course that “qualifies” a provider, but providers are encouraged to undertake professional development and training activities to build their capacity on trans health services.
If your primary care provider is not able to submit a Prior Approval form on your behalf, Centretown Community Health Centre can help.
Step 2: Participate in a Transition-Related Surgery (TRS) Planning Visit
A TRS planning visit is a collaborative visit between a patient and a qualified provider to discuss TRS and how to optimize the patient’s experience and outcome. Topics discussed include reviewing World Professional Association for Transgender Health (WPATH) and MOHLTC criteria, confirming the diagnosis of gender dysphoria, reviewing the stability of medical and mental health conditions, confirming surgery-specific informed consent and planning aftercare.
Step 3: Complete the Prior Approval Form
Following your Transition-Related Surgery Planning Visit, your provider can complete, sign, and submit the “Request for Prior Approval for Funding of Sex-Reassignment Surgery” (also known as the “Prior Approval” form) to the MOHLTC.
The number of qualified providers who must complete independent TRS surgery planning visits and sign a Prior Approval form is based on the type of surgery requested.
Upper body surgery requires a TRS planning visit(s) by one qualified provider (either a P hysician or Nurse Practitioner).
Gonadal or external genital surgery requires independent TRS planning visits with two qualified providers, one of whom must be a Physician or Nurse Practitioner, while the second can be a Physician, Nurse Practitioner, Registered Nurse, Psychologist, or a Registered Social Worker with a Masters of Social Work.
Once the application is submitted, the MOHLTC will then send a response letter with the outcome of the funding application.
If approval is not received, your qualified provider can contact the MOHLTC to provide additional information, the application can be resubmitted, and/or an internal review of the initial application can be requested by your provider.
Step 4: TRS Referral Letter Sent to TRS Surgeon
Once an approval letter is received from the MOHLTC, your provider can send a referral letter to the transition-related surgery surgeon. TRS referral letters are often more in-depth than typical referral notes and often include details about your TRS planning visits. Surgeons will often request additional documentation, including medication lists, lab results and other information.
Step 5: Complete TRS and After Care
Once referred to a TRS surgeon, you will be contacted by the surgeon or clinic to sort out additional details, and will receive more information as your surgery date nears.
If you are in an emergency, in crisis or need someone to talk to, there is help.
The Gender Identity Clinic offers services to individuals and their primary care practitioners in regard to gender identity and expression.
Individuals over 17 who wish to explore issues related to their gender identity, which may include any degree of transgender expression.
Community professionals looking for support and consultation to help their clients reach their goals related to gender identity and expression.
Ask your health care provider to fill out the CAMH adult referral form. Here is a link to the online referral form . Forms should be faxed to Access CAMH at 416 979-6815. If you have any questions about the referral process, call Access CAMH at 416 535-8501 and press 2.
For individuals, consultation and support may include:
If you are interested in accessing LGBTQ2S affirmative psychotherapy, please check the service provider listing at Rainbow Health Ontario to find out options for psychotherapy in your region.
For community professionals, consultations may include:
The Gender Identity Clinic at CAMH offers specialty services to both individuals and their primary care practitioners in Ontario with regard to issues related to gender identity and expression, including gender expansive, trans and non-binary identities. The program offers a comprehensive response to the variety of clinical issues experienced by clients. The clinical team is interdisciplinary and includes social work, psychiatry and psychology staff with specialized expertise in trauma-informed mental health and addiction care.
For community professionals.
Primary care providers can diagnose for gender dysphoria, prescribe transition-related hormones, and refer for transition-related surgeries. If you are new to the field of trans care, Rainbow Health Ontario provides education, clinical support, and mentorship to primary care providers across Ontario. All courses provided by Rainbow Health Ontario are Mainpro+ certified. Please visit learn.rainbowhealthontario.ca for more information on courses offered at this time.
Rainbow Health Ontario also hosts a free bi-monthly Trans Health Mentorship Call to support clinicians in their practices. To register for this call, please visit learn.rainbowhealthontario.ca
IMPORTANT: Rainbow Health Ontario does not accept referrals or provide direct services of any kind.
We would encourage referring physicians and/or nurse practitioners to consider prescribing hormone therapy (HT) for their trans clients.
If you are unsure about prescribing HRT:
*If hormone replacement therapy is the primary reason for referral, we would ask that you consider these above-mentioned recommendations, as it will help to reduce unnecessary waiting for your client in terms of further medical transition.*
The clinic plays a significant role in training health professionals in culturally competent delivery of mental health assessment and treatment services to trans and gender expansive communities. We train and provide practicum and residency opportunities for social work students, psychologists and people from other health disciplines, including more than 10 PhD-level clinical psychologists over the past five years.
Additionally, we provide support and consultations to primary care practitioners and other health care providers to help their clients reach their goals related to gender identity and expression. This may include consultations in regard to completing a mental health assessment, consultation in regard to completing a surgery readiness assessment, or being a second assessor for surgery readiness. The clinic will work collaboratively with you and your organization/practice to help you meet your client’s goals. Clinicians and organizations wanting consultation by the clinic for clients currently on our waitlist can contact our clinic at 416 535-8501 ext. 30985.
We have also launched an ECHO (Extension for Community Healthcare Outcomes) for trans and gender diverse health care . Please consider joining us for free CME-accredited training and consultation.
The clinic offers consultations and support to individuals over 17 years of age who wish to explore issues related to their gender identity, which may include any degree of transgender expression. Clients are seen for an assessment with one of our team members to determine the client’s transition goals, as well as to provide any diagnostic impressions regarding mental health and substance use. Recommendations about how to assist clients in meeting their transition goals are then made. This may include individual support and treatment, group-based support and treatment, as well as recommendations for surgery funding and referrals for clients seeking transition-related surgeries. The clinic follows the World Professional Association for Transgender Health Standards of Care (WPATH),V7 for transition-related surgery (TRS) .
Rainbow Health Ontario has an Ontario Service Provider Directory where you can search for a provider by region. Please go here to find a provider in your area.
If you cannot find anyone in your area after searching the provider directory, you can contact [email protected] . Please note that Rainbow Health Ontario cannot guarantee there will be a provider in your area to prescribe hormones or refer for surgeries.
Additionally, Rainbow Health Ontario’s Trans Health Knowledge Base can provide you with answers to general questions related to navigating the Ontario health care system. Go here for more information .
Given the context of the Covid-19 pandemic, our clinic provides virtual appointments via the Webex platform.
Given our referrals come from across the province, our clinic is equipped to see clients via telemedicine when possible. Typically, the first assessment in our clinic is in person in Toronto, and subsequent appointments for clients who live outside of the GTA may be made using telemedicine.
If you live in the north, you may be eligible for a Northern Travel Grant to cover basic travel costs to and from your appointments with CAMH. If you are an ODSP recipient, you may similarly be eligible to have basic travel costs reimbursed. Please ask your local provider for further details.
T hese FAQ's are designed to provide a brief overview of the assessment and referral process in Ontario for persons considering gender-affirming surgeries funded by the Ministry of Health and Long-Term Care (MOHLTC). For more information on types of surgery, see the TRS Surgical Summary Sheets update .
For specific questions or more detailed information pertaining to gender-affirming surgeries, please don't hesitate to contact our office at 416 535-8501 ext. 30985.
From 2008–2016 the Ministry of Health and Long Term Care (MOHLTC) regulation stipulated that CAMH was the sole assessment site for OHIP-funded transition-related surgery (TRS) (from 1998-2008 TRS was not funded by OHIP). In March 2016, the MOHLTC introduced a regulation change that improves and expands access to assessment for TRS for Ontarians, empowering primary care providers to provide surgery referrals and assessments. CAMH and its community partners championed this expansion of access to assessments for gender-affirming surgery. In anticipation of this important system change, CAMH partnered with Sherbourne Health Centre (including Rainbow Health Ontario) and Women’s College Hospital on a proposal to expand access to surgery-related care. Thanks to funding from the MOHLTC, the Trans Health Expansion (THEx) partnership is working on several key priorities including improving access to assessment, building capacity of primary care providers, and enhancing access to surgery and post-surgical recovery and support.
The funding helped our clinic to hire new staff members and in doing so, we were able to significantly decrease wait times for assessment. Prior to March 2016 the wait for assessment was over 30 months, and to date it is less than one-third of that. We continue to work to see more clients and reduce the current wait times.
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Facial feminization surgery and MTF breast augmentation are some of the most exciting components of your transition - an opportunity for you to begin visualizing the face and body of the real you. Dr. Marc DuPéré offers a number of options that can be customized to your own journey, from subtle nonsurgical improvements to full-body transformations.
MTF chest surgery is often quite straightforward, but some people will require tissue expansion prior to having breast implants inserted. Dr. DuPéré will discuss this with you in detail at your consultation.
Dr. DuPéré performs breast augmentation, and you have many choices regarding your final look. For example, the decision between silicone and saline breast implants can be daunting, as they both have their advantages. For example, while many people feel silicone implants yield results that look and feel more natural, others are drawn to the saltwater filling and lower cost of saline. Only you can decide which option is right for you, although Dr. DuPéré guides you through the decision-making process to ensure you make the best choice for your body and lifestyle.
Breast augmentation is performed while you are completely asleep under general anesthesia. Dr. DuPéré makes an incision around the lower edge of your areola, in your armpit, or in the area where your breast crease will be. He creates a pocket in the tissue and inserts the implant. Dr. DuPéré uses a device called the Keller Funnel, which eliminates direct contact with the implant. This minimizes the risk of infection and later complications.
MTF breast augmentation patients should expect to be comfortably back to work within about 1 week. If you work at a more physically demanding job, you may need to take longer or work a modified schedule. It’s also important to refrain from strenuous physical activities, especially those that involve your upper body, for about 6 weeks after surgery.
Immediately after your breast surgery, you may notice that your breasts look high or tight on your chest. This is normal. Because this surgery is typically performed on patients with very little existing breast tissue, it takes some time for the skin and surrounding tissues to acclimate to the presence of the implant. Over time, the tissues will soften and the implants will sink to more natural-looking positions on the chest. This process is gradual and can take several months.
Frontal Bossing Reduction | Frontal bossing reduction, also known as forehead contouring or brow ridge reduction, is a surgical technique designed to soften the masculine feature on the forehead and create a more feminine and harmonious facial structure.
Hip Augmentation | Hip implants can create the soft, sexy contours that form the base of an hourglass figure.
Buttock Augmentation | Whether through Brazilian butt lift or buttock implants, buttock augmentation can improve the shape and size of your buttocks for beautiful softness.
Fat Grafting | Your own fat, taken from another area of your body, can be used to enhance your breasts, face, and more.
Liposuction | Selectively remove unwanted fat deposits and improve your curves with liposuction. Dr. DuPéré uses a special technique that minimizes contour irregularities.
Brow Lift | This facial procedure can be used to lower the hairline and reduce the visual weight of a heavy brow.
Nose Refinement | Better known as rhinoplasty, this surgery is appropriate for MTF patients because it can feminize the nose.
Dermal Fillers | These injectable products can be used to subtly augment the cheeks or lips for attractive, soft facial curvature or a beautiful pout.
Dr. DuPéré also performs the tracheal shave procedure to reduce the look of a prominent Adam’s apple. He will cover all of your options for you during your personal, candid consultation.
No matter where you are in your transition, Dr. DuPéré has the tools and the sensitivity to meet you where you are. Request your consultation right here on our website, or call Visage Clinic at (416) 929-9800 to schedule your visit.
The Ontario government will move to allow more health-care providers to provide patient referrals for sex-reassignment surgeries, a move Health Minister Eric Hoskins said will reduce long wait times currently faced by transgender people.
Hoskins made the announcement at a Friday news conference at the Sherbourne Health Centre in Toronto.
Patients can currently only receive a referral for surgeries paid for by the province's health-care plan through the Gender Identity Clinic program at the Centre for Addiction and Mental Health (CAMH) in Toronto.
Hoskins said the province wants to allow all qualified health-care providers throughout the province to be able to refer patients for this surgery starting in 2016.
"Every Ontarian has the right to be who they are," said Hoskins. "Our health care system should reflect this vision, which is why we are improving access to sex-reassignment surgery."
He said more and more Ontarians are experiencing gender dysphoria, defined as the distress caused by a discrepancy between a person's gender identity and that person's sex assigned at birth. Patients who need surgery often face long wait times.
"One of the most vulnerable times for trans people is when they are ready for surgery, but face a prolonged wait," said Hoskins. "This change would reduce wait times by allowing many trans clients to get surgical approvals from their own local primary care teams."
The wait list for gender reassignment surgery currently stands at more than 1,000 people. The referral wait time in Ontario is typically now more than two years, a wait that will be "dramatically" reduced as a result of the changes, said Hoskins.
Hoskins said the new referral process for gender reassignment surgery will still be based on existing criteria and internationally recognized standards of care. He also said the number of people in Ontario asking for gender identity services has been on the increase in recent years.
"We are moving from a single site [for referrals] to what could potentially be hundreds of sites," he said.
The changes to allow local referrals will come in the form of amendments to the Health Insurance Act. Hoskins said the government will provide additional funds to CAMH while the transition to local referrals takes place.
Dr. Amy Bourns, whose practice includes a special interest in transgender health, said the announcement is "an amazing step forward."
Hoskins was asked about the fact that gender-reassignment surgeries are currently not available in Ontario, even for patients who complete the long referral process. Many Ontario patients go to Quebec or other jurisdictions to have the surgery.
"We need to look at the provision of the surgical services and we're looking at that," he said, pointing out the expanding referrals to health-care providers across Ontario as a "first step."
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Form Number | 5041-77 |
Title | Request for Prior Approval for Funding of Sex-Reassignment Surgery |
Description | Form to be completed by providers on behalf of patients seeking prior approval for insured sex-reassignment surgery. |
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Gender-affirming care encompasses a broad range of psychological, behavioral and medical treatments for transgender, nonbinary and gender-nonconforming people.
The care is designed to “support and affirm an individual’s gender identity” when it is at odds with the sex they were assigned at birth, as defined by the World Health Organization.
Gender-affirming surgery refers to the surgical and cosmetic procedures that give transgender and nonbinary people “the physical appearance and functional abilities of the gender they know themselves to be,” according to the American Society of Plastic Surgeons. It is sometimes called gender reassignment surgery.
There are three main types of gender-affirming surgeries, per the Cleveland Clinic:
Top surgery , in which a surgeon either removes a person’s breast tissue for a more traditionally masculine appearance or shapes a person’s breast tissue for a more traditionally feminine appearance.
Bottom surgery , or the reconstruction of the genitals to better align with a person’s gender identity.
Facial feminization or masculinization surgery , in which the bones and soft tissue of a person’s face are transformed for either a more traditionally masculine or feminine appearance.
Some people who undergo gender-affirming surgeries also use specific hormone therapies. A trans woman or nonbinary person on feminizing hormone therapy, for example, takes estrogen that’s paired with a substance that blocks testosterone. And a trans man or nonbinary person on masculinizing hormone therapy takes testosterone.
Gender-affirming surgeries and treatments are the recommended course of treatment for gender dysphoria by the American Medical Association. Gender dysphoria is defined as “clinically significant distress or impairment related to gender incongruence, which may include desire to change primary and/or secondary sex characteristics,” according to the American Psychiatric Association.
Some LGBTQ+ advocates and medical professionals feel that gender dysphoria shouldn't be treated as a mental disorder, and worry that gender dysphoria’s inclusion in the DSM-5 — the authoritative source on recognized mental health disorders for the psychiatric industry — stigmatizes trans and nonbinary people.
Gender-affirming surgery can cost between $6,900 and $63,400 depending on the precise procedure, according to a 2022 study published in The Journal of Law, Medicine and Ethics.
Out-of-pocket costs can vary dramatically, though, depending on whether you have insurance and whether your insurance company covers gender-affirming surgeries.
There are also costs associated with the surgery that may not be represented in these estimates. Additional costs may include:
Surgeons fees
Hospital fees
Consultation fees
Insurance copays
The cost of psychiatric care or therapy, as most insurance companies and surgeons require at least one referral letter prior to the surgery. An hour of therapy can cost between $65 and $250, according to Good Therapy, an online platform for therapists and counselors.
Time off work. After bottom surgery, you can expect to miss six weeks of work while recovering. Most people miss around two weeks of work after top surgery.
Miscellaneous goods that’ll help you recover. For example, after bottom surgery, you might need to invest in a shower stool, waterproof bed sheets, cheap underwear and sanitary towels. Top surgery patients may need, depending on the procedure, a mastectomy pillow, chest binder and baggy clothes.
It’s illegal for any federally funded health insurance program to deny coverage on the basis of gender identity, sexual orientation or sexual characteristics, per Section 1557, a section of the Affordable Care Act. Section 1557 doesn’t apply to private insurance companies, though, and several U.S. states have passed laws banning gender-affirming care.
The following states have banned gender-affirming surgery for people under 18 years old, according to the Human Rights Campaign: Alabama, Arkansas, Florida, Georgia, Idaho, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, Montana, Nebraska, North Carolina, North Dakota, Oklahoma, South Dakota, Tennessee, Texas, Utah, West Virginia. In four of these states — Alabama, Arkansas, Florida and Indiana — court injunctions are currently ensuring access to care.
And these states have either passed laws — or have governors who issued executive orders — protecting access to gender-affirming surgery, according to the Movement Advancement Project, a public policy nonprofit: California, Colorado, Connecticut, Illinois, Maryland, Massachusetts, Minnesota, New Jersey, New Mexico, New York, Oregon, Vermont and Washington, D.C.
But even if your state has enshrined protections for gender-affirming care, some private insurance companies may consider surgeries “cosmetic” and therefore “not medically necessary,” according to the Transgender Legal Defense and Education Fund. If you have private insurance or are insured through your employer, contact your insurance company and see if they cover gender-affirming care. Also, ask about any documentation the insurance company requires for coverage.
The Williams Institute estimates that 14% of trans Americans currently enrolled in Medicaid live in states where such coverage is banned, while another 27% of trans Americans live in states where coverage is “uncertain,” because their state laws are “silent or unclear on coverage for gender-affirming care.”
Because of Section 1557, Medicaid is federally banned from denying coverage on the basis of sex or gender; among the roughly 1.3 million transgender Americans, around 276,000 have Medicaid coverage, according to a 2022 report from the Williams Institute.
If your private insurance company won’t cover gender-affirming care, and you’re unable to obtain coverage through the federal marketplace, consider these sources:
Online personal loan.
Credit union personal loan.
Credit card.
CareCredit.
Home equity line of credit.
Family loan.
There are also several nonprofits that offer financial assistance for gender-affirmation surgeries. Those organizations include:
Point of Pride , which offers grants and scholarships to trans and nonbinary people seeking gender-affirming surgery and care.
The Jim Collins Foundation , which raises money to fund gender-affirming surgeries.
Genderbands , which offers grants for gender-affirming surgeries and care.
Black Transmen Inc. , which funds gender-affirming surgeries for Black trans men.
On a similar note...
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How to afford transgender surgery expenses.
Updated: Nov 11, 2022, 2:00pm
Transgender surgeries—also called gender affirmation or gender confirmation surgeries—are medical procedures you can undergo to affirm your gender identity.
The cost of these kinds of surgeries are often steep, and health insurance coverage for them can vary by policy. “Even if a procedure is covered by insurance, there are still deductibles and out-of-pocket maximums,” said Wynne Nowland, CEO of Bradley & Parker, who transitioned at 56. Surgeries that are solely cosmetic might not be covered by insurance at all.
The good news is that several financing options are available to help you pay for procedures. Some organizations even offer grants and scholarships that can help you afford surgery costs.
The cost of transgender surgery can vary by provider and the type of surgery you choose to get. For a female-to-male transition, masculinization chest surgery (also known as top surgery) might cost $3,000 to $10,000 while chest surgery for a male-to-female transition could cost $5,000 to $10,000, according to Longwood Plastic Surgery.
Bottom surgeries, such as vaginoplasty or phalloplasty, can cost $25,600 and $24,900, respectively, according to estimates from The Philadelphia Center for Transgender Surgery. Additional procedures can increase the transition expenses from there. Aside from the actual surgery cost, other hidden expenses can arise as well.
For example, you could need help at home while in recovery if you don’t have a good support system, according to Nowland. There may also be travel and hotel expenses, which are typically not covered by insurance. Nowland says the best way to prepare for surgery is to reach out to insurance to discuss coverage and plan on saving the funds you’ll need to proceed.
If you’re considering borrowing money to pay for surgery and recovery costs, here are four options to consider.
Related: Does Being Transgender Affect Life Insurance?
Personal loans, credit cards, medical credit cards and home equity loans are products you could use to pay for transgender surgery costs over time. Here’s what you need to know about each:
Personal loans are typically unsecured installment loans that provide a lump sum you can use for almost any legal personal expense, including medical bills. Lenders may offer loans of $1,000 to $100,000. However, your credit and income can affect how much you can borrow and your interest rate.
The average annual percentage rate (APR) for a five-year personal loan is 15.93% as of Sept. 19, 2022, but rates can go up to 36% APR. The good news is that many lenders let you prequalify for personal loans online without a hard credit check , allowing you to shop around for rates and compare costs before borrowing.
Credit cards give you access to a credit line you can use to cover medical bills. You’ll then pay off the balance over time. While certain credit cards have annual fees, many don’t. Some credit cards even offer an introductory 0% APR for a number of months when you open a new account.
Standard interest applies after the interest-free period, but charging and paying off procedures during the interest-free period could be an affordable way to finance bills. That said, credit cards are usually best for expenses you can repay relatively quickly since interest rates can be higher than personal loans, so maintaining a high balance over several years can get costly.
Medical credit cards are designed specifically for medical bills and could be a financing option recommended by your doctor’s office.
CareCredit is a popular medical credit card that offers no-interest financing plans of six, 12, 18 or 24 months on transactions over $200. There’s a catch, though: If you don’t pay off the balance during the financing period, interest is charged retroactively from the time of your purchase.
For purchases of at least $1,000, CareCredit offers extended financing terms of 24, 36, 48 or 60 months. The APR for payment plans is fixed and ranges from 14.90% to 17.90%, depending on how much you borrow and the loan term you choose.
If you own a house, home equity loans and home equity lines of credit (HELOCs) are ways to borrow from the equity you’ve built up. Here’s how both of these options work:
The advantage of home equity products for medical expenses is that interest rates may be lower than unsecured personal loans since the collateral (your home) backing minimizes risk for the lender.
However, since your home secures the transaction, you could lose your house if you can’t keep up with loan payments. If the value of your home decreases, there’s also a chance you could go underwater on the house if you end up owing more on your mortgage and loan than the home is worth.
Several organizations offer grants to help cover transition costs, including gender-affirming surgery, which is money you don’t have to pay back. Requirements for grant funding can vary, but in some cases, you need to show that you’ve saved up some money on your own for the surgery to be awarded money. Here are a few examples of organizations offering grants:
Compare personal loan rates in 2 minutes with Credible.com
As you come up with a plan and explore ways to pay for surgeries, here are a few tips to consider:
Using a combination of funding sources is a strategy that could help you rely less heavily on loans.
Different surgeons charge different fees, so compare prices to project costs. From there, you can determine how much you’ll need to save and by when. If you don’t use an FSA or HSA to save, consider stashing your savings for surgery in a high-yield savings account so your savings earn more interest than it would in a traditional savings account.
Certain savings tools can make setting aside money easier. For example, banks often have recurring transfer features you can set up to automatically move money from a checking account to your savings on a schedule. Plus, savings apps like Digit exist, which can connect to your bank account, use an algorithm to review your cash flow and put spare money away for you automatically. Your savings can grow over time, so you can pay for treatment and surgery as you go.
Get Forbes Advisor’s ratings of the best lending platforms and helpful information on how to find the best loan based on your credit score.
Taylor Medine is a staff writer at Forbes Advisor who demystifies complex money topics to help everyday people make more informed financial decisions. Over her nearly a decade of experience, Taylor's work has been published on Bankrate, Experian, Credit Karma, MarketWatch, The Balance and more.
What is Gender Confirmation Surgery?
Gender confirmation surgery (GCS), known clinically as genitoplasty, are procedures that surgically confirm a person's gender by altering the genitalia and other physical features to align with their desired physical characteristics. Gender confirmation surgeries are also called gender affirmation procedures. These are both respectful terms.
Gender dysphoria , an experience of misalignment between gender and sex, is becoming more widely diagnosed. People diagnosed with gender dysphoria are often referred to as "transgender," though one does not necessarily need to experience gender dysphoria to be a member of the transgender community. It is important to note there is controversy around the gender dysphoria diagnosis. Many disapprove of it, noting that the diagnosis suggests that being transgender is an illness.
Ellen Lindner / Verywell
Transfeminine is a term inclusive of trans women and non-binary trans people assigned male at birth.
Gender confirmation procedures that a transfeminine person may undergo include:
Feminizing hormones are commonly used for at least 12 months prior to breast augmentation to maximize breast growth and achieve a better surgical outcome. They are also often used for approximately 12 months prior to feminizing genital surgeries.
Facial feminization surgery (FFS) is often done to soften the lines of the face. FFS can include softening the brow line, rhinoplasty (nose job), smoothing the jaw and forehead, and altering the cheekbones. Each person is unique and the procedures that are done are based on the individual's need and budget,
Transmasculine is a term inclusive of trans men and non-binary trans people assigned female at birth.
Gender confirmation procedures that a transmasculine person may undergo include:
Procedures that change the genitalia are performed with other procedures, which may be extensive.
The change to a masculine appearance may also include hormone therapy with testosterone, a mastectomy (surgical removal of the breasts), hysterectomy (surgical removal of the uterus), and perhaps additional cosmetic procedures intended to masculinize the appearance.
Medicare and some health insurance providers in the United States may cover a portion of the cost of gender confirmation surgery.
It is unlawful to discriminate or withhold healthcare based on sex or gender. However, many plans do have exclusions.
For most transgender individuals, the burden of financing the procedure(s) is the main difficulty in obtaining treatment. The cost of transitioning can often exceed $100,000 in the United States, depending upon the procedures needed.
A typical genitoplasty alone averages about $18,000. Rhinoplasty, or a nose job, averaged $5,409 in 2019.
Some patients seek gender confirmation surgery overseas, as the procedures can be less expensive in some other countries. It is important to remember that traveling to a foreign country for surgery, also known as surgery tourism, can be very risky.
Regardless of where the surgery will be performed, it is essential that your surgeon is skilled in the procedure being performed and that your surgery will be performed in a reputable facility that offers high-quality care.
When choosing a surgeon , it is important to do your research, whether the surgery is performed in the U.S. or elsewhere. Talk to people who have already had the procedure and ask about their experience and their surgeon.
Before and after photos don't tell the whole story, and can easily be altered, so consider asking for a patient reference with whom you can speak.
It is important to remember that surgeons have specialties and to stick with your surgeon's specialty. For example, you may choose to have one surgeon perform a genitoplasty, but another to perform facial surgeries. This may result in more expenses, but it can result in a better outcome.
Gender confirmation surgery is very complex, and the procedures that one person needs to achieve their desired result can be very different from what another person wants.
Each individual's goals for their appearance will be different. For example, one individual may feel strongly that breast implants are essential to having a desirable and feminine appearance, while a different person may not feel that breast size is a concern. A personalized approach is essential to satisfaction because personal appearance is so highly individualized.
Davy Z, Toze M. What is gender dysphoria? A critical systematic narrative review . Transgend Health . 2018;3(1):159-169. doi:10.1089/trgh.2018.0014
Morrison SD, Vyas KS, Motakef S, et al. Facial Feminization: Systematic Review of the Literature . Plast Reconstr Surg. 2016;137(6):1759-70. doi:10.1097/PRS.0000000000002171
Hadj-moussa M, Agarwal S, Ohl DA, Kuzon WM. Masculinizing Genital Gender Confirmation Surgery . Sex Med Rev . 2019;7(1):141-155. doi:10.1016/j.sxmr.2018.06.004
Dowshen NL, Christensen J, Gruschow SM. Health Insurance Coverage of Recommended Gender-Affirming Health Care Services for Transgender Youth: Shopping Online for Coverage Information . Transgend Health . 2019;4(1):131-135. doi:10.1089/trgh.2018.0055
American Society of Plastic Surgeons. Rhinoplasty nose surgery .
Rights Group: More U.S. Companies Covering Cost of Gender Reassignment Surgery. CNS News. http://cnsnews.com/news/article/rights-group-more-us-companies-covering-cost-gender-reassignment-surgery
The Sex Change Capital of the US. CBS News. http://www.cbsnews.com/2100-3445_162-4423154.html
By Jennifer Whitlock, RN, MSN, FN Jennifer Whitlock, RN, MSN, FNP-C, is a board-certified family nurse practitioner. She has experience in primary care and hospital medicine.
An Ontario resident is fighting the government to secure public funding for a specialized gender-affirming surgery argued to be "experimental" by the provincial health insurer.
The prospective patient, identified only as K.S. in documents filed with the provincial Health Services Appeal and Review Board (HSARB), is seeking coverage under the Ontario Health Insurance Plan (OHIP) for a penile-preserving vaginoplasty, a procedure in which a vaginal cavity is surgically created while keeping the penis intact.
“There have been so many times that I have had to justify myself to just be,” K.S. told CTV News Toronto in a statement submitted through her counsel. “People who aren’t trans or nonbinary don’t have to get that permission to exist.”
K.S., whose identity is protected under a publication ban, identifies as nonbinary. She presents as predominantly female and uses she/her pronouns, but does not align with the gender binary.
The procedure she seeks is not widely practiced. In what most consider a traditional vaginoplasty, the erectile tissue is inverted to create a vaginal cavity. In a penile-preserving vaginoplasty, the vaginal cavity is created using a skin graft instead. There is currently no peer-reviewed research on the outcomes of the technique, only offered by a small number of private clinics, none of which are in Canada.
Since 2023, K.S. has been engaged in a series of appeals put forth to the review board following an initial denial by OHIP to cover the surgery.
Having experienced gender dysphoria since her teenage years, K.S. first applied for funding in 2022, seeking to have the surgery performed at the Crane Center for Transgender Surgery in Austin, TX. OHIP denied her request, claiming it wasn't included in the list of insured services under OHIP.
Without coverage, K.S. said undergoing the procedure would be nearly impossible – it costs tens of thousands of dollars that she doesn’t have.
READ MORE : What gender-affirming care is and how it can be life-saving
The legal battle that has played out in front of the review board has seen K.S. repeatedly make her case for why such a specialized procedure is medically necessary, measuring years of suffering through gender dysphoria against the assumed risk of a procedure not yet in the mainstream.
“The absurdity of managing to get through all the unjustly imposed barriers only to still be told that my surgical request is not valid has been heartbreaking,” she said.
When reached for comment, the Ministry of Health, which oversees health insurance in Ontario, said it could not comment on cases that are before the review board.
The case unfolds a critical juncture for transgender care in Canada — just weeks ago, Alberta unveiled sweeping policy changes including a ban for all gender-affirming surgeries for minors aged 17 and under — and, according to experts, could stand to inform national conversations of access to healthcare faced by non-binary population across the country.
With no options to secure the surgery outside of insurance, K.S. appealed the government’s initial denial of funding in April 2023 .
“I felt I had no choice," she said. “There quite literally is no ‘do or don’t’ when it comes to treating gender dysphoria.”
Throughout the two-day hearing, lawyers representing the province argued that for a vaginoplasty to be considered an insurable service, a patient also needed to undergo a penectomy, as is considered the standard of practice in Ontario.
It called upon Dr. Yonah Krakowski, a sexual medicine surgeon at Women’s College Hospital, to provide expert testimony. Krakowski said that, while he supports patient autonomy, he believed wider expert opinion would deem the procedure sought by K.S. as “experimental” at this time.
Self-represented, K.S. argued, in part, that the denial singled her out based on gender identity and that nowhere in the provincial legislation or regulations was it a requirement that someone transition from one binary gender to another in order to be eligible for funding.
During the hearing, K.S. put forth “impressive legal challenges,” lawyer John McIntyre told CTV News. McIntyre, now representing K.S. in OHIP’s recent appeal.
“The process was incredibly challenging for her, as she was not only up against lawyers and the government, but she was having to fight against the view that her identity was not valid,” McIntyre said.
The challenge proved worth it – five months later, the three-person review panel ruled in K.S.’ favour . Her procedure, now deemed an insured service, would be paid for.
The victory didn’t come easily, K.S. said. “More than once during the legal process, the impacts of statements and opinions expressed by OHIP and its lawyers drove me to tears, messed with my sleep, and caused significant anxiety, unintended weight loss, and chest pains,” she said.
But it wasn’t long before OHIP filed its own appeal. Now, despite the unanimous ruling last year in her favour, K.S. must make her case for the panel for a second time — the thought of which brings her “despair.”
“The very idea that one should have to endure the significant legal process after already having to fight every single aspect of the medical system to just meet the criteria is unfair,” she said.
McIntyre called his client one of the “bravest people” he’s ever met.
“The only reason why she keeps pushing is the hope she can protect other trans and nonbinary folks from having to endure the same problems,” he said.
This time, K.S. isn’t alone in her fight for funding. McIntyre and Egale, a non-profit organization advancing equality and justice for LGBTQ2S+ Canadians, are helping her navigate OHIP’s appeal.
In early January, Egale signed on as an intervenor in the case .
"The concern I have is this a tendency to treat these requests [...] as experimental," counsel for Egale, Daniel Girlando, told CTV News Toronto.
Girlando said the organization decided to step in, in part, because it feels that the ability to express one’s self in a way that doesn’t “necessarily reflect a binary gender” is important. “That means that some [OHIP applicants] will have customized requests,” he said.
The lawyer pointed to the World Professional Association of Transgender Health (WPATH), a leading authority on gender-affirming medical and surgical care, for guidance in this case. The WPATH’s Standard of Care guidelines note that “gender diverse presentations may lead to individually customized surgical requests some may consider ‘non-standard.’”
“In this evolving world, where standards are fast-changing and when we’re dealing with a small number of population, are we supposed to wait, what, years before there is enough data to deem these procedures experimental?” Girlando questioned.
Some experts say that’s exactly what Ontario should do.
Kinnon MacKinnon, an assistant professor at York University who studies the intersection of healthcare and gender, said in this case, the province will have difficulty establishing a risk-to-benefit ratio, as it has no data to draw from.
“In terms of medical ethics, clinical decision making, and funding, the risk-to-benefit ratio has to be favourable and with there being no studies, it would be hard to make the argument that the procedure is medically necessary,” he told CTV News in an interview last week.
“I think the priority right now should be to collect higher quality and long-term outcomes data to inform better care because I think we need a better sense of long-term outcome following certain surgeries,” he continued.
K.S. agrees more data collection is needed, but claims the province is failing to invest in the effort.
"They never get to collect the data because people like me are generally firewalled before we can get there," she said.
While K.S. said the harm done to her over the last two years has been “irreparable," she hopes to pave the way for others to express themselves freely.
“Our fundamental existence is not optional," she said. "There’s a reason we see higher suicide rates for trans and non-binary people, and a positive ruling will save lives."
OHIP’s appeal will be heard virtually on Feb. 27.
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A 25-year-old man succumbed to his injuries after being hit by a car while riding an electric scooter early Saturday morning.
Over a hundred floats, representing institutions from across Saskatchewan took part in the 2024 Pride Parade —Saskatoon's largest annual parade event.
An early morning fire that ripped through a structure in North Battleford claimed the life of one individual.
Hundreds of mourners gathered at a vigil in Surrey Bend Regional Park Saturday evening to honour Tori Dunn, who was killed in the city’s Port Kells neighbourhood last weekend.
A B.C. Supreme Court judge has overturned a ruling by the province's Environmental Appeal Board after finding that the conduct of the panel's chair and one of its members led to a "reasonable apprehension of bias" in its decision.
B.C.’s police watchdog is investigating after a man was seriously injured while being arrested in Dawson Creek.
Traffic began moving again overnight on Highway 97 north of Lac La Hache, B.C., after a pair of crashes – one involving a school bus – left one person dead and sent 14 people to hospital Friday afternoon.
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How to apply for gender confirming surgery (also known as sex reassignment surgery) in Ontario. If you are eligible, this service is covered under OHIP.As of March 1, you can seek an assessment for surgery from qualified health care providers across the province. ... If you have surgery before getting approval from the ministry, the cost of the ...
Launched in September 2023, it is the only clinic in Ontario and the second in Canada to offer all three of the following gender-affirming procedures: The clinic's lead and co-founder, Plastic Surgeon Dr. Nicholas Cormier, has some more wonderful news to share: "We're currently accepting patient referrals from physicians," he announces ...
Medical and travel costs; Facial feminization surgery ($30K-$50K) ... Voice pitch surgery; Ontario. ... Quebec residents with public health insurance plan RAMQ are covered for gender reassignment ...
When reached by Xtra, Rainbow Health Ontario confirmed that, unlike in other provinces, the entire top surgery procedure is not covered by the provincial health plan; most Ontario surgeons will charge the contouring fee to the patient, in addition to the top surgery cost they bill to the province. Advertisement.
For lower body surgeries, including but not limited to orchiectomy, hysterectomy, phalloplasty, metoidioplasty and vaginoplasty, two providers are required to complete separate surgery planning visits and complete the Request for Prior Approval for Funding of Sex-Reassignment Surgery Form (.pdf).
This is also known as sex-reassignment surgery (SRS), gender-confirming surgery (GCS) or gender-affirming surgery (GAS). Transition-Related Surgery (TRS)* Frequently Asked Questions For persons considering surgery in Ontario and the people supporting them. Who is considered a qualified ... (travel costs and accommodation) • Private/Self funds
Transgender Pride Flag map of Canada by Devin Kira Murphy. Licensed under the Creative Commons Attribution-Share Alike 3.0 Unported license.. With last week's announcement from the Government of Nunavut confirming that the territory will pay for mental health services and transition treatments for transgender and non-binary residents, Canada will now have nation-wide funding available for ...
patients for surgery, but to apply for OHIP . covered funding for these surgeries. * Transition-related surgery, also known as TRS, refers to a range of surgical options people . may require for gender transition. There are many terms for this including gender-affirming surgery (GAS), sex-reassignment surgery (SRS), gender-confirming surgery (GCS).
Information about Sex Reassignment Surgery in Ontario. Information about Sex Reassignment Surgery in Ontario. Jump to Content. PLEASE NOTE: ORDERS IN OUR SHOP MADE AFTER JUNE 12 WILL BE PROCESSED THE WEEK OF JULY 1. THANK YOU FOR YOUR PATIENCE. ... Information on Sex Reassignment Surgery (SRS) and Trans Health Care in Ontario.
Facial Implants. Using a special type of firm silicone implant, Dr. DuPéré can create the appearance of firm, defined pectoral muscles, typically associated with an attractive male chest. Gender Reassignment Female-to-Male Surgery in Toronto at Visage Plastic Surgery Clinic in Toronto. Contact us today.
The Ottawa Hospital General campus on Tuesday, Feb. 22, 2022. (Jim O'Grady/CTV News Ottawa) The Ottawa Hospital is now accepting referrals to its new state of the art gender affirming care clinic ...
Step #3. Step 3: Complete the Prior Approval Form. Following your Transition-Related Surgery Planning Visit, your provider can complete, sign, and submit the "Request for Prior Approval for Funding of Sex-Reassignment Surgery" (also known as the "Prior Approval" form) to the MOHLTC. The number of qualified providers who must complete ...
Ontario is funding surgery as an option for people who experience discomfort or distress with their sex or gender at birth. How to qualify Ontario funds two types of genderconfirming surgery: genital and chest. To qualify for funding, you must: be assessed and recommended for surgery by either one or two healthcare providers (e.g. a
There are potentially more than 800 health-care professionals across the province who can now assess patients for sex-reassignment surgery, a change Ontario adopted March 1 to trim the more than ...
The Gender Identity Clinic at CAMH offers specialty services to both individuals and their primary care practitioners in Ontario with regard to issues related to gender identity and expression, including gender expansive, trans and non-binary identities. The program offers a comprehensive response to the variety of clinical issues experienced ...
Request your consultation right here on our website, or call Visage Clinic at (416) 929-9800 to schedule your visit. Male-to-Female (MTF) gender reassignment surgery in Toronto. Visage Cosmetic Plastic Surgery Clinic. Contact us today.
Dr. Amy Bourns at the announcement to expand referrals for gender reassignment surgery. The Ontario government will move to allow more health-care providers to provide patient referrals for sex ...
physicians in Ontario can prescribe puberty suppression and hormones to youth. TRANSITION RELATED SURGERY . Also known as sex reassignment surgery, this includes various surgical procedures that a person may choose to undergo to better represent their gender identity. If your child is considering surgery, contact your primary care provider.
Form to be completed by providers on behalf of patients seeking prior approval for insured sex-reassignment surgery. Need help downloading or filling forms? Please check our Help page for solutions to common issues.
Gender-affirming surgery can cost between $6,900 and $63,400 depending on the precise procedure, according to a 2022 study published in The Journal of Law, Medicine and Ethics. Out-of-pocket costs ...
The cost of transgender surgery can vary by provider and the type of surgery you choose to get. For a female-to-male transition, masculinization chest surgery (also known as top surgery) might ...
The cost of transitioning can often exceed $100,000 in the United States, depending upon the procedures needed. A typical genitoplasty alone averages about $18,000. Rhinoplasty, or a nose job, averaged $5,409 in 2019. Insurance Coverage for Sex Reassignment Surgery.
Published Feb. 16, 2024 8:20 a.m. PST. Share. An Ontario resident is fighting the government to secure public funding for a specialized gender-affirming surgery argued to be "experimental" by the ...